Bridge Loan

Scares me. You can finish eating up two potatoes.

Fany, that is a question for you mortgage bridge ago, but look to see if this can help you ... (not good news):

http://es.answers.yahoo.com/question/index?qid=20070325125914AADEwul

Hola a tod @ s, I write to see if someone can tell me because I want to buy a house and I have another, but to not lose the opportunity to buy the house my only solution is to make a "mortgage bridge" but some people told me that with the "mortgage bridge" in the end I will give a good saber and I will pay more bantante. Is that true? I would appreciate someone explaining it to me in a clear and simple as I am not likely in such cases. Machas thanks

I pass something like Antonio: My partner and I want to sell two properties that we have (instead of second homes vacation rental live in Madrid) and costing us material, and that's that sell very well and are almost new . The case is the landlord who rented the house we want to sell and we buy it ... but ...

What do you advise me?. A kiss.

The Exchange Home Loan or Mortgage Bridge is aimed at customers who want to move house. In Credit Consulting will have all the financing for the purchase of second homes, including expenses. In Credit Consulting offer you the best market conditions.

The previous comment is mine, I attached mail for more information.

Mdelgadomkt@hotmail.com

Hi, I have been watching this forum and many more and thanks to a contact in one of these forums, I managed to find a highly professional financial intermediaries and getting the best financial conditions for mortgage bridge.

I got a spread of Euribor 0.5, also gave me a period of two years with a very low fee, lower than any other bank in which I have asked and have been many, actually.

If two years have not sold, I have got three more years to share with lack (which is what gave me other banks) and top it off when I sell my house and want to return part of the loan, I do not charge anything by that cancellation, which in other entities charged me 1%.

So I advise you get in touch with them because they are very good, I solved my problem me and informed me of all the pros and cons.

The first address I got was hipotecapuente@hotmail.com, gave them my phone and called me the next day, have spent two weeks and firm last Friday, are very rapid.

A greeting.

What if my home already has mortgage, a portion of the value of vivieda, and I want to buy another mortgage bridge can be done?

Good Miriam;

Please contact me, the truth is you're right, I send a mail to my situation and I have solved the great problem I had, my case was that it had signed a mortgage and bridge with an entity that they call me lack vival ( pay interest only) as I was with you now had to pay double fee and thanks to these people I got to preface this gap and keep my current home because the tenant to have succeeded.

If you have trouble getting a loan or need information send an email, they control much about it.

hipotecapuente@hotmail.com

Maria, sounds like you from making a big difference ... a question during the prolonged absence "capitalize the interest accrued and unpaid?, Ie do you outstanding capital increases or not touched? It is important to know because if it is a huge move ...

uy ke miedo me jooo

Hi, I'm going to tell me, for flipeis:
A few years ago, before the rise big stick houses, bought an apartment, and after several years we fix it and we got married my wife and me. We paid the letter rather loosely, and 2 years ago we decided to get into a house. I wanted to make a normal mortgage, then sell the apartment, but on the bench convinced my wife to make the mortgage bridge, and she convinced me. The issue is that the total of what was in my apartment and the house was EUR 310,000 plus all expenses of deeds, finance, etc. and I had to bring the mortgage from the floor to the new branch. I gave a year's absence. We distributed the mortgage at 90000 on the floor, and 220,000 in the house, all the expenses paid in cash because, fortunately, had the money saved. Well 310,000 mortgage. Now, the first year only 90,000 paid the mortgage off the floor, and when you sell the flat in theory lifted the mortgage and I still clean around 60000 (assuming they sold 25 kilos) of which 45,000 had to deliver to the bank. Then it happened: That is fine if you sell the first month. A mi se me last year and I have not managed to sell the apartment. During this first year only paid 450 euros a month, but now I have given the all. In passing year, I had to pay the deficiency of which 220,000 have been 11,000 euros, plus the date approached and I had to pay the camp 45000 (notarization) si o si. Solution: they no, ask for a personal loan. Finally I had to extend the loan of the floor from 90,000 to 135,000 to pay those 45000 (2400 Cost of extension). I still have two homes, one with 135,000 of hipeta 800 euros to 30 years and over 175000 820 euros to 40 years, 1620 leros ie payment every month, I still get the same amount of mortgage, and have a closed floor that I can not sell it for $ 20 million, to see if I loosened the rope a little.
And no, I'm crazy, but I made crazy, and I do not recommend to anyone the mortgage bridge. A greeting

Fran, de sevilla ...
have not thought about renting the apartment you have, instead of having it closed? at least, 600e per month, or whatever the area, because with this it would save you a mortgage.

I bought my new house with this mortgage option bridge. The signing took place in late October-07, after which I undertook to write off my new home € 50,000 in a period not exceeding 24 months, that if that happened every month not to sell my flat, my mortgage the new house, grew at a rate of about 1200 € a month, months went by and the floor was not sold on sale. Over the months I realized that even though I was still paying the mortgage on the floor of the house she paid nothing (but if they were joining monthly interest), suffered six-monthly reviews of the Euribor, that is, as the Euribor has gone up all year, because the interests that were the sum as a debt to the bank and were 1200 € per month, if not 1465 € a month, after a year without selling the apartment and in the absence of 12 months for me to fulfill the gap, I decided to rent the apartment for 700 €, this money I was generating the car, I use it to pay the mortgage off the floor, but ... and the house? € 50,000 and I have to repay? and interest to date together???.

Well, € 50,000 is barely manage to save (not yet but soon). As of today, 9 Dec 08, my debt to the bank, are:

€ 50,000 + I have to amortize the new house.
+ 1465 x 15 months = € 21,975 € of interest.

I was willing to repay the € 50,000 and fatten my new home mortgage with € 21,975 of interest where the CAA in mind that the EURIBOR was falling, and that the forthcoming review of the mortgage on the house (which I have not paid anything yet, remember), the interest owed to the bank and were not at a rate of 1465 € a month, but from 1027 € per month, so that those who owe € 21,975 to the bank, become 1027 € x 15 months = € 15,405 (€ 6,000 less).

Conclusion. € 50,000 payment, fattening the mortgage on the new house at € 15,405, and the final numbers are:

€ 110,000 Mortgage floor. Monthly fee 580 €. Covered with the rental of the apartment to 700 € / month and separate car garage 60 € / month.

Home Mortgage 305.000 € - 50.000 € (mandatory redemption) + 15,405 €. Total mortgage home € 270,405. Monthly 1155 € (which thanks to two I can afford as it is in the numbers they did when moving house).

Why this story?? because people got into mortgages bridge without knowing anything about it, I did it knowing that the bank would win (as always), but knowing that limits of $ I could not move. I hope this council will serve those who are like me and do not know what to do. The option to rent the apartment, is the best, hear, and if in 5 or 10 years it recovers, I will try to sell the flat again, and if not, well I have 2 properties and one of them pays for itself.

I would like someone to advise me because I look a mess by not having a magic ball and not trigger all of this and of course I banks produce yu yu care.

I wanted to know if I published my writing. empiezo.tTengo a mortgage of 60 thousand euros of attic floor and I bought two years ago a lovely townhouse that was selling my attic and besides I had paid money I had, but it reaches almost the time of writing and the attic is not sold . I have saved 60 thousand euros is no mortgage I could stay. My new house would have to draw about 150 thousand euros for the subrogation interest and the share rose much I just have one salary and could not try to look at UCI famous bridge loans and panic gives me what I wanted to put the 0.10 IRPH paying my mortgage over the floor and a very attractive fee at the beginning of some 250 euros, but do not tell you what you pay for opening this type of loan and also understand that if we talk about a bridge loan is supposed to be for people who have bought housing and has an outstanding mortgage and can not wait to sell I want to be forced to pay my first mortgage and the guarantees were two houses since I understand that I seized one that is already paid and the purchases that also have a supply of 36 000 euros delivered. H and toyed with the possibility of renting out my attic and by that I would pay the fee and the townhouse but if I find a tenant who does not pay me and if so would destroy the attic I'm really scared me. In the end I thought that I will sell the townhouse and the attic as the townhouse is new and very good price back my little money and I do not get in trouble and warmups, I am very sad because it was a good opportunity but everything has turned out frog.

Hello to all the thousands of worried that because we must have throughout the country and I would say the world.
call me sir and I have a mortgage from a bridge with BBVA has two years and within a few days we will sign a third, as well at first we all thought the lifeline to the builder when he entered the rush and wanted to stay with our entry and raise the price of the house more 20millones pesetas
and in fact we met who had returned very late the gates put some simple but so all to say that when he passed the time was not even a day but in spite of not being completed or have permission etc, etc, ... this man Devi or tip it smelled of the crisis and besides he could pitch the ambition to become the nose for me to stay and earn more and take the day came and pressed us for two weeks, not the desire nor the I'm sick, and only made to coerce and Sell. and even illegally spent several months with the cartel and other conditions "for sale". the very cynical talk about other guys in a similar situation, but I can say now and man do to us Caixa.
who very kindly told us that this type of product did not give up going to stop looking for an agency and given up for lost house and money and crying a lot because it was a fully adapted house gives my situation and what happened? eta clear what I type gusstaba or left the house floor much more expensive than in the paired who lived, we had to change because the doctor felt it was not a problem but the elevator only to be more involved at home in my people and conmigo.así them that despite my camvié denuevo area and locality. The agency took charge of my situation and helped us a lot liuego had to pay one million pesetas but it is the best money were paid to poultry farms with the bad reputation they have here demonstrated that the work is people that influence.
signed and launched the house with a mortgage bridge but that way everyone, micasa was decorated and gardens all window awnings etc. domatizado. entering left no changes since we spent 7 0 8 million excluding poches 180m2 or gardens and other areas of way fireplace modern super pio bathroom house completely changed, and minimalist co terraces etc. are carried. more area of 800m2. lawn and pool more toilets. at a distance of 1.5 dkm. vilanova cuvelles the beach and in the best residential area cubelles. but thinking it was a long time we put the sign caualmente month and 3 days should talk to a neighbor and another divorced already this winter to be sold and they expect it soon sell one or two weeks and when we put our posters went up like mushrooms and winter arrives and expired the 1st
mortgage bridge and the fear of whether to renewal knowing that generates costs m, 1.5 millo.pts as every year one million finance charge because I see two luxury homes and this as 2nd residence, well another year has passed that if a serious crisis that if not? or not so and it is clear they do not know anyone in the world because in spite of studies on many variables and all hope of action of individuals, because as they say humans are unpredictable. We asked as I said before third mortgage this time I personally was more convinced to give us as days wore on TV, discussing different banks that although nothing was ever one third would have to do, now well and fourth? I understand this time in the office that is not the solution, said the solution would be for the amount sought to be given entry to sell the house or at the end that God knows where we are 60 years my husband has recently completed and had to early retirement or call so I could meet him because we could not keep paying a woman for three days a week, then move to 2 and finally to one but 6 hours or so until you reach a point where either alone time and because it is a today a family friend, I understand that we could go directly to pay the fee and then pay and peace in this boat we're all some more than others because one of the first were by financial scandals and the purchase of mortgage packages fake bank or maximum risk everything. You know the abaricia bursts the bag.
So vendita mortgage bridge yet we almost simultaneously q

Hello to all the thousands of worried that because we must have throughout the country and I would say the world.
call me sir and I have a mortgage from a bridge with BBVA has two years and within a few days we will sign a third, as well at first we all thought the lifeline to the builder when he entered the rush and wanted to stay with our entry and raise the price of the house more 20millones pesetas
and in fact we met who had returned very late the gates put some simple but so all to say that when he passed the time was not even a day but in spite of not being completed or have permission etc, etc, ... this man Devi or tip it smelled of the crisis and besides he could pitch the ambition to become the nose for me to stay and earn more and take the day came and pressed us for two weeks, not the desire nor the I'm sick, and only made to coerce and Sell. and even illegally spent several months with the cartel and other conditions "for sale". the very cynical talk about other guys in a similar situation, but I can say now and man do to us Caixa.
who very kindly told us that this type of product did not give up going to stop looking for an agency and given up for lost house and money and crying a lot because it was a fully adapted house gives my situation and what happened? eta clear what I type gusstaba or left the house floor much more expensive than in the paired who lived, we had to change because the doctor felt it was not a problem but the elevator only to be more involved at home in my people and conmigo.así them that despite my camvié denuevo area and locality. The agency took charge of my situation and helped us a lot liuego had to pay one million pesetas but it is the best money were paid to poultry farms with the bad reputation they have here demonstrated that the work is people that influence.
signed and launched the house with a mortgage bridge but that way everyone, micasa was decorated and gardens all window awnings etc. domatizado. entering left no changes since we spent 7 0 8 million excluding poches 180m2 or gardens and other areas of way fireplace modern super pio bathroom house completely changed, and minimalist co terraces etc. are carried. more area of 800m2. lawn and pool more toilets. at a distance of 1.5 dkm. vilanova cuvelles the beach and in the best residential area cubelles. but thinking it was a long time we put the sign caualmente month and 3 days should talk to a neighbor and another divorced already this winter to be sold and I hope you sell that took a week or two and when we put our posters went up like mushrooms and winter arrives and expired the 1st
mortgage bridge and the fear of whether to renewal knowing that generates costs m, 1.5 millo.pts as every year one million finance charge because I see two luxury homes and this as 2nd residence, well another year has passed that if a serious crisis that if not? or not so and it is clear they do not know anyone in the world because in spite of studies on many variables and all hope of action of individuals, because as they say humans are unpredictable. We asked as I said before third mortgage this time I personally was more convinced to give us as days wore on TV, discussing different banks that although nothing was ever one third would have to do, now well and fourth? I understand this time in the office that is not the solution, said the solution would be for the amount sought to be given entry to sell the house or at the end that God knows where we are 60 years my husband has recently completed and had to early retirement or call so I could meet him because we could not keep paying a woman for three days a week, then move to 2 and finally to one but 6 hours or so until you reach a point where either alone time and because it is a today a family friend, I understand that we could go directly to pay the fee and then pay and peace in this boat we're all some more than others because one of the first were by financial scandals and the purchase of mortgage packages fake bank or maximum risk everything. You know the abaricia bursts the bag.
So vendita mortgage bridge, almost simultaneously we must
sell the new penalty and an odyssey, my husband and character change after thirty years and three children is costing us almost divorce, but I have no where to go I do not get paid despite my 15 years of contributions but argue that has been more than ten years is highly questionable as to demand the revision takes them a year to 3 years could not Moverman that of the bed to the bathroom and it was a suit, handing todoeste alone waiting time they reached the night my husband and my three children, but had dinner in the kitchen light is then to bed for them and that was what we could see each other when they got four words at most. AND THAT'S WHY NO MORE THAN THREE YEARS DABAN WITH WHAT HE WAS I spend my time, which can neither be able to work, we had to borrow BY ALL THIS AT HOME OR SHOULD I SAY HOUSES AND CATCH the least bad option WHO WAS AT THAT TIME THE BRIDGE MORTGAGE or whatever.
WHAT IS CLEAR IS THAT AT THIS TIME AND CHANGES OF INTEREST APESA Clearly we have placed ourselves in the worst AND BE COUNTED AS PAY THE TOTAL OF THE NEW MORTGAGE, SBI 4O MILLION LESS THAT SHOULD BE GIVEN IF ANY SOLD MY OTHER HOME MORTGAGE A scend a total € 240 thousand € 660MIL THAT IS LESS OR THE SAME ONE KNOWS 110MILLONES When can I remove a
TASO 60MILLONES DE 82 A BANK THAT BECAUSE EVEN WHEN WE THINK SO DEN RETIREMENT AND DO NOT STOP NOW WITH MORE 300.000PTAS OF THE TOP COMPANY TO PAY BY HAYAS COTIZADO which in our case have been many, BUT AT THE END OF THE HEADS VIP EXECUTIVE AND OTHER RACES YOU KNOW THAT WE ARE NOT ONLY EQUAL BUT ALSO TO DEATH IN FRONT OF THE UNEMPLOYMENT widow and Handicaps, ha ha ha
Which abuses FORGIVE YOUR TIME BUT IT IS THE FIRST TO WRITE AND HAS BEEN A RELEASE, OR HAVE EATEN GOOD ... .. MANY, many, many thanks and reflect on
that depends on time to request money, the need for the house at the moment and not another and even not only the rules of a bank if not spend the night to treat the person that you are very professional and we all have better times worst to talk right? ....

Sorry, Mercedes, but I understood nothing of what you wrote in your long message.

I understand that you're a little upset, and you fancy desahogarte as quickly as possible, but I recommend that next, if you want your message to reach someone, please check the spelling.

Hello
Going to do 18 months we got into the mortgage bridge
Before you sign told us that at the deadline of sale (which would only pay the mortgage on the new house) and if we did not sell in time we would start to pay two. We explained it so beautiful that we signed.
In barely two months of signing us started to put pressure to sell out (even the bank manager called to offer the property for rent for far less value) and we say no, if not sell directly within embargoed us .
After these months in sailing, struggles and dicursiones with the bank. We have failed to sell.
That deadline expires in few days

The mortgage moving home or bridge, is the great advantage in this offseason of sale of properties, and offers the possibility of waiting until 5 years to sell the current home

Mortgages up to 40 years
Interest at 6.50% of output
Review Euribor + 1.15

Estimated practical example:
Calculated 40 years to 6.5%

Current Housing (a)
Outstanding mortgage of 120,000 euros
Sales amount by 190,000 euros.
Current mortgage fee: 680 .- € / month
The client will make the difference when you sell EUR 70,000

New Homes to buy (b)
Purchase Amount of 150,000 euros
Costs 25,000 euros
Total mortgage when you sell 105,000 euros

During the three years until it sells, will only pay the fee: 570 .- € / month, taking the two mortgages, and once sold, will pay 620 .- € / month.

Keep in mind that you do not pay the interest each month are capitalized.

I do not recommend anyone the bridge mortgage, think that if vendeis and goes to auction, as are things you can lose it all (the two properties). It is best to sell and then buy, the problem is that the floors seemed acababan.Éste is one of the problems was added to increase the prices: you saw a promotion and in two weeks was all sold? why so fast? very simple, why did people buy mortgages and bridge (no funds). I know dozens of cases of people who did it, thinking it would sell the old floor that I think was overvalued by more than 50%. If I had gone to a real estate expert, might not have taken that step, but having a floor it was like having a mine, talking with people and seemed kings, wealthy as ever and now you realize you did not, you have to go through life with humility.

I wanted to make an inquiry, "are legally required banks to provide a mortgage loan when you have previously made a bridge loan?

PORQUE NARICES NO BAJA LA GASOLINA, AL PRECIO QUE CORRESPONDE, SEGUN EL BARRIL DE PETROLEO…..??????????

# 25 , patxi

20 de Febrero de 2009, a las 17:12.

Quería hacer una consulta; ¿están obligados por ley los bancos a conceder un crédito hipotecario cuando ya te han hecho previamente un crédito puente?

Patxi en referencia a tu pregunta, dependerá de que tipo de producto es el que firmaste en su momento, lo que tendrías que hacer es ver las escrituras que firmaste, es donde realmente vas a ver todas las condiciones y hasta que punto la entidad financiera se ha comprometido a firmar la hipoteca futura.

Si necesitas más información no dudes en enviarme un mail a mdelgadomkt@hotmail.com

haber si alguien ,e explica bien, me esta dando miedo lo de la hipoteca puente, mi novio y yo queremos vender el chalet para comprarnos un pisito pero……..ahora imposible vender, y habiamos pensado en la hipoteca puente ¿ que opinais? esque veo que la mayoria decis que no lo hagamos y ya estoy echa un lio.gracias

Hola, os he estado leyendo a todos de principio a fin, y no veas el cuerpo que se te queda con algunos comentarios.
Yo estoy a punto de meterme en una hipoteca puente y la verdad es que ahora mismo casi ningun banco trabaja este producto, por como esta el mercado inmobiliario. En fin yo tengo un piso, que se me ha quedado pequeño, y hemos pensado en meternos en otro mas grande.
Hemos visto uno y nos a encantado, incluso ya hemos dado una señal.
He encontrado algunos bancos on-line que si que la ofrecen y la verdad es que aunque no sea tiempo para vender, si que lo es para comprar con cabeza. Me dan 2 años para que venda mi piso y la vardad es que lo veo factible.
Ademas todo esto es un engranaje, sino se compra no se vende y al no venderse el que no vende tampoco compra.
Not if I can explain.
En fin en esta semana me deben de dar una contestacion sobre mi hipoteca puente. Ya os contare.

hola me gustaria que alguien me aconsejara . Quiero vender mi casa tranquilamente y despues comprarme otra , lo que me gustaria saber es si tengo que hacer otra hipoteca nueva o si con la que tengo se pueded llegar a algun tipo de acuerdo para seguir en las mismas condiciones.

saludos a todos, la verdad es que he descubierto esta pagina un poco tarde ya que afortunadamente para mi soy un exhipoteca puñetera puente, pero creo que la experiencia de los demas puede ayudar a decidirse a los que esten indecisos. En mi caso solo puedo decir que la hipoteca puente me ayudo para cambiar de un pisito pequeño de 40 años y en un cuarto sin ascensor por uno mas grande y sin tener que morirme a subir escaleras, pero desde luego que pase un año y medio hasta que vendi la primera casa que no se lo deseo ni al peor de mis enemigos. Al principio de ver que no vendes la casa no te preocupas demasiado porque piensas que es pasajero y que mas pronto que tarde lo vendes y punto, pero cuando ves que pasan los meses y cada vez pregunta menos gente por el y apenas tienes visitas es cuando te empiezas a preocupar, para colmo aunque pagues una letra aceptable (unos 850) ves que los intereses de la hipoteca van subiendo como la espuma se te revuelven las tripas, total que cuando ya estas desesperado al cabo de meses y se te acaba el periodo de carencia (en mi caso creia que eran 2 años, pero ¡¡¡¡oohhh¡¡¡¡sorpresa, resulta que no se sabe muy bien porque en vez de 2 era 1 y pase de pagar 850 a 2200 como por arte de magia) asi que me tire asi 6 meses con esa pedazo de cuota hasta que vendi el piso por 10 millones menos de lo que pedia al principio, pero bueno lo vendi que como mal menor en vez de pagar una letra 900 que tenia pensado pagare alrededor de 1200, eso si despues de haber palmado cerca de 24000 en intereses por el tiempo que tarde en vender. Asi que aquel que se vaya a meter que sopese bien la opcion porque es una jugada arriesgada que te puede salir bien o te puede salir mal y como te salga mal te puede arruinar la vida, yo desde luego os puedo asegurar que he pasado muchas noches en vela y le he dado muchas vueltas al coco que creia que me iba a volver loco.

Hola,me pongo en contacto con uds.para ver si me podeis ayudar,cometi la temeridad de comprar una vivienda sobre plano solicitando un credito puente hace ya 4 años.El asunto es que por diversos factores (suspension de pagos de la constructora,tardanza de licencia de obra casi 1 año……..)sigo sin piso pero con la mosca detras de la oreja ya que me comunico el del banco que al de 4 años sin esciturar con el credito puente,puedo tener problemas con hacienda,asi que me incito a llamarlos para ampliar dicho margen.Mi duda es: (ya que no me dieron practicamente ninguna informacion) que documentos debo presentar para que me concedan la ampliacion?? (dispongo del documento que acredita que tardo mas de 1 año con la licencia y la promotora,me hara un escrito comentando las incidencias),puedo tener sanciones economicas?? hay alguna pagina web donde puedo copiar un escrito para drijirme a hacienda sobre el asunto como plantilla??? gracias por todo (si me envias la info por correo,serie fantastico ya que me conecto bien poco.Graxias y recibir 1 cordial saludo

Me llamo jose antonio y soy asesor financiero. si alguien esta interesado en una hipoteca puente o en refinanciar una hipoteca puente que no dude en ponerse en contacto cnmigo en josehipoecas@gmail.com

Bueno,  yo sólo quiero decir que la hipoteca puente es un producto muy peligroso. Llevamos intentando vender el piso de un familiar hace 2 años y no hay manera y el banco (Santander) se ha negado a más carencias. Resultado: este familiar se quedará sin los dos pisos porque no puede hacer frente a las dos hipotecas.

Jugársela a una hipoteca puente es como jugar a la ruleta rusa, no se lo recomiendo a nadie, te puede arruinar tu vida. Reflexionar …. : (

Si tengo una hipoteca puente  BBVA con carencia de 2 años, pasan esos 2 años y me sale mas a cuenta no vender y alquilar el piso que malvenderlo, si puedo hacer frente a la cuota sin problemas…En la escritura pone que a fecha x tengo que amortizar la cantidad x que se suponia valia el piso viejo…si no amortizo me puedo quedar con la hipoteca completa pagando religiosamente o me embargarian el piso por no amortizar lo acordado?

La hipoteca puente es un timo. El más grande de todos los tiempos. Si no vendes tu primera vivienda en el plazo te penalizan. Mi hermana tiene que pagar 100 mil euros más porque sí, por no haber podido vender. Creedme es mejor malvender la propiedad porque igualmente el banco te cobra el doble. Ahora aunque vendiera las dos viviendas, tal y como están las cosas aún debería 30 millones al banco, y se quedaría en la calle.La primera la tienen alquilada pero la hipoteca sobre ésta a aumentado el doble. El doble. Y aparte hay que añadir la de la segunda. Ladrones de guante blanco, que se alimentan de la desgracia del pobre. España ya no es un país próspero. Y esto acaba de empezar. Embargos de por vida y criando a los hijos en la calle porque un día te pintaron de color de rosa que podias, que podias… y ahora qué? pues ahora a dormir en una tienda de campaña y con una deuda de por vida.

Hola Sara;

Yo firme mi hipoteca puente hace unos meses y no tengo ese problema, quizás es que tu hermana no negocio bien con el banco y por eso la han metido ese palo.

Es importante estar asesorado y asegurarse de que no ocurran estas cosas, vuelvo a repetir que a mi me gestionaron todo en hipotecapuente@hotmail.com , he vendido mi casa y me ha quedado una hipoteca muy pequeña porque en su momento pague cuota de intereses, por lo visto hay otras cuotas, más pequeñas que te capitalizan intereses y en mi caso pague una cuota de solo intereses por lo que no he incrementado mi deuda, además como en su momento el banco me puso un tipo de interes más alto se han encargado de realizar una subrogación a otra entidad y ahora tengo un Euribor 0,35, es decir que me han hecho una gran gestion. Además tan solo me cobraron un 1% de honorarios.

Buenos días, gracias Mirian por tus comentarios he conseguido localizar a hipotecapuente@hotmail.com , y la verdad es que han sido muy claros y me han solucionado el pequeño problema que tenia, en este caso me han aconsejado no realizar una hipoteca puente ya que por lo visto podia conseguir una hipoteca normal y así ahorrarme algo de dinero en los gastos, ya les he mandado toda la documentación hace unos días, espero que consigan la financiación ya que me vence el contrato de arras. Os ire contando.

Conseguido, ya firme mi hipoteca, además con un buen tipo de interes un 0,5%.

buenos dias,

antes de decidirme a escribir me puese en contacto con hipotecapuente@hotmail.com , y ahora que ya he establecido contacto puedo decir que a primera vista parecen serios, por lo que les he confiado la arduar labor de tramitarme la mi hipotecapuente y asi poder comprar ese chalecito que tan bien esta ahora de precio.

os contare mas cosas.

greetings
Joselito

hola,.

ya me han llamado los de hipotecapuente@hotmail.com , diciendome que la operacion esta aprobada, el siguiente paso es tasar, las condicciones que me han ofrecido son bastantes buenas,tengo cinco años para vender mi casa actual ademas tambien me ha salido inquilino para mi casa, por lo que creo que la voy a alquilar hasta que esto mejores y vuelva a subir el valor de la casa.

os ire contando

Saludos a todos….
A expensas de todos los amigos de quien sea empresa o persona hipotecapuente@hotmail.com , no suena algo sospechoso que a todos les haya ido estupendamente y sea siempre después de comentar alguien una mala experiencia con su hipoteca ?
Uys… que esto huele a chamusquina…

buenas tardes,

hoy me han llamado los de hipotecapuente@hotmail.com , las tasaciones han sido correctas, ahora  toca poner dia de firma y firma, me queda menos para tener el chalet

greetings

buenas tardes,

por fin hoy hemos firmado la hipoteca-puenta, ya tengo chalet.

gracias a los chavales de hipotecapuente@hotmail.com

greetings