Calculate mortgage

Irene, this is going to continue to rise, depending on the evolution of oil prices and the economic situation, do not be surprised that in 2 years we Euribor with a 5% or 6%, and if you're drowning now in a couple of years you can not pay the mortgage.

My advice is to wait a bit, housing in cities such as Madrid or Barcelona can not go up more, on the contrary it is likely that we see in the coming years, a considerable drop, as has happened in other countries where there has been speculative bubbles.

I would like to know the contributions that I have sent them.

I would like to know how to influence the rise in puntp quarter of the cost of money in the Euribor, which was a3.308.
Greetings.
Thank you

This is incredible, as we have warned before, the Spaniards mortgaged to the head can not afford to pay every month 100 € more interest, what is happening, perhaps the government can not regualar theme for this minimally that Spaniards are more seahogados?, and we can not continue, domestic consumption will fall gradually and the Spanish economy will be severely affected, do not forget that the Spanish economy the subject brick, but brick with these interest rates do not You can hold, everything will fall like a house of cards as well continue. A greeting.

I find it incredible that some comentais. They carry more than 2 years, saying that housing is overvalued, that the rates will rise, which some people will take a hammer blow, and wing! all to buy, drowning and others. I think that is perfect if you know the rules of the game, but now portestar ... .. No, even if there will be a cobbler who seek compensation to offset the ravages of Hurricane Euribor

Already we are with how is that the government ... ..?. The government is no pope, there is a market economy and you have signed what they've signed is not the problem for the rest of the society do not learn what you do. The government must intervene far, legal certainty, transparency, etc. .., the mistake that you certainly should not ever be my problem. And from the moment they start to make the government accountable, I start to hold me. When the housing market corrects its price, we will see many things demanding the government, which served if their demands will do with my money. Attention, everyone hold their cargo, which is not that they were not warned. Made the fool now not valid, that no school.

Victor, the formula is: C = c * i * (1 + i) ^ n) / (i +1) ^ n) -1)
Where c is the quota, the C capita, i interest period and n the number of periods.

The fault has all the cobbler and I do not like politics. We want young people to have a home like all the government and what it does is make everything to have a house that can not be. Me with my 22 years I have bought an apartment and now with the salary I got what I paid almost no this can not be possible to where we are going to arrive? The rich people can and that we're working to have something we can not, where was this? Go for the government, great!!

How to see if anyone made me a manito and not the neck as it is doing the famous Euribor ... .. jejejeje
My query is whether anyone knows how to calculate the rise of new value to pay a monthly mortgage, because now I get review in September and with everything that you hear out there that there are some who are already paying 100 or 150 euros increase in the monthly payment of their mortgages ... .... thanks
Let's see how this thing continues as well as we continue to finish all renting or buying Motor musica ...

Watching house prices and rents in the rest of europe and watch the salaries of workers, then we realize how we take (or us) jackass, to our mind the economic power of this country can make bids in other countries , With speculation (theft legal) into Spanish medio.Lo worse is that no government does nothing, of course, as to blown ear that sends and gives them free loans to political parties.
Why Marbella?. There are not involved any major political party, but that happens on a smaller scale (I hope), in Spain, hypocrites.

I renew my MORTGAGE THE FIRST YEAR, AND ME IF YOU WOULD LIKE TO KNOW WHAT IS THE INTEREST IS ON THE TOTAL OF LOAN TO BE ON THE ORDER OR PART OF ONGOING amortized.
Thanks in advance

# 17, was on hand to repay outstanding ...

as well say it is on the remaining part of ... to amortize the remaining years to repay (which will be one less).

If we keep the interest rate (Euribor + differential) the share would remain the same.

the guilt that you upload the mortgage is that the purchase, to see if you clear Which banks are stupid and they will not make money, developers and the whole world and not worry much good it is not worth it, and pay point, more or less pay, you wanted a house, for comfort and make money ...

Hello,

I would just like to clarify to people who requested information to change your mortgage interest variable to fixed.
If you have a mortgage to more than 15 years, that is impossible. There is no bank in the world to grant a mortgage to a fixed rate over 15 years. The risks are dizzying. Obviously they are delighted that you ahorques your finances by talking to a variable rate mortgage to 40 years, but they are not suicidal and never assume or 10% of the risk that individuals are recruiting.
So if you are in that case, sorry. Have to continue paying even if the rates are put at 12%, with no possibility of doing nothing.

A greeting

The fault lies with the fools who buy flats / houses at prices that put when interest rates are low, if the Spanish economy will fall because of the people who buy without knowing, may be important courses before buying flats ... It is very easy to plunge pool, maybe it would be good to look in depth before No?

A hug to those who can not reach the end of the month.
David

if there are entities that provide fixed rates at 20 and 25 years

if you can afford and want to sleep, mood. although the time to do it was a year ago that were nearly identical to now are the variables.

that what passes com simulator mortgage that does not stay running?

For the Clown who does not need anything
the commentary on 23 September 2006, at 0:30. I know that many people do not buy a house for pleasure, but that is a necessity, I guess this clown when you have a need to eat (same price) is always going to McDonalds, or sites of these junk food, and that these people will also miss the blame for obesity in Spain.

A greeting to all and in particular the Clown speaking, the view, but do not think.

Hello everybody,

I totally agree with David (28 September 2006, at 2:05).
There are many people who can not afford to buy a decent house, either because they have no one to the endorsement by the money they cost, ect. And they have to opt for purchases themselves. Houses of 80,000 or 90,000 Euros, tiny, with only one bedroom, and that to the extent that they can live for the reform.
Those people pay a monthly fee of at least 400 Euros, and if it rises over the Euribor to stop a little inflation and that the families showed no further indebted ... I do not know where we are going to stop.
The minister of economy and their assistants (if any) should be devoted to seeking soluciuones and not advise us not to buy homes "decent" to live and hanged for it.
Gentlemen ministers, we want to have decent housing.

A kiss,
Ana

that what passes com mortgage calculator that is not working more?

Hello to all sexes;
The Euribor mark as the European Central Bank, in order to maximize economies of the euro zone, but clear, which weighs more is the German and to a lesser extent the French ... little matter to the managers of that organ that españolitos we bundled with mortgages to pay some draconian cost superlative story .... I believe that we can not pay, I believe the bubble exploded shortly, and since this is possible for people to pay or try to pay mortgages that have more value that their housing, I think that will be batacazo of órdago ...

Greetings and encourages all those who have mortgages, that if I do not have is because a flat in London, and half defenestrado you 300.000euros costs and the mortgage that is 1400eur/mes ... almost my entire salary ... I also congratulate the builders and banks ... if they have been lining to our coast ....

Hello,
Well, if all of us to agree, the solution would be very easy.
None of consumption, nothing of spending of any kind, so the Spanish economy would be adrift. All we would have more money and we could pay the mortgage calm, but that's not going to be possible that as always, those who pay and those who take advantage of the poor are q have no money. Greetings!

That's the Euribor is a shame. I got a dough on my floor and in January we reviewed, since the last revision on the Euribor has risen or 1% ..., so I'm going to flip me in colors that are still 190 thousand euros payable. Perhaps game with a repayment in December for the calculation of interest for me to do something less quantity, but even so I will pass it whores.
Selfishly, my wish is that the floors did not drop its value, because then the government would have to answer for the years of speculation to many Spaniards and many of us refuse to to pay off the mortgage, at the risk of arrest, but would be difficult to leave everyone in the street.
Well, as far as I'm concerned I'm up to the cock of europe, because you can not pretend to use the same value to countries as diverse economically speaking ...

Health!

The price of housing in Spain is much higher than their actual value and sooner or later this outbreak, the trigger will be the euroibor

First deceive us with the euro fucking shit and now the fucking Euribor !!!!!!!!!! I'm going to live under a bridge that is now free (I think). We charge and pesetas in pay and live in fucking euros.
Sick of country !!!!!!!! or you're rich or you fuck life. I saved before fucking euro, now comes the 15th and I have no meal.
To live well ... ... .... better to be dead.
Manifestemonos everyone to leave Europe and return the peseta and decent prices, all spain to the street !!!!!!!!!!!!!!!! Anyone who follows me.

I do not follow anyone ????? .... As expected, in this country we complain but then lowers his head ... .. but fools please!
Finally, as always to pay and do nothing. Well, I am not going to be able to pay even a penny more filthy, ala that I am the floor, the car and up to 2 years of my son, I can not do anything. penalty that gives people like me.

now will be our fault for wanting to live in a fucking floor.
who decides on the Euribor (the banks) by a half point above
the price of European interest.
deceiving us with the first interest bajos.curiosamente better paid my first mortgage at 12 per belt that now 3.
ah and 15 years.
Now would be impossible to pay any mortgage in 15 years.
Why? because the smell of mortgages low, the flats have increased by 8 in no time, a deception
I prefer to pay 12 percent of 20 to 3 per cent and at least 60 years.
this is the first lie bombarded by propaganda from the banks and extending the quotas for people to the interests of crellera it cheap.
Now they decide they have to go up, we were bad we have to punish.
tomorrow will tell us who do not consume and not interested in that.
The government says that the rise will be peaceful and slow in a year
We go up between 100 and 200 euros a barbarity.
All costs to buy a flat are the most expensive in europe
without forgetting the vat of the price floor, notary, mortgage and so on.
Many of these taxes are a source of government tax very important that we not fall nor coña.
and cobbler that this does not seem concerned about this because most busy charged to spain.

had a doubt that if I can not be solved, if I get an interest rate at Euribor +0.49%, and given that the Euribor is at 2.16% as it relates to know what is the interest that I have to pay?

HELLO I HAVE THE SAME QUESTIONS, ADVISER TO SOMEONE, THANKS FOR EVERYTHING.

The Euribor who takes over when the review is published or the last two months earlier?

sick of life, paid 465 per month mortgage, I have reviewed the fucking Euribor and now pgare about 560. Motherfuckers !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!.

Javi, Anna, .... It's a very simple ... the Euribor plus differential (in your case 0.49), but ... the Euribor, today is a day of 3.78, so that today, your mortgage would be about 4.27%. or whatever it is, a fee of around € 30 per million Pelas asked 30 years or 26 € to 40 years.

See if you help

David, sorry for a correction ... ... ... The EURIBOR not mark the European Central Bank, .... This marks the European Banking Federation, from the official price of money from the interbank system, whether this marked by the European Central Bank

A greeting, ... ...

# 32 Neoman, I myself when I still lived better peseta also going to speak out so no one can vivir.PUTO EURO

Borja is a smart guy !!!!! certainly do not engañeis the press is handling the threads of this country, came one day the central bank of Europe? eh borja alone ... .. Long live the peseta it's fucking euro us all fucked up, but as always we want to give the appearance to the outside that we are very happy and comfortable with everything and that is not true is false spain !!!!!!!! PUUUUUTOOOOO EEEEUUUUUROOOOOOOO !!!!!!!!!!!!!!!!!!!!

Today we meet 24 years, and now I'm starting to look for apartments ... .. and I will leave it to impossible, because there is nothing worth anything under 25 million, whose mortgage is 660 Euros, and if you have an average salary of 900 to 1,000 euros if you take away what you pay for gasoline and car ... ... WITH what the fuck VIVES! Youth have the future that more black Reviews. After the bastards say that the government juventú of today live in their home until age 40, .... and where the hell are we going to live, and that the birth rate is dropping ... ... ... .... dammit, if you can not have children because you have to work you and your girlfriend up to 50 years. OFUUUU Rollito KE BAD, WE DO NOT KNOW WHERE TO GET TO THE SPANISH.
Xao.

When will this stop? The Euribor not to upload my income and not as hell am going to pay my mortgage if every time you arrive on the day I can not sleep and this is not the worst because it is not very big, to Zapa gave me a little of these concerns

WE HAVE BOUGHT AN APARTMENT AND YOU ARE MANY GIVING BACK TO THE FIXED MORTGAGE INTEREST TO A VARIABLE. I AM VERY unrest and why I prefer a fixed rate BECAUSE IT WILL WE TALKING OF 25 YEARS IN WHICH MANY THINGS CAN HAPPEN. I WOULD LIKE to inform me if it is expected that PARE BACK OF THE FIXED AND IF interesting. GREETINGS, THANKS ... ... ... ....

HELLO I WOULD LIKE TO KEEP SOME OF ME SACARAIS. YO ME EXPANDS MORTGAGE OR END OF MARCH, APRIL AND BOARD THE CAR AND THAT WAS FOUR Nonsense around, I called for in CASH IN MADRID TOTAL 30 MILLION IN A GROWING MORTGAGE RAISES A YEAR TO 1% O2% MORE WHAT THE SUBA EURIBOR EVERY SIX MESES.YO NOW WHAT WAS TO A 3.25% ME NOW AND WE HAVE uploaded to a 4.68 AND I HAVE BEEN INCREASED FEE 210 EUROS ME IF YOU WOULD LIKE TO KNOW THAT MAY BE OF ALL WAYS TO THE BANK TOMORROW VOY A report. MORTGAGE IS THE TRUE FOR 30 YEARS, IF ANYONE CAN GET ME OF HOPE TO KEEP ME RESPONDA.GRACIAS ... ..

The problem is not the Euribor rises, our parents were paying mortgages up to twenty percent interest, the ruling is that salaries have not risen at the same pace as the value of things, not just flats until the bread.
Someone tell, which is forecast rise in the Euribor for the next two years or if there is any simulator to find out my monthly fee within that period. Thank you