Value EURIBOR

All these increases makes the European Central Bank to curb the profligate consumption that we have had in recent years. Failure to raise the interest rate, all spend more and more. If we continue to go up buying mortgages ... is inevitable. But as they have risen so much, they will not curb consumption, it will stop. That means economic crisis, fewer sales of flats, fewer cars, finally, we have to endure.

Good afternoon, I agree with all of the words no a expressed in your comments, I'm also mortgaged, but that remedy is the price of independence and what it is supposed our freedom, freedom to create a family with the person you want, whether freedom of this country in which we live, but that the recently proclaimed a large country and exercise book in which citizens have the right to decent housing and of course a decent life, but I believe that life really only take the politicians and some suerte.Bueno not want to bore anybody, just off a little of what you have said that the demonstration would not be anything wrong, then notices that when we raise the public value before any further lifting the EURIBOR, Cordially

ZP certainly will not pay the mortgage to anyone, let alone to take actions against such increases. If you had not taken for inflation ...

Good;
It's time to fall a little interest, we are with the Spanish economic crisis, the 99.5% of Spaniards do not reach the end of the month .. as this government does not take letters to the matter, we will see how our families go through financial problems, no solution ... and now we add more to the rise in the basket ... this day and this is the height ... ..
Mr. Zapatero ... you ... do not realize that a family of 4 with a salary of 2200 € unworthy monthly mortgage ... all we have for food etc ...
Mr. You is aware that Spain's economy KO

I agree with you especially with Jose Francisco that the people have no weapons but use them if we all join manifestáramos and we would be much better than the government realized that we are serious and have to find a solution. What if the demonstration is alert to please in every city or town can be too.

Hello everyone, all you see in the vast majority of the forums is more complaints and grievances ... ... .. but only see manifestations of other gays and lesbians.

What is needed here is a further manifestation of male or god not go to vote in elections. That they realize once and for all that we are all outraged by the events arising from a relatively short time.

Absolutely, but my view is that the demonstrations are useless. Do something where we are because of the troops in Iraq? Do something for demonstrations decent housing? Does anything demonstrate against ETA?
In my opinion, we must react to the government but not with cries actions: not to vote (as some have said) begins to be something that might make them react.
Let's see what happens ... but something must be done now!

And where you get that blank votes account for something? Because the day after the election I do not see it appear anywhere (newspapers, television, etc.) but is a vote validly issued, which enters the participation rate, which is high if the politicians say the winner of the match as always - "Thanks to the people for having given their trust" -. What confidence if there have been many white voters who voted?
However if abstention, and is high on politicians were falling face shame (though not have) and this gesture of joy will still be there but changed because the principles and values of a good politician is also filled the pockets of ignoring ethics. To see who think that speculators are directly or indirectly.
Well I will not say more, but they explode with your fucking money.

Blank votes do not appear in the newspapers because they involve a number laughable. If they were so many abstentions and look like as newspapers spoke of the white vote. Blank votes counted, and in theory (never has been the case) should be allocated seats to the blank votes. A link to the left you will not take it: http://cadpea.ugr.es/web/documenta/leydhont.aspx
The corrupt politicians are to blame in the problem, but only as a facilitator gear, are the engine that drives the machinery. Nor have to exaggerate, and not all politicians are taking the money, and I dare say that the majority are honest.

Actually every one here says what seems right thing, because we are in full democracy, but some of those who complains about everything systematically, especially because he has raised the mortgage, remember that when the sign is already talking about that Interest rates did rise, but deaf ears? we are a little serious when we go into a forum and informémonos, please. Most of the plaintiffs here are pure rhetoric and demonstrate a degree of ignorance about the economy. I like to fuck me up the mortgage, but it was already aware of what was asked and not 100% over the cost of the loan plus the new car and visa with which I went on vacation ... Our parents and grandparents living with far fewer things that we (had not teles plasma, all versions of plas station, leaving clothes brand drinks every weekend, etc. ..) so a bit of order that I think is good, but because they fall into the waste .. a greeting to all and think about what we say ....

I am not with the last comment decuerdo xq televicion plasma it will leave all your fine weekend I saldras your mortgage payment is not 978 qe navarre and 1900 salary earned between 2 have a child 2 years I knew he could climb qe to clear but not so asin qe qe me if I should I be qejar qe problem is not only government but like qe alqile give aid to single mothers and more pa qe we do not then we are a shit qe said maternidadyo fripo up the 1 I'm aoga xq I can not give you a whim or is not crying then pa qe qe derroxamos not tell me and I tenio qe qe no smoking qitar xq xq qeria I can not allow my one caprixo asin qe caprixo of anything and if an economic crisis that just got tansolo qe qe 23 years of life sentence

Eva're right, but if you want someone to listen and if you make sure to write better code in SMS, so you lose credibility.

I rise Euribor is the best effort to pay. 1288E is not little or a lot, too!
ZP sure the floor is as much bigger than me, pays almost doble.pobrecito ZP !!!!. we laugh, we work day by day, week after week, so that others like Bush, to enter into another war, asitb falls over the bag, and all economic releases.

The face of oppression; recession.

What we are seeing every day. What we experienced in our domestic economies. Increases of all kinds, less pay. The solution lies in ourselves. If you want a crisis, it will have. No consumerism whim and enforcement.
And since we are Europeans, organic is more expensive. Where is the returnable bottle and discounts? That was organic and cheap.
If prices rise, we need to do to fall.

I do thank you very much. We bought like crazy because the story is under the Euribor, and of course, we bought the floor to the limit of our ability, that is, if we break up the Euribor in half. But nothing happens, what we buy. Now, as everyone knew, the Euribor rises and the mortgage, and now say that the government will help us because they can not afford it. Yes sir, we are very mature. Indeed, the floors of caves are not officially brick, far from it.

For some, is that when we buy other laws. No choice of bank or mortgage rate and extra costs for subrogation. That did not supply the floor. That we are the days of signing the "sausage", say notary. Clearly there are people who have bought well above their means. But what other options have been buying? Is it the same cost in Spain?
The numbers come out at the beginning: Entry, expenses, taxes, registration, ... and that, but you've had trouble with the notary, the builder, registration and the City / town. But what is more sexy bank. Not only will the annual rises of the mortgage, you also lower depreciation. After 5 years or have not paid 9000 €. Then you have to go buy a piece of furniture, pay electricity, water, telephone, gas, gasoline cars, compulsory insurance of the bank (the house and amortization), food ... And yet we continue to want to consume stimulate the economy. Ha! € 1100 per month with'm the greatest magician in the world.

Hello, I paste it would be two to all these, we are amargando the vida.politicos, bankers, real estate etc., without more workers

Housing is necessary and especially for SEPADADOS, WE CAN NOT WAIT WHO WE CAN THE REGAL we IR OUR OLD HOUSE.
I agree that the Euribor rises but not with this overstatement, 10 increases in 2007, when rising increases implemented immediately and we expect LOW WHEN months notice (INJUSTICE).
At 2 years the share has doubled (very unfair), the Spanish Constitution says we have ALL RIGHT to decent housing.
WHO ARE Los Ladrones?.

guard is judged that all the politicians that if we sell the flats to go up if the Euribor rises if the basket rises if gasoline goes up and we have to once and for all to stop a fool After all, some day I get to the theme of the floors in the Euribor and the basket, but today I played with the issue of petrol I would like an esplicase that, after paying a barrel of oil in dolares
we have always been a behind the United States and today we are far above us sienguen charging gasoline as if the euro continued lower and much less after close to 100 dollars a barrel in late December and late January rioja We have 90 dollars for the hell not affect liter of gasoline.
UNTIL WE NOSES.

Good night I read several comments and I would say that many of you see the solution in the rise in salary that is no solution and, if you can climb up the salary, so the product goes up, then your salary remains the same.
Also I would like (not-for-offense) andalusia Julian.Posiblemente economist I do not know much of economics, but if it cost to build a house or apartment, because I am in charge of work for 15 years and I can say that a site worth 10 years ago 12 million pesetas today is worth 45 and 10 years ago in the Euribor was a 16 or 17% and 4.35% today with this I mean ... that is the same as the housing price will be expensive because the Euribor and gives the same as the home side because this Euribor this "cheap" so that in one way or another always pay to the limit of our ability.
One more thing, tell someone how many people charged in an apple tree starts today and goes next week to fruteria? Middlemen have all or much of the blame for rising prices, find out how many people charged in the apple tree without watering even once and you will flipar

Well, I'm as autonomous, I shit in the government that is pounding us with their gifts of social policy ...

Anyone who can not afford it and stop selling mourn, or to be sure that people are cheap.

In the end we will not settle for anything.

greetings.

Add: It is a shame they have floors p. official at the expense of workers.

greetings.

Euribor less evil that goes down, although the bloody bank's president of the European Union was reluctant to download it, but good slowly seems that everything is on track now to wait until the prices are moderate and stop uploading

It is the first time I see this website. He has personally been to see which is the Euribor for the month of January and that I do my bills on the Annual Review of my mortgage in Caixa, namely Euribor + 1 + 1 = 4498 I get the 5498 EURIBOR plus differential. Is the 1 January 2008, with annual revision of the charter have gotten 5725%? Now, I am powerless before the Institution. What is the guarantee of citizens are being violated by all banks and financial professionals? Why a citizen has to know of Economics, Legal Rights, Laws of writing, loans, etc., if these professionals face them act of faith to make the management of your agreements, pacts between the two, and after the end of the end you realize that that is not agreed, which is not predetermined, that you can not do anything because it is signed? I am not making a criticism of the economic situation of the country Spain, got by Felipe Gonzalez, the European Union, and we have all accepted the post in the Europe Yes, Yes to the economic, political, cultural, social and religious heritage of the European Community, which Neoliberalism is a two-speed, two classes of member countries of the two classes and structured for the disappearance of the middle class, and all the social and cultural emanating from Europe that is built by his half Contitución; is this the progress that becomes Europe? According to the man deserves all that Spain is in Europe, is in this democratic setting, this is in Luxembourg Government that governs us all, even if the vagaries of the PSOE and the PP in the executive branch of Spain, but is violated FUNDAMENTAL RIGHTS OF THE PERSON. From all this, my conlusión is what I said at the beginning, be a member of this country, in Europe, of this Constitution Be WORSHIP, LEARN AND THINK, AND OF COURSE, AS PRIMARY: JOIN WITH THE OTHER and demonstrations total for a fundamental review of all sectors of our society.

Well, I pay for the mortgage price increases, milk, bread, and now the rabbit and with three children, I had to seek work in the afternoon. With what I get paid or not paid for the rise in the interest of my mortgage. Tell me where to make the calculations of what we pay most of the rise in the Euribor. I have risen 500 per month in a year. I do not lie. Sure, it has an advantage, as I have free time to breathe or not I have to gastar.Ya know who benefits from this. I won everything in my extra work it takes the bank ...

Francisco,

Or work in La Caixa, an economist nor am I, that in advance.
I do not know how long you have mortgage, but you should know that when the review will you do with the value of the reference rate of 2-3 months before the entry into force of your new interest. That is, if you check in January, the interest is Euribor + September or October 1. Moreover, I warn you well in advance and send a letter with your new interest rate and how much the new share sale, I know this because I too have mortgages with them. So

1 Be alert to changes in interest rate forever, not just when we go to the limit.
2nd Leamos what we signed, especially if it is a beautiful half-life commitment.
3 It does not take an economist, but if we do not have a culture of minimal interest rates and mortgage conditions, stay for a lifetime of rent or because you going to get bent or you look like an ignorant. Like if your ejerces right now "off course consumer" and claim to La Caixa.
4th La Caixa not ever give you the best market conditions if you're not favored customer, are rather expensive, but you will never fool with a lump of something like the interest rate. Can you imagine all the millions of mortgages that have claims to the time?
Eurobank are not ...

Greetings.

Hello everyone, I just want to throw some "details" of the ECB and reflect. I am sure it must only be known by people in general.
The European Central Bank entity born of the "European democracies" is a dark and cloudy, not meeting records, or respond to any democratic institution, that is, no one can control what happens inside or decisions it takes: France tried to intervene, and poured over .... we should reflect on this institution was founded on democracy and that his organization was not surprisingly to those rsponde maximum, but to the contrary. Who really protects the ECB?

a greeting

Hello:
This esparaFrancisco and todoslosdemaslectores.
The AT caixa if temienten, which do not pasaesque in writing, where you'll subrogarte on the mortgage, you do the calculation with the previous month Euribor (this when ibasubiendo), but then when you go to sign the document vesen the calculation is made with 2 or 3 months before (now that low), when you say that protests so, it takes the Euribor 3 months ago as a rule in that state, when you do not tell them he had done so the calculation will be left detonto. And if, as I say that euriborno esel ago 3 months but the 4 or they may be, you say it is the Euribor reference bank for mortgages, which I do not mecuadra any of the published on the internet.
If you require fuerapoco insurance catch up with them and use their gestoria, which are much more expensive, but we fixed it myself.
So if anyone is going to take a credit with the caixa Ojito, which lie more or less speaking omitted information.
Salu2.

La Caixa on again:

1 The simulation will not make any Euribor but with the initial rate, which is often similar to Euribor + differential that time.

2nd La Caixa will make the revision of the value of X always rise or fall months.

3 What are some sausages, yes, like everyone else.

4 A few years ago a study was conducted on terms "illegal" and the mortgage BBVA and Santander going so cool, especially for young people with mortgages have reached up to 17 unfair terms, far more than any other entity, or So, there are worse than La Caixa.

5 If you get insurance, because you want it, once you've signed the mortgage, and give low-paid as much have 1 years. You pick the course and anyone party. Or do you think you removed the mortgage?

6 As for household insurance and give the best service (money). I know several companies.

7 Conditions of La Caixa, as in most places depend greatly as a customer profile and you have an office where you go. I have accounts in several offices and well, but now I am in the highest part of my town and almost come to receive red carpet and everything (and not a fee or commission or maintenance of many operations, I am not familiar or anything similar employees). I only have my salary, my life insurance, the house and 2 peaso mortgage payment for me alone that religiously (I am 26 years). To see if this is going to be ...

The company I work for the money remains a board q manda Andalucia to improve trabajadores.Todo contracts for price rises, not the salary, while men will have to rule the man who is always taken advantage of. The fair always pay.

The answer to the mortgage, is not easy but in attitude, because all we have for mortgage law suspended for 3 months for payment, the bank does not comply, which wants to establish themselves and are free of complaint, immediately denounced the director or commercial, not to accept it by law, this year it is believed that the EURIBOR down but not down much, but if it would be very interesting that when you get off, the Euribor a bit, change the condition the mortgage that the law can do, he does not want the bank to report, things are not made to avoid Respuesta.El Zapatero government spends each year 22 million euros Pora advise him, as the lead economy.
bad government is not bad Gobernante.Saludos

I think we all have clear ideas, it would require a demonstration, consider the impact at this time, if all the people of this country who can not get to the end of the month is expressed, temblaria politicians are genuine vividores is nothing of the working people have no solutions pq not know or think they live, in order ... you can say you do not know.
Think a rally of more than 8 million taxpayers ... would pear.
A greeting to all, and less need for month-end.

Michael Lo,! Shameful!, I think that would even ZP VERGUENZA as this, that no Spanish politician has any fault on the EURIBOR (NI I would like to have, because surely METERÍAN foot, as usual ... ...).
All were able to choose between a fixed-rate loan and a variable rate, each made their choice. . . . Some did not have success, but most do. . . . And chose a variable rate loan, on the EURIBOR (famous for that), but when they go hard. . . everybody hurts, and house prices in recent years has risen so! BESTIAL!, and that if it is to blame HE MR. ZP, as being the most demand, or painted over, it was not precisely what has built housing in VPO of VPT or anything, but affordable for a working majority and more and less mileurista go to a family with her partner, this type of housing you would have the jurisdiction to free housing, which the latter could not raise prices, but we must bear in mind that raising taxes (AJD ) is a rate of 7% over the price, and if higher the price levied by politicians, and therefore their salaries annually revisadados are more or less a 12% per annum. . . . Like all of us ... ... .. .
In this, the SR. ZP has columpiado (as in so many other things), but a childless solterito will give 210 euros a month, or 400 euros for all, or the Law of Unit (without pulp), but who wants to buy. . . . . Make things concrete and clear, do not promise, to help before the newly formed family that currently can not pay your mortgage (if your home complies with the regulations or VPO VPT), IF NOT LIVE IN A HOUSE OVER 300,000 EUROS .
Move your ass, AND THINGS TO DO NOT BUY MY VOTE.

The thing to do is complain less and go to vote, and punish the government's policy is that the game is much money you give to a charity shop in the world !!!!!!!