IRPH

This is a shame, the state does nothing for the youth,
Above that the floors are through the roof and catch up interest

IRPH the value of what you can find on the website of the Bank of Spain. walk into statistics on the left, then interest rate mortgage and other officers Euribor and shows you what has been published until now.

Fine, thank you!

Giblets scoundrels handle this interest. Van down during the third and fourth quarter of the year and in December, when many "pringaos" as we have the review, CATAPÚN rise to singing. So you leave an inch of nose for 6 months or 1 year. In addition to the pockets vaciarte you take away the illusion that at least you get a little mortgage. Let's see what happens next in June or December.

I'm a bit fed up with that every year I go up the mortgage by the p ... Euribor are in crisis, I have an apartment for three years from 65m I can not stop reform, pay € 1.103.00 and above will have me do the review and I will rise another dough. Is it fair?

Sandra

not because it is not fair, I'm paying a mortgage in 1199 eurillos and revision next month, I CagA.

Well, I 1.025eur payment and monthly mortgage amortizes 180eur with a floor of 45m. This is spain ...

to where we are going to arrive? did not say he was going to lower the interest rate?

I have a floor that did not sell it even though the price that I have put this below the estimate because the banks no longer give loans

brian. you have to look far you have left to pay and how long you have to recover the costs from the changeover.

I'm up to the very Guevara every time you look at the site of the Euribor verify that no rather than climb up and climb. I cagüen the dead and bitch Trichet's race and who the hell is to blame.

q palazo I going to get, the revision is the month q

Well, I have reviewed this month and are 100 € more, so you know where to go for the shots, from 4.99 to 5.68%

and I will tell you, for the moment the hope of raising letter ... ..

I offer a mortgage to a fixed interest during the first 5 years when I go up only 34 euros per year. and then IRPH +0.25.
How do you see?

Banks are the masters of the world, so we have to do is organize to put pressure on banks. Firstly not lower prices so they will not renegotiate over and over again the same housing, secondly not pay any household, and thirdly threatening to draw all the money in the account. On the other hand we need to do a banking law so as not to abuse the prices of credits.
Why pricked the housing bubble, not pricked the bubble bank, from the state and government?

hello, I have a mortgage payment 1090.000 IRPH boxes and the month and now I get the q next revision if anyone knows if I can DESIR rises when the interest rate of Euribor also raises the boxes of IRPH grasias

Sincerely, working in the mortgage world, and like most of the españolitos walk I have a mortgage, I assure you that cost me a lot with those who did decide, and this as I have said that I'm in this little world, but in the end I decided for something that is good and giving me this very good result compared to other persons and entities bancarias.Lo first to discard the banks were offered to me IRPH indices, as a rule leaving more expensive than the Euribor, but now the same price that it we have, nothing and no one is going to hold him and his rope. The first thing is to look for options and above all to keep abreast of the Mortgages Act, you learn a lot from it and not let us take the hair. Another important thing to take into account the conditions are mortgage and what the bank calls on them, opening up, cancellation, depreciation etc .... and the recruitment of other products, mostly bound, as credit cards, pension plans, insurance etc ... .. Ceseis not in the attempt is your money and you are the vosostros you casais with the mortgage for about 30 years, not banks.

because I had a mortgage with IRPH boxes and was more expensive than the Euribor what I had to change to the Euribor and spending at the end of 1400 do not know if I did well with what is going up next month I get the revision

Hello, today I have a mortgage IRPH +01. Seeing that this index rose in parallel to the Euribor, or is it that is more stable is holding above the Euribor, I decided to seek a subrogation to another entity: ingdirect, where I offer the Euribor +0.33 and all fees 0. At this point, ing has already processed the binding offer to my current institution, to see if they can at least match the conditions, and counteroffer.
My big question is: is no longer whether it is worth making the change of mortgage, then it seems that the Euribor is almost the same value as the IRPH. A and I have to decide in a couple of weeks!
Why advise?

eruribor think that most of 0.12 in deutche bank?

I have hip with IRPH +0.15, paying 953, and I review the June 30, 2008, I offer cap mortgage payment 121e./mes for 5 years. to keep interest at 4.90 during this period, is advisable?. I would appreciate answers

I have a mortgage in 15 years, I have left only € 35,000 payable but now I'm going to buy an apartment for a business and I will ask € 180,000, think that it is interesting to ask 10 or more € 15,000 to repay a portion of the first mortgage? We thought this option to reduce the share of the first mortgage.

Hello to all mortgaged, watch this
http://www.stoptrichet.com/
A greeting
Diana

Sure that you have not read your writing, I did not by over-confidence as it was a relative of mine who advised me, for nothing, I cagado!.
I hired IRPH of all entities cidado!
IRPH is reference interbank rate mortgage, and there are different
indices; IRPH Banking IRPH of Boxes, IRPH of all entities that is the average for the latter two indexes, and finally the IRPH of Cajas.Ojo! After entering seek BOE and other provisions to click, look for Bank of Spain there you will find the currency market and the reference IRPH, SE released monthly on the day 22 aprxte, and always refers to the average for the previous month. OK
Ah! UNTIL TODAY remains the Euribor reference rate of interest of all the lowest. And read your copies of deeds or writings if you have the originals, are the conditions detailed financed, and difrencial. Also you can see the differences between them and their indices and other records on page
IRPH. looks in the direction IRPH And go forth the TE PAGE TO YOU.

the next month of September I will review the mortgage loan. How will I know when I applied the Euribor?

thanks a greeting.

Hi I'm about to sign a mortgage. Bnaco popular gives me the Euribor + 0.3 with quarterly Euribor.
Credit Agricole offers me the Euribor + 0.35 with the Euribor year.
I've been watching both indices and except 2 anita quarterly appears that the best comes out in a global age 8. But the truth is that they do not decide by which, because I am quite novatillo in this. Certainly there are also banks that offer IRPH me, but I am too n.
Hariais that? quarterly or annual basis?

Hi Alex

If signatures today, almost an annual interest you most, but you see that in the quarterly charts is lower, think that right now we are in a time of instability. I advise you to sign a year of tranquility, not that you review in three months, and not just what is the Euribor, which is very wobbly, but Add the differential to that of the bank.
And while forecasts are not very good until early 2010, the Euribor in mid-2009 should not be higher than today.

Good morning,

In reviewing my mortgage offered me two options:

- Euribor + 0.80 semi-annual review

- IRPH set entities + 0.80 fixed for 3 years.

Which is the better option?

Thank you

urgent

The magnínfico Trichet, as this gentleman, allegedly trained in economics to know that, as things stand, a cut in interest rates by a more dynamic consumption explosively, the floors are re-sold, the lower the Euribor, the People have more money in their pockets to spend in shops, etc etc etc.

Drowning the vast majority of people who suffer with the rise in rates, ensures that only those who earn more money living better, that will get more return on their savings.

Anyway, Serafin, I renew next month, with an increase of 8% of my mortgage which represents an increase of 4% of my fixed monthly expenses. Fantastic, at least where it is already reversing the rise in the CPI of my salary ....

q happens to the euribo by us enrredan q q designed things we know are always with lomismo hastacuando.

I have been married a year ago and two years ago we bought our house, fifth without anscensor 65 m2 + 35 years of housing = 45 = 40 million of bank charges, notary etc .... For 35 years the mortgage began to pay 1050 euros two years ago and now the next revision 1460. THIS IS A PAST. Like hell we're going to have a family but we can not pay for the house to pay the guarderia.La this thing very badly and I think it's going to be worse flats are going to get the Banks by the ass and fuck all here or throw or the whore of the river. I think the Government should take action but we like the Argentines 3 años.Muchas thanks.

I would like to know the current value of IRPH of banks. thanks

I shit on to another hike in eggs this will be the Gerra mui in short-term plus 60 euros fuck

antonio interest to the day of oy is almost 6 q q is what put me an ami of IRPH

Bank, bankers and banqueritos you are carrion animals, engañais to anyone who passes through the door of your cave, making them believe that they are advising the sake of his, but did not do anything but play with the illusions of people. And you wish you a great builders misfortune in your life, that a home, the price at which the vendeis gives to make it better for us as the entregais. Bankers and builders: unscrupulous people with bloody eyes at the sight of Don Dinero.

I'm tired in my mortgage engaging the IRPH told me that not climbed as much as in the first revision euriborpues I climbed 60 euros every month and now I have risen 90 ¡¡¡¡¡¡¡¡ amazing in some ways we are swindled

I think it is very strong that the SNR. ZP and his government team aiga come to the rescue of the banks and giving air to banks that need it with public money and no aiga thought an agreement obliging the banks (because they will have help with public money) to paralyze those with valid reasons can not pay your mortgage, are about to be arrested or has been seized LOOKS LIKE ME ALL THIS VERY STRONG give them air to which we have gotten into all this because those who suffer the consequences of them, Further ago a llammiento people who suffer from this to do a demonstration to the world if needed ... there is that I want an answer WHY?

Spanish ones, the situation is much more complex than it might appear. Viewed from the street, it seems that the blame is the usual, but I, with double vision, I think we have all participated in it (truth is, who criticize it's free). It is the first time you send a message to the Spanish population on this issue, but I can assure you, that does not really come to know or 5% of reality (like me
I also do not know). I wish you luck in this war that just has just begun, many will have no chance to complete it (economically speaking). Use common sense and do not let misled by the media, politics, public oponión, etc ... SUERTE

Anonymous
Director of Banking

Well, I PAY BY 42 MILLION EUROS 1500 AND I HAVE THE IRPH +0.15 SEE THIS IS NOT AS WELL AS balls VOY AH PAY RAISES A POINT AND NOW MORE fucking IRPH. WHAT IS AT THE END OF THE FLOOR TO THE BANK. UNDER A BRIDGE live. WHAT TO SPANISH BUT NO AID FOR PEOPLE OUT OF STORIES THAT IS CHEAPER, GIFT VOUCHERS TO EAT ETC .. LO see NORMAL

what we've got to do is get all the money in the boxes and benches, and you will see that soon fall from the donkey

Hello

When I signed my mortgage 6 months ago I recommended IRPH because it was more stable, as they say many of the comments that I read. I have reviewed at 6 months and I have uploaded more than 150 euros! I watched the indices and is supposed to be more stable in 6 months has risen 0.8 (IRPH) while the fluctuating faster and is less stable has risen only 0.5 (EURIBOR)
I feel a little cheated, someone understands something? I have a mortgage that cost me 1495 euros! And then goes on progression because what I would is 1600! I will gradually bringing in 5 years, but when we signed the forecast was to begin in 1300 and ending on 1500 to 5 years, and had already eaten This increase in just 6 months! Someone I can explain anything?

Where can I see the IRPH date?

Is that the last value of that meeting is in August and was the 6275%, come on, take it as you told me to sign the mortgage that was more stable than the Euribor, I'm going to sing the forties.