IRPH

This is a shame, the state does nothing for the youth,
the floors are above the clouds caught and rising interest

Perfect, thanks!

Petty crooks handle this interest. Van down during the third and fourth quarter and in December, when many "pringaos" as we have the review CATAPÚN rise up singing. So you're left with an inch of his nose for 6 months or 1 year. In addition to empty your pockets, you take away the illusion that you at least a little down the mortgage. Let's see what happens in June or in December.

I'm fed up with that every year I go up the mortgage for the p ... Euribor we are in crisis, I have an apartment for three years from 65m to reform can not stop, pay € 1.103.00 and now I going to have the review and I will upload another Paston. You think that's fair?

Sandra

well no, not fair, I am paying a mortgage of 1199 and the revision eurillos next month, I'm shit.

Well, I 1.025eur payment and monthly mortgage amortized 180EUR (for a flat of 45m. This is Spain ...

where will we get? said it would not lower the interest rate?

I have an apartment that I can not sell despite the price I put is below the valuation because banks no longer give loans

rafa. you have to look at whatever you have left to pay and how long you have to recover the costs from the changeover.

I'm up the very balls every time I look at the page of Euribor check that does nothing but go up and up. I Cagüen the dead and the whore Trichet race and who the hell is the culprit.

q palazo going to get me, the review month is q

Well, I have reviewed this month and is 100 € more, so you know which way the shots, of 4.99 to 5.68%

contare you and the moment I expect the letter of the rise ... ..

I offer a fixed-rate mortgage during the first 5 years, in which only lifts me 34 euros per year. and then IRPH +0.25.
How do you see?

Banks are the owners of the world, what we have to do is organize to pressure banks. Firstly not to lower prices so they do not renegotiate again and again the same housing, second not debit any payment, and thirdly all threaten to take money from the account. On the other hand it is necessary to do a banking law that will not abuse the credit prices.
Why prick the housing bubble and the bubble is not pricked bank from state and government?

Greetings, I work in the mortgage world and like most of the foot españolitos have a mortgage, I assure you I had a hard time deciding who made it, and this which as I said I'm in this business, but finally I decided for something that is good and is giving me very good result compared to other individuals and entities bancarias.Lo first discard was the banks that they offered me IRPH indices, rule out more expensive than the Euribor, but right now the price as we have nobody and nothing will get rid of him and his rope. The first thing is to find various options and above all keep abreast of the Mortgages Act, you learn a lot from it and not let us take the hair. Another important thing to consider is the mortgage conditions and what the bank calls them, opening, cancellation, redemption etc .... and the recruitment of other products, mainly bound as credit cards, pension plans, insurance etc ... .. Ceaselessly attempt is your money and vosostros is you who you marry the mortgage for 30 years, not banks.

because I had a mortgage with IRPH boxes and was more expensive than the Euribor Euribor and change it to 1400 I was not spending at the end if I did well with what is going up next month touches my review

do you think of eruribor but 0.12 in Deutsche Bank?

I'm hip with IRPH +0.15, payment 953, and I have revision 30 June 2008, I offer cap mortgage payment 121e./mes for 5 years., to keep interest at 4.90 during this period, is advisable?. I would appreciate answers

I have a 15-year mortgage, I can only € 35,000 per pay but now I will buy a flat for a business and I will ask € 180,000, you believe that it is interesting to ask 10 or € 15,000 more to pay off a portion of the first mortgage? we considered this option to reduce the share of the first mortgage.

Hello to all mortgaged, look at this
http://www.stoptrichet.com/
A greeting
Diana

Surely you have not read your writing, I did it for overconfidence because my family was who advised me, for nothing, I've screwed up!.
IRPH hired Taking Care of all entities!
IRPH is Benchmark interbank mortgage and there are different
indices; IRPH Banking Banks IRPH, IRPH the set of entities is the average of the last two indices, and finally the Cajas.Ojo IRPH! After entering BOE seek and click Other provisions, for the Bank of Spain there you will find the foreign exchange market and the reference IRPH, SE published every month on day 22 aprxte, and always refers to the average for the previous month. OK
aH! So far the remains Euribor Benchmark interbank all the lowest. And read your copies of deeds or writings if you have the originals, are detailed financing conditions, and difrencial. Also you can see the differences between them and their indices and other records on page
IRPH. just looking in the direction IRPH and you will get the content you requested.

September the next month I reviewed the mortgage loan. Euribor How will I know I apply?

thanks a greeting.

Hi I'm about to sign a mortgage. Popular Bnaco gives me Euribor + 0.3 with quarterly Euribor.
Credit Agricole offers me with Euribor Euribor + 0.35 per year.
I've been watching both indices and the quarterly except 2 añitos think am better in a global age 8. But the truth is that you chose one, because I'm fairly Novatillo this. Of course there are also banks that offer me IRPH but n I like too.
What would you do? quarterly or annually?

Hi Alex

If you sign on today, almost a yearly interest you most, although the graphics you see in the quarterly rates are lower, think we are now in a time of instability. I advise you sign a year of peace, and not get checked in three months, and not just what is the EURIBOR, which is very wobbly, but this value plus the differential to the bank.
And while the prospects are not very good until early 2010, mid 2.009 Euribor should not be higher than today.

Good morning,

In reviewing my mortgage I offer two options:

- Euribor + 0.80 semi-annual review

- + 0.80 IRPH entities set fixed for 3 years.

What is the best option?

Thanks

urgent

Magnínfico Trichet, as can this man, allegedly trained in economics to know that, as things stand, a cut in interest rates streamline the use of explosively, the floors would become to sell, the Euribor would drop, the People would have more money in their pockets to spend in shops, etc etc etc.

Suppressing the vast majority of people will suffer with higher rates, ensures that only those who earn more money live better, get more return on your savings.

Finally, Serafin, I renew next month, up from 8% of my mortgage with what amounts to a rise of 4% of my monthly fixed expenses. Fantastic, at least I know where ipc reverse the rise of my salary ....

q euribo about the lack of focus for us q q disen things we know we are always lomismo hastacuando.

I married a year ago and two years ago we bought our house, fifth without anscensor 65 m2 + 35 = housing = 45 costs 40 million bank, notary etc .... For 35 years the mortgage began to pay 1050 euros two years ago and now the next revision 1460. THIS IS A PAST. As balls are going to have families but can not afford the house to pay the guarderia.La thing is very bad and I think it's going to be worse from the floor to put the banks in the ass and fucked here or all or pull the fucking river. I think the government should take action but we like the Argentines 3 años.Muchas thanks.

I would like to know the current value of IRPH banks. thanks

I shit on to another rise of eggs is going to be the short-term mui Gerra at 60 euros more fuck

antonio interest to the day of y is almost 6 q es lo q ami me because of an IRPH

Bank, bankers and banqueritos ye carrion animals, mistaken to anyone who passes through the door of your cave, into believing that you are advising them in their own right, but not do anything but play with the illusions of people. And builders I wish you a great misfortune in your life, a home, the price at which the vendeis gives to make the best of how we are indulging. Bankers and builders unscrupulous people with bloodshot eyes at the sight of Don Dinero.

I'm sick in my mortgage contract the IRPH told me they did not rise as much as the first revision euriborpues got me 60 euros every month and now I have risen 90 ¡¡¡¡¡¡¡¡ incredible somehow cheated us

I feel very strong that the SNr. ZP and his government team aiga come to the rescue of the banks and give air to banks in need with public money and no thought of an agreement aiga forcing banks (since they will have help with public money) to paralyze those with valid reasons can not pay your mortgage, are about to be attached or has been seized ME ALL THIS SEEMS VERY STRONG give air to those who have gotten us into all this suffering and give them consequences, besides ago one llammiento those who suffer this for a demonstration to global effects if needed ... there's that I want an answer WHY?

Spanish ones, the situation is much more complex than might appear. Views from the street, it seems that the blame lies, as always, but I, with a double vision, I think we have all participated in it (truth is, to criticize it's free). It is the first time sent a message to the Spanish population on this issue, but I guarantee, you really do not you come to know and 5% of reality (like me
a mi tambien not know). I wish you luck in this war that has just started, many will not have luck to complete it (economically speaking). Use common sense and not be fooled by the media, politics, public oponión, etc ... SUERTE

Anonymous
Banking Manager

BECAUSE I PAY 1500 EUROS FOR 42 MILLION AND I HAVE THE IRPH +0.15 THAT THIS IS NOT AS GOOD AS VOY AH COJONES NOW PAY RAISES AN ITEM PLUS THE PUTO IRPH. THAT END OF THE FLOOR TO THE BANK. WE LIVE UNDER A BRIDGE. AS FOR THE SPANISH BUT NO AID FOR PEOPLE FROM OUTSIDE FLATS IF CHEAPER, GIFT VOUCHERS TO EAT ETC .. You see NORMAL

what you have to do is take all the money from the boxes and banks, as you will see that soon fall from the donkey

Hello

When I signed my mortgage for 6 months because it was recommended to me IRPH more stable, as they say many of the comments I've read. I have reviewed at 6 months and I have risen over 150 euros! I looked at the indices and it is supposed to be more stable in 6 months has risen 0.8 (IRPH) while fluctuating faster and is less stable has risen only 0.5 (EURIBOR)
I feel a little cheated, does anyone know something? I have a mortgage that costs me 1495 euros! On top is progressing because what I correspond is 1600! What I gradually adapting van in 5 years, but when we signed the forecast was started in 1300 and 1500 to the end of 5 years and have already eaten this increase in just 6 months! Anybody can explain me something?