Mortgage Calculator

A portion of the mortgage calculator simulator have the following:

http://www.euribor.com.es/calculadora.php

Simply insert that amount, term and interest rate for the amortization table.

The system of repayment is the French (used in all mortgages) must be borne in mind that the principle we have to amortize the entire loan, the interest is very high, and as the years pass interests are lower. As we want the quota is constant, initially pays less amount of the loans, and more at the end. Hence surprised to see the amount of interest that are paid early.

17 comments

Read the comments left by other users below, or:

# 1, Juan Carlos

April 17, 2008, at 19:35.

Very good. I've been hanging around this time of the mortgage multicurrency. I do not know if you have any point where they can download a page from an excel where he can do the simulations for this item.
A greeting and thanks.
juanky749@gmail.com

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# 2, Mary

June 13, 2008, at 10:14.

Very good days
I mean, as much of Spaniards do not get to the end of the month with all expenses we have and so miserable salaries, which would need to seek a solution to my problems because the government obviously I am not going to solve those.
I have thought about consolidating my debts, but as these firms that they have such a bad reputation, because I thought in the deshipoteca of ING. Freedom Finance? apparently is not so bad, but I don 't trust a hair. Please aconsejadme because I am very overwhelmed with the issue.
Thank you very much. Greetings.

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# 3, Antonio Manuel Gonzalez Fdez

June 16, 2008, at 17:12.

I have a mortgage of about 80,000 € to 30 years, and I would like to know how I can make the monthly increase due to the rise in the Euribor. My current monthly fee is approximately € 460. At the bank where I got him off the loan importance to the question that they did, but I'm really worried because we hear many comments from people who do not know. For fabor I can explain as Affected by the Euribor in my loan. Thank you so much. A greeting.

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# 4, lucas

July 4, 2008, at 22:48.

Hello everyone, first of all say that I am a poor mileurista that a mortgage payment of € 1450 after continuous rises. My wife takes something more than me and we can get to the end of the month grazing the red zone. The best solution for mortgages is to switch to a multicurrency and pay with the benchmark libor "Japanese Yen" that barely 0'80, 5'3 respect to the Euribor. Best Bank? Bankinter. Not so please ask, go to the bank and ask. To think that that's not going to tell you what the cobbler, not on TV, not interested. Do not let quedaros to convince your mortgage, the best solution is the multidvisa variable that will allow you to change your currency if this rise. I pay 1450 € to 40 years with the Japanese yen happen to pay 1050 € and less than 10 years mortgage. thanks! ZAPATERO RESIGNATION!, Who has done so well to the Championship for the Spaniards to forget a little about the crisis, the real problem of Spanish is the mortgage, soaring food commodities, rising fuel and especially wages. When you gonna solve cobbler?, If you do not do it then who? I hit a shot? or I pay your mortgage ... thanks!

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# 5, VICKY

August 26, 2008, at 13:51.

Response to lucas, took a year trying to give me a multicurrency, you have plug, especially with Bankinter, who told me that they were dangerous, if you're so kind to indicate that office
you did it so easy to ti.gracias
greetings

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# 6, lucas

August 31, 2008, at 0:35.

Hi Vicky, I have not said that I have, I said that the best is a multicurrency and I pay "x" money "happen" to pay "x" less money, read good! jeje, I looked at Blanes "girona", but not granted me that I was not taxing, but I did not put any hits and I explained it very well! VICKY VICKYNGA a kiss!

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# 7, angel

September 26, 2008, at 20:58.

For more fans to criticize Mr Shoemaker said that to see if some believe that the crisis is only in spain and the españolitos and secondly what the reality is that mortgages are cheaper but there is a risk that if change is true that you can go back to switch to the euro again but not before passing by paying the penalty box. a greeting of a thousand Heuristic

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# 8, David

September 27, 2008, at 20:43.

Hello,
Sorry this is not in English, but is a multi currency Mortage really a good idea?
What are all the parameters to consider before changing from a typical Spanish Mortage of a 5.x% for external currency?
Regards,
David

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# 9, Lucas

October 5, 2008, at 19:05.

I am a boemio, and a sparrow in cantarin and high-flying adventure.

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# 10, susana

October 5, 2008, at 23:06.

I'm going to get a loan of 85,000 euros, I think I'll do with Bancaja, I can do that I removed the opening board?, Greetings

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# 11, david

October 6, 2008, at 17:26.

I would like to make a small clarification for people who are looking at different mortgages in the Euro currency.
On the one hand the interest rate is lower (in case of Yen) but you should bear in mind that you also influence the exchange rate and this affects mainly the mortgage, ie € 100,000 and ask if the yen appreciates by 10 % Against the euro (as has happened in the last two months) you not only share rises 10% but you owe the bank € 110,000. This is the most important factor to consider. Furthermore although you can take a chance of currency is always with a commission and between 0.5 and 3% of the mortgage.
In sum to save a part of the quota may be the thing you get out much more expensive. Very carefully.

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# 12, lucas

Oct. 7, 2008, at 15:38.

Come to all multi mortgages, there is no danger in japan's economy is not like here besides there not raise the interest rate because they are interested in selling flats, not if you do not see where that gets so many people without floor in japan? q will want to leave the island? there is overcrowding! and the floors have been sold! boemios a greeting! weaa!
I like the bakalao

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# 13, Fran

October 11, 2008, at 21:16.

You see the duster Lucas, catalufo and above the PP, you would put me to Esperanzita for you to fix the problems ... housing, health, education, jejejeje me birth, not aprendeis

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# 14, Sunday

October 14, 2008, at 11:29.

In Japan a day that everyone thought they needed an apartment and had not for everyone. Prices rose and rose and eventually was everything to shit. Both are still there. When did it happen? In the late eighties ... not so long ago.

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# 15, Bugs Bunny

October 20, 2008, at 0:15.

Lucas, who already know so much, "bohemian" look and is written as "fact" of the verb do as well (as I write because as you use both your comments unless you do it well).
Tell us the truth, you will not duck?, Because it's the only explanation for such jets and misspellings together. Without rancor farewell ... Bugs Bunny

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# 16, Luis Miguel

November 11, 2008, at 2:38.

Lucas seems to me very well that critical to Zapatero, but I also am socialist I do, but we must be consistent with what we have, you've stopped to evaluate the solutions offered to us by the opposition? I've seen yet, I see neither by the government but I keep saying that the solution is quite complex. The bulk of the blame see it in all those speculators that everything was fine until they have lived like kings to leave the legacy that we now have the others. Thanks to those buying and selling of shoddy and those that have made them no one to blame. Thanks to all who colaborais and leeis comments

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# 17, valine

November 15, 2008, at 19:04.

You will be socialists socialist aunq zp and his friends away with everything
good but I will say this is q q q what we deserve and still had all q climb much more and more people unemployed in the next q Elections to the back and when we win as the third world and countries like Cuba and very demagogues alomejor some like ours you realize qa in this country is best lived when he was 8 years in a gentleman q gorberno insignificant mustache and I do not mean franco.En regards mortgages q I recommend you do not complicate life q try to pay as you've got and try to endure a few months q interest rates are coming down atodos lucky I was able CAMBIAR LEAVE PAY FOR BANK OR ATTEMPT TO YOUR BANK IS ESPABILE Q IS GOOD TIME FOR THIS REASON

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