Urgent: Low-rate world

but because you are so tocapelotas all ???????? 're Always thinking the worst ... ... ... ..

Hello everybody,
Although I acknowledge that:
- Lately I am rolling in the Curran and I can not read and stay up to date on economic issues.
- - Long ago ceased to understand that I have noses that happens, I know not to give so much and in any case I have the impression that you have changed the rules.

I do not see because you seem evil measures to ensure the money from savers. For that setting that we are talking about people who have saved and put her in dinerito banks. He has not speculated or has invested in anything that can appreciate or depreciate ... just what you saved in a bank. You really see that normal people lose their money if the bank bankruptcy?
Imagine that you pass to you: with some effort ahorráis euros, but not many more than 20,000, say 40,000. The have gotten into a current account normal, nothing risky investments. One day you go to the bank and say they will only return 20,000. The rest nothing lost. Someone has been and you have no right to demand anything. Do you really think that you? Because I find a THEFT, with all of the law. But there are people in the forum that seems completely normal to see him ... .. (I immediately get a banker, go business!)
That people would do with the money saved from then? I think it would benefit the bank, of course, before losing a part .... Put it under the mattress or buy a safe at home? Buy gold or diamonds or properties? Come back to the exchange of goods and services?
Because one thing is clear, if you put 40,000 euros in the bank and only 20,000 returned me never again to trust a bank; ever.
Would create a crisis of confidence so great that quebraría economic and financial system that we know. The economic stops because banks would not lend any money it would have nothing to give, and is, money is debt, but in this case would be so obvious that the bank can not lend you that you do not have the system Loans and credits that currently exists would disappear, right?.

And on the injection of government money to banks. I do not look so terrible, the banks are short of liquidity. Which means this measure is to provide liquidity to provide no-money-giving. In a high-interest, not free. And on asset quality, namely: insurance.
Already, either. That remains to be seen as well, plus I also trust the management capacity of our current government. But on paper the idea does not seem far-fetched.

Finally the story of the day, we all have one and this is mine-I have a friend who is going to buy a flat in Paracuellos of Jarama-taking by the c Madrid, but has been lowered between one thing and another about 48,000 eurazos , And the floor is very well, because she likes the area ... .-. His parents will vouch for the entire loan. Has looked at several mortgage banks, and give as much 50% ... ....

And I encourage good day today TYPES OF HAY downhill ... .. and maybe serve some purpose

Hello.
Well, with this lower rate I think we have thrown overboard the last sack of sand. If this does not back the flight ... ....
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Yesterday saw an informative how to enter Trichet did not know where exactly. At the door he hoped journalists and photographers as if it were a movie star. When the uncle went ahead of them raised his arms as if they really tried in September for a movie star or a footballer as if when a trademark goal, with a smile from ear to ear.
My question is why?
Scenarios to shuffle:
a) To greet those who acclaimed him. You might wonder: Is someone hailed him? And why? Only by doing your job? (without going to assess whether better or worse).
b) Because it is a media star, such ... (If so, then the guy needs treatment couch and pills).
c) Because it was "the hero of the needy" and he knew he was going to lower rates. (Here only the couch, without pads)
d) Because it had actually scored a goal and it seemed like a good time to celebrate (¡¡¿¿??!!).

Now seriously.
Do you think that attitude into a man with so much responsibility?
Because I do not.

Salu2.

Consumerism has been the key to growth. The events have given in the line of flotation. I do not think the lower rates restores confidence in the system and return us to the joy he has lazado to the madness we vivido.Si happen, the end result would be unimaginable.

We must spend the necessary purges that we release the indigestion before returning to eat.

Greetings

# 14, V. Gerulaitis:

Being a public figure is what you have. One of dandruff flakes for a lot of famous da. And if you blink 3 times in the second half is that it is the end of the world (again) ...

The Euribor is kept around 4 and point ...

YES, THE WALK OF ESPAÑOLITO WHAT IS THAT YOU ARE INTERESTED EURIBOR Lower THAT BANKS NO COMMISSIONS claimed many, that intermediaries earn LESS, THE QUOTES AS TO WHETHER TO FINANCE THE SS do not rise, AND IF YOU CAN BE AND IS NOT MUCH TO ASK THE SALARIES AND SERA rise a bit when I have something MONEY, SO EXPENDED AND MORE ... generate more jobs.

I am sincerely pleased by the mortgage, but the forms are very worrying. With a backdrop of widespread falls in the stock market, and by total surprise, it was down half a point in rates in a coordinated and global levels. Very hasty, plan to "run, it is sinking. What about inflation? For inflation to give it, we fall. "

This strategy was followed by the EDF and in the past, not avoid the crashes and bankruptcies that the crashes occurred, and the situation has deteriorated further. Nor does the plan Paulson. In Europe we are following in the footsteps of USA, a small scale, each country on its own, I can assure 100% because I 100,000 euros. I buy assets to the banks for 30,000 euros. Well, I for 50,000 pounds.

I think we're in a climate of nervousness very dangerous, with constant calls for calm but do not burn over the picture-if both tell me that I do not worry, it's for something. If the first bad news that we drop the bags back down what will? ¿Lower rates again? How value? Right now we are in negative-rates below inflation, although the Euribor remain above because the banks themselves, that is precisely the scenario that has brought us to where we are.

As such, congratulations to the mortgage, but with much concern on the horizon.

This they have done today is to dismiss knife immediately. Upload rates in July, last week and now keeps them low. It has been proved to be a potty all in the hands of the German banking.

Knife and resignation.

"LINCOS by sheep"

Well, nothing, 0.50 less, we will see if the interbank says something or what passes through the nose, which no longer surprise me, everyone here is going to the ball.

I want to send a greeting to Euribor up up! , 6% and ... etc etc ... Today we played a little alegranos to us.

Greetings to all!

Thanks to this lower rate, one thing is clear.
The Euribor go up, down or stay the same

This episode, which occurred in Holland in the seventeenth century, is one of the most cited examples to illustrate the concept of the speculative bubble. Maybe it is, for the purpose of speculation, one of the most curious, though certainly not the only one.

The tulip arrived in Western Europe at the end of the sixteenth century, and at first were not too popular (as in its natural state is not a particularly attractive flower). However, after being hit by a virus, began to emerge a variety of colors and a way, ironically, more pleasant, leading to a growing interest in them.

The buoyant economic situation in Holland, stemming from its vast business, did the rest, and early seventeenth century, tulip bulbs became collector's items.

In the decade of 1630, the picture became crazed, with a market for tulips increasingly active. The prices stood without stopping, reaching exorbitant figures, in 1635 came to be paid 100,000 guilders for 40 bulbs, and a bulb for prized species Semper Augustus was 5500 guilders could ask for.

In this situation, widespread throughout the country, generated the illusion that winning is always in the market for tulip. Regardless of what price to be bought, someone always be willing to pay more. People of all classes took to buy tulip bulbs, getting rid of their most basic goods, hoping to resell them getting a benefit. A sailor ignorant of tulips was jailed after mistakenly eating a bulb.

However, at some time in early 1637, some of the speculators detected signs of exhaustion of the market (for the first time was not sold a collection of exclusivísima tulips), and decided that it was good time to sell and get out of it with their winnings . This attitude is rapidly infected and panic gripped the country. Those who had bulbs in that stage, acquired at the price of gold, they found no buyers. The situation was no better for those who had bought through a futures contract: they were forced to buy at a price that was no longer the market.

The situation was such that the Dutch government trying to mediate, setting rules they considered void contracts made since November 1636, and that established that the futures contracts should be satisfied with 10% of the amount initially established. However, these measures do not let anybody happy: the buyers were forced to pay for something they no longer had value, and sellers had to sell at a price lower than agreed.

The explosion left of the bubble, as always happens, winners and losers. Overpower those who are left just before the explosion, accumulating huge profits. Who had lost their assets liquidated to speculate with bulbs and in the end were left with tulips and homeless. And it lost the country, which for years was seen engulfed in a major economic depression.

I, however much they explain it to me, I can not understand these macroeconomic terms. Turns out, for lack of liquidity, you can go all the financial adrift, that savers (typically working people) will lose all their savings and, ultimately, without a hard in the pocket, return to the days of the postwar where people had to be resourceful to survive.
On the other hand, with current technology, we are capable of producing enough surplus food to feed widely throughout the world, we have empty dwellings killed by the laughter of speculation in recent years, surplus cars, clothes ... in short, all kinds of products.
Well, it turns out that we need to get to pass by a shortage of a fictitious thing that is called "liquidity", with surpluses of everything else, that's what really matters. Strange is not it?

Tomorrow, the Euribor 12M rises. I bet the extra. We are going to be a face ... I do, if it passes, I get in the refrigerator until March and I contareis ...

... And what I read out there as to whether this is a conspiracy charge for the global economy ... I had a vision: Bush, addressing the congress, taking off his face like Mission Impossible ... leaving a Bin Laden smiling from ear to ear shouting "Toooooooooooooooooooooma !!!!".

you have to be positive, is the only thing we have left

As Murphy said, on equal terms of volume, pressure and temperature, the body acts as it leaves the nostrils. The Euribor likewise ...

Gentlemen. I was low. We do not have NI PUTA IDEA anyone. We do not know nobody is going to happen - you are no memos -. Q gives me this is going to go better. But it is a wish. I have nothing to defend or that or the opposite. But a few months ago many people here said: oil at 200 dollars and 300 and 400. 82 a day. Trichet is going to go to 6 or 6.5 ... to 3.75. Best of talk time and pray DQ salindo follow the sun.

# 40, Felipe:

I would sign. Now it can be said that mortgages the "grant" given to the dropper.

Know the figures that drive, but if you delay:

- The rates may go down somewhat. I do not think that you compensate the downhill right that you have with the committees that will begin to charge banks for any loan from now.

- You start spending as the cancellation of the notary, the share of private agency and the committee of the bank (which have signed).

- And you may have to repeat (and pay again) valuation.

- Perhaps in the near future not so many banks that offer mortgage where you can choose.

The good thing about signing today:

- You have a house and a mortgage. The problem is just like yours from the bank.

- You ensure a rate of 6%. Who says that you will not raise rates? Is anyone sure what they will do with the banks that are mounted Follonica? 700,000 dollars, 30,000 million in Spain, discount rate half a point, and still not traced the bags. What will the banks, getting commissions and rates? I think not.

- Tonight you can go to sleep at your house. Like any child of a neighbor. That's the best.

To give you the idea, we have not sold NADA this year, I have the statistics on the blog, for if you want to search.

Greetings!