With the box behind him

On Friday, at a dinner with friends, appeared from nowhere as one of my childhood friends. Nobody had it, since it makes at least a couple of years living in New York. When asked who was doing for these lands, told me that he had been working for JP Morgan (Pi Ji Morgan as they say) and that the merger with Washington Mutual were eliminated many jobs, and that one was him. For a moment I saw him crossing Fifth Avenue with a cardboard box filled with her cup of coffee for the fate of half a liter, a frame with a photo of his wife ... etc, in a picture as we saw for employees Lehman Bros.

Although he has apalabrado another analyst working in Manhattan, I knew how bad for him, it is never pleasant experience, but I found a perfect opportunity to talk face to face with someone who has lived the American financial crisis in its own meats, rising of gasoline in a country where the cars spend half unthinkable in Europe, the explosion of Lehman Bros, etc ...

As we were at a dinner with friends, nor could deepen much on the issue of crisis or much longer the issue, but what if I wanted to know was where was the daily work of an employee of an investment bank.

In a nutshell, he told me that they had observers in the areas Crusaders, for example observers of the oil market s / "title =" "> oil and other raw materials at international level, observers from several markets in one country (monitoring macroeconomic and political development of a country), observers from certain regions, etc ... and each gave their opinion of what they believed could happen. It crossed all these views and was produced a pattern of recommendations in terms of investment, which went to the links with its customers, mainly investment funds.

To all this I commented a couple of things, and what surprised me most was his response.

The first thing I told her was that if they had so many resources invested in observers, as might be correct that so little. I told her that even here they affectionately called "analistos" to what he skipped a smile. That told me that every worker is inside the chain of information and does not dominate the global, only its niche, and that eventually the bank tries to give guidance from many views. It is assumed that those who are further up the chain, can have a broader view. To tell me immediately came to mind a famous phrase that is included in some of the books on "The Law of Murphy" that comes to saying that "the decision of a committee is always worse than it could have given each its members separately. "

The other issue I raised was that it seemed to me that investment banks influenced unequivocally on the markets, meaning that not only were observers from the markets but with his recommendations for large funds, could divert funds to one sector or another to raise the price of certain goods and lowering the other. For this I recognized that "big" may "move the market" with lines between what I understood that if one day decide to go public, take the recommendations to tweezers of the great public.

For better and for worse of all is learned and the assurances of my friend helped me to see that in the current crisis is not only at risk because of the pawns of the construction and real estate agents as he could seem at first.

And finally, the usual summary of news from a very warm day in the markets:

Good week at all.

Written by Oriolrc on October 6, 2008 with 283 points.
Read more articles on Euribor

Related Articles

Pages: [1] 2 3 4 5 6 »

283 reviews

Read the comments left by other users below, or:

Pages: [1] 2 3 4 5 6 »

# 1, Kane

October 6, 2008, at 9:17.

Congratulations for the video posted Saturday and by the change in the graph of the value of the Euribor. Now it looks much better and cool.

A greeting.

Add karmaSubtract karma +26

# 2, Mano H20

October 6, 2008, at 9:21.

Hello everybody.

Is this a key week for the world economy? Is it for Spanish?

Starting today will be used for something if the U.S. macro plan. From time Asian stock markets tumble. Bad sign.

That countries like Ireland, Greece and Germany are launched to ensure the funds in banks is not good sign. To meet the major European leaders (except that it was acatarrado ZP), is not a good sign.

That the situation is expected to be the most delicate of Spain, is not a good sign.
That invite the zp opposition leader to a meeting and since then the only thing to do is insult, it is not good sign.

That Solbes, that nothing is immutable, you worry about the rapid rise in delinquencies, it is not good sign.

That the economic weapon secret government is giving tax incentives to surface that the banknotes of 500 € monopolized by the real estate sector, it is not good sign.

And boxes that banks fear a flood of recommendations in payment of debt, is not a good sign.

That the bank Sabadell is in ninth place in a hypothetical world ranking of risk, it is not good sign. That Bancaja, Popular and CAM are in the eye of the hurricane is not a good sign.

The Ibex open with heavy losses and suspend trading of Santander, BBVA and Endesa, is not a good sign.

That the greatest concern in the Spanish entities at this time is to classify the borderline between customers and defaulting is not good sign.

View: http://www.cotizalia.com/cache/2008/10/06/noticias_57_entidades_financieras_espanolas_preparan_avalancha.html

In this article included the story of Romanones of Count:

In the financial sector circulating a joke that explains the dudosidad. They say that the Count of Romanones came one night at the Casino de Madrid accompanied by two women happy life. At the door, he was warned not allowed entry to the ladies "objectionable". To which the Count replied: "These are whores, no doubt. The all others are dubious. " In the case of customers of financial institutions, the same thing happens. It is known who is the defaulter, all others are doubtful. Is inconclusive or delinquent, the case is that defaults are growing so worrying.

Salu2

Add karmaSubtract karma +103

# 3, Leonardo

October 6, 2008, at 9:23.

This week I hope the miracle that seems to get off the Euribor reflect knife. Middle puntito coup.
I know I look like a dreamer but if it happens it's as if I increase the payroll.

Add karmaSubtract karma +19

# 4, Isolde

October 6, 2008, at 9:29.

And I wonder, and if I go to the bank and I say, "We could agree not climb this year's share of the mortgage or sack all the money I have in deposits to the voice of the past?" Some 16,000 euros, think that colaría ? I do not, but Weno, today I lifted plan "mafias" jeje.

Add karmaSubtract karma +37

# 5, Minotaur

October 6, 2008, at 9:35.

Hello to everyone s,

Does not write for months here as overwhelms me a little of the "internal war" and the discredited without arguments, but reading some comments I wanted to re-engage, and I've changed my previous nickname, "Pratenc" to make clean slate.

My position has always been, and remains, the unpopular, because I am in favor of increased interest and therefore Euribor. I do not believe that because I am bad person and I hope that people will go wrong, if not for that I think almost all the economic problems we are experiencing are due to the greed and mortgage orgy prompted by low interest and a feeling of easy money.

It takes a batacazo of exorbitant proportions for passing this binge of unbridled capitalism and things return to normal, which again, that everything in life is cyclical. Although, obviously, will pay just sinners, but that has gone forever.

That said, I would be convinced that the Euribor is not high, if not in a normal value. All we read in this forum where you know the value of Euribor, and given that there is a universal physical law or to enable us to guess its value, we only have the opportunity to study their behavior over the years to establish between values that can move and learn to stick.

Although not very rigorous, we can calculate a mean value. To give you more consistency we need a spectrum of years similar to those of a mortgage, at least 20, so that it will expand to MIBOR, a benchmark in Spain before the Euribor. In order not to miss numbers, and if anyone wants to check the values, you pass a couple of links where you can see this evolution.

http://img239.imageshack.us/img239/2843/euribor2io4.jpg
http://www.asepelt.org/ficheros/File/Anales/2005% 20 -% 20Badajoz/comunicaciones/pr% E9stamos% 20de% 20T% E9rmino% 20amortizativo .... pdf

If echáis calculations, since 90, you'll see that leaves an average, about 6.2. If we apply a margin of 20% up and down, we would move between 5.0% and 7.5% as average or normal. Those who say that the Euribor aplicáis is high, most, some accounts a bit "individualistic", based only on a very high share not let you breathe, and I justificáis a short period, clearly exceptional, where he was nearly 2 %.

According to the link, the MIBOR not under 6% until 1997. Yes, yes, I know that we speak of the past century, but are only 11 years, so sure that you have any brothers or family who bought a flat at that time. Someone who is now 32 years, were then 21 and with options for independence. If so, ask earned far, far worth the floor, and that percentage of your salary spent on it. Compare with the present situation as well as best you'll see that the problem is not the Euribor, if not the brutal gap between the current salaries and house prices.

Well, after this problem and to start the week with good humor, a link where you step is explained in terms of how humor works as the "subprime mortgages." Although it is subtitled in Castilian, with the original sound has more grace.

http://es.youtube.com/watch?v=pFmYIFk5i1Q

Greetings

Add karmaSubtract karma +55

# 6 Anonymous

October 6, 2008, at 9:36.

Good morning

Add karmaSubtract karma -22

# 7, I do not think so

October 6, 2008, at 9:40.

We many laps and we now it's up to Bancaja, Popular and CAM. Soon we will not have money either to buy bread, so the distrust rises and rises, bringing the Euribor rises and rises, it rises and rises late payments and those who have less money to pay month-end by what low consumption and fired a lot of people, so ... ... ..

Well, if both are concerned that lower the pu.ñe.te.ro Euribor and delinquencies fall, consumption would rise, etc, etc, ...

As such, there is much interest in this crisis.

Greetings

Add karmaSubtract karma +12

# 8, Solbes ruin zp

October 6, 2008, at 9:52.

# 2, Mano H20

The Ibex open with heavy losses and suspend trading of Santander, BBVA and Endesa, is not a good sign.

have suspended these quotes? in newspapers such as expansion or do not say ft or piio

Add karmaSubtract karma -1

# 9 J.

October 6, 2008, at 9:52.

"The bigger the problem, the closer is the solution" (MT)

Well worth ... but the problem continues to grow, it will give the same answer.

Ps: The expansion published this weekend that on Friday he had retired queue at the Bank of Spain to buy Treasury bills next week. Right now in the secondary market are going down to 3,5-3,4% and 0.4% in a week, that is, by far going to sell the treasure (and I calculate about 8000 million, as the double that the last or four times as much as a year ago), profitability is going to fall by 3.3%.

Things vedere ...

Add karmaSubtract karma +4

# 10, Carlos Lopez

October 6, 2008, at 9:53.

# 8, Solbes ruin zp
The suspended a few minutes by high volatility, have already become listed.

Add karmaSubtract karma +6

# 11, condonacion_jeje

October 6, 2008, at 9:54.

Would like shamelessness ... ?????

AND WITH ALL THE FACE SAYS IT ..:

Solbes rejected "to help citizens pay their mortgages"

It is clear .. And the audacity THE ABSOLUTE shamelessness knows no bounds ....

Add karmaSubtract karma -19

# 12, J.

October 6, 2008, at 9:54.

to # 8, Solbes ruin zp

is another case of FUD (lies, misinformation and noise) rampant. Who is interested in putting so afraid? What's worse, the better ... for whom?

They have not suspended trading. They have taken 10 minutes longer than usual to start trading because of volatility in the auction had not found curcas price: Due to the downturn had been expected, those who sold far more demanding of those who were waiting to buy. Now normally traded.

Add karmaSubtract karma +13

# 13, danika

October 6, 2008, at 9:54.

The problem is that companies do not usually make the decisions that people know the issue in such a promoter economists doubt they are the decision makers on prospects for sale or the state or market trends, often managers who do not they want a hearing, it is not possible or we are wrong. Made sure that when those funds were corrupt in that company lots of people who knew that it was just crazy these are not listening to climb and if that promise high profits in the short term.

As with housing were the axioms of fashion "NUNCA HOUSING LOW," "THE SALE YOU LIKE TO BUY A RENTAL" and "DESGRABA YOU BUY A FLAT AND NO RENT."

None of these phrases are true and said no economist, but do not sell much stuck in both the bag and in housing without losing money this suffocating the economy of this country for lack of liquidity. They think that this is temporary and that it is safe, but this cycle can last 8 years quietly.

A greeting.

Add karmaSubtract karma +6

# 14, Lulu

October 6, 2008, at 9:55.

"[...] I said that each worker is inside the chain of information and does not dominate the global, only its niche, and that eventually the bank tries to give guidance from many views. It is assumed that those who are further up the chain, can have a broader vision .[...]"

Curious, this reminds me a little explanation to the myth of The Cave of Plato, in which the prisoners in a cave only see the shadows of the objects and, therefore, for them that is the reality ... If the above the chain has the vision of many prisoners, will have a broader vision of reality, but a reality based on shadows ... no wonder that everything is suddenly getting so dark!

Add karmaSubtract karma +24

# 15, valuer

October 6, 2008, at 9:58.

# 2, Mano H20
How do you explain the concept of "recommendation" to a bank
which consists in and what would be the economic consequence?

Add karmaSubtract karma +3

# 16, Solbes ruin zp

October 6, 2008, at 10:01.

Thanks for clarifying my doubts, often scare that give us every day.
a greeting

addemas that lower gasoline oil, and this well, who is our pasta? the government and / or oil? to suck

Add karmaSubtract karma +1

# 17, valuer

October 6, 2008, at 10:04.

"[...] I said that each worker is inside the chain of information and does not dominate the global, only its niche, and that eventually the bank tries to give guidance from many views. It is assumed that those who are further up the chain, can have a broader vision .[...]"

This reminds me of the many times that I have valued land, my appraisal was in 6mill. € but in control of the valuation came in 9 mill.de €, the top of the chain had a vision that seems more "comprehensive"

I would say about 10 diopters :-D

Add karmaSubtract karma +34

# 18, J.

October 6, 2008, at 10:05.

a # 16, Solbes ruin zp

According to my calculations, the oil companies.

The taxes are fixed - as documented a few days ago, the government is interested in what is to be consumed more (lower prices) because they charge the same per liter, at any cost - the price of a barrel (in euros) and diesel fuel (market london, tb in euros) would now a liter of diesel to 1.09 or less, but remains at 1.17 in my two petrol stations in question.

Repsol has increased the range of 0118 euros / liter to at least 0.19 or 0.20. Unbelievable. Clearly, someone has to pay the desaguisado Argentine YPF ...

Add karmaSubtract karma +6

# 19, hipotecaohastalamedula

October 6, 2008, at 10:05.

The stark reality and the crisis of people who "do not understand"

On Friday, my mother called me worried saying that he had taken what little money he had in the bank and that I had at home. That if I knew something of how everything was (for god! If I knew I would be lined bag in 1000 € moving from side to side, with ups and downs as of now there is someone who will be lining ..).

Although I replied that in Spain were guaranteed € 20,000 per owner and bank, failed to convince.

I never understood the term "degree of confidence" of the consumer, but I know that my mother may well be "consumers", but now if you are not a reliable bank to "save" their money, much less to reverse it.

Well, my mother is a little catastrophist (when the Persian Gulf and looked in the 3rd world war ...) but that is the whole life made the purchase, and we all got on with "4 hard." Well, now looks much more for those 4 hard and are not reliable or the Tato ...

The crisis of the people who do not know and just hear news like "this bank bankruptcy and the other also" translates to cripple me the money and put it in the mattress. So no big-money and this is worse, and I believe that little can be said Solves to make my mother then put the money in a bank.

A greeting and you know, if apagais TV altogether and not let the "Stand-by" going to spare 48 € a year, you will be required to pay rises of 70 € per month that we are all each After revising the mortgage for some years ... .. sends Guevara giblets anti-crisis measures that advertise some

Add karmaSubtract karma +44

# 20, Mano H20

October 6, 2008, at 10:08.

# 15, valuer

Rate housing is worth (more or less in mortgage debt) and the bank agrees to stay home in exchange for canceling the mortgage debt. If the value does not cover the total debt is entered into a personal loan (with guarantors) for the difference.

easy example, I owe you € 1,000 and I do not have a hard drive. Tasamos my car for € 1,000 happy, very happy to return for what I owe you. We cancel the debt and I run out of the car.

Add karmaSubtract karma +7

# 21, valuer

October 6, 2008, at 10:16.

# 20, Mano H20
Thank you for your clarification

Add karmaSubtract karma +3

# 22, condonacion_jeje

October 6, 2008, at 10:16.

800-MAS FRIGO TO STOP .. Sangria OFTEN THIS HAS ENTERED IN A SPIRAL VERY DANGEROUS ..

Add karmaSubtract karma +14

# 23, Paniagua

October 6, 2008, at 10:18.

With the box behind him we will see many. I do not like to talk about politics but I can not with Solbes, said that if there is a crack that is the system we were coming down!. The fact that thinks that everything depends on the financial position of the United States, the price of petróleto and that Germany will recover ... it is very bad sign. Our problem we have created alone and what outsiders has only worse. Our situation is much worse than that of other countries by the economic situation that we (the surge in unemployment is shown). Let us hope for a miracle, OK. But as you wait for it ... Go minister of economy!

Add karmaSubtract karma +6

# 24, Anonymous

October 6, 2008, at 10:20.

# 4, Isolde
Ayyyy which I think is going to be no.
I tried to play down the difference in my hiccups (0.75%) with a deposit of half the capital outstanding, and they told me that I just increased the rate of deposit, which improve the conditions of the mortgage Nanay ..

Add karmaSubtract karma +12

# 25, Solbes ruin zp

October 6, 2008, at 10:21.

Forero appear with the nick of
23% unemployment and Solbes,
Unfortunately that if this man does not know q generate more unemployment,
to the best option is to beat his recall of his arrest.

many boxes are going to sell this course. penit that.

Add karmaSubtract karma -4

# 26, condonacion_jeje

October 6, 2008, at 10:22.

SOLBES I did not want to get REASON TO THE POST IN THIS LEGISLATURE ... (KNOW THE VERY WELL that lie ahead ...) IF YOU HAVE SAID THAT THIS SUMMER HAS NOT DONE MORE TO THINK WITH IN quit ... SAYS THAT IS ALL ...

Add karmaSubtract karma -6

# 27, MadRAM

October 6, 2008, at 10:25.

# 26, condonacion_jeje

Is that it is very easy to know what will happen if you know what you are going to make you: NOTHING.

Greetings to all.

Add karmaSubtract karma +4

# 28, Mari

October 6, 2008, at 10:25.

I had a dream, the Euribor fell to 4.5%, does it really make?, life is sleep and dreams ...

Add karmaSubtract karma +1

# 29, CARLOS

October 6, 2008, at 10:26.

Well, today seems q touches bajadita Chiquitita, as shown in the Euribor to real time.

5.48 -0.01% 10:22

We'll see at 11 AM if this is true ....

Add karmaSubtract karma +1

# 30, condonacion_jeje

October 6, 2008, at 10:29.

# 27, MadRAM

With that TU t mean SOLBES NO? jajajaajaXDDDD

Add karmaSubtract karma -6

# 31, Solbes ruin zp

October 6, 2008, at 10:32.

in economics there is a 6.1% unemployment and states q there is a crisis of the Coupon

in japan by 4% and are trembling

spain in more than 11% and there is no crisis

that pol ... .. happens here?

State pope bears the vague and nothing happens at the expense of loos we bring ?????? All right already bleeding to those who want to work to pay for vagrants and thugs (I am not talking about standing by necessity, if not the vocation)

Add karmaSubtract karma +24

# 32, Poor Hablador

October 6, 2008, at 10:33.

# 5, Minotaur

I think that we should not mix with the Euribor MIBOR, as are various indicators. Although there is little time, it would be like comparing the number of traffic accidents 11 years ago to today. And not just because cars are more modern, but because the accident rates have changed. For example, if a person died earlier in 48 hours after an accident are accounted for, and now not many differences between Notes.

Returning to the subject: MIBOR was referenced to the peseta, the Euribor to the euro. Therefore, to make a comparison prior to the euro would have to do the indexes that were used in the euro zone before it is the euro zone, and a half. Even there would be no need to do that of all countries, simply do the de (Germany & France) / 2 I think that would pretty rough.

Add karmaSubtract karma +7

# 33, condonacion_jeje

October 6, 2008, at 10:33.

where you see the Euribor radio in real time? but it is reliable ... XDD

Add karmaSubtract karma -3

# 34, Carlos Lopez

October 6, 2008, at 10:35.

I ask not to politicize the area as early reviews, which are 10:30 Monday ...

Add karmaSubtract karma +8

# 35, Isolde

October 6, 2008, at 10:36.

# 24, Anonymous.
I told you we no longer hear ... but you never know. jeje. Wait a little to check with the average for the month of November, so as there is hope:), we have tutoring until then, but I see everything negrooooo.

Add karmaSubtract karma +2

# 36, danika

October 6, 2008, at 10:38.

I insist that there is a problem very stock record, our businesses are worth 40% less on average, is not economics, but the owner of my business that ricacho does not know is that I do not like him but has 5 milloncitos invested in stock market more The peak is worth the company. This guy takes 5 months arose every morning and seeing that is 60 thousand euros less sleepy comes to work and sees that the company is worth less and less, which increases the salary and hire more people, not exactly.

Spain is a democracy but I work in a dictatorship that laugh of absolute monarchies and more cruel to each wheel is a head that this shit is mortgaged to the Euribor to 4 or 6, so most voucher value accounting firms start to climb and dividends worth it or will have many problems.

It's that simple, companies go wrong, people who do not pay off the bench and start to go wrong, the cycle is going this direction. It is not that banks do not give credit and companies are going badly for that.

A greeting.

Add karmaSubtract karma -1

# 37, cousteau

October 6, 2008, at 10:39.

Hey, what is better? amortize the mortgage on time or quota? thanks

Add karmaSubtract karma -33

# 38, condonacion_jeje

October 6, 2008, at 10:41.

# 37, cousteau

seeing things like this and what is left ... almost ten reserve pa q better able to pay the fee .... and nothing to write off

Add karmaSubtract karma -2

# 39, J.

October 6, 2008, at 10:46.

a # 34, Carlos Lopez

¿Politicize? How this country? noooooooooo ... but if this is politicized until the outcome of a Madrid-Betis ...

a # 37, cousteau

oooooootra time, the same question. Find a bit in this forum that there are empirical proofs that it is indifferent. And each one you will - subjectively - what they want. In short, yourself.

And only lack someone to ask what's the Deposit Protection Fund and ING Direct and we have full on Monday. God ....

Add karmaSubtract karma +21

# 40, Solbes ruin zp

October 6, 2008, at 10:48.

it is best to pay the fee, else is secondary

Add karmaSubtract karma +0

# 41, Anonymous

October 6, 2008, at 10:48.

# 32 "Poor talkative"

Sorry, but I disagree with you. In my only comment I intend to try to argue why a lot of people, including myself, believe that the Euribor is at a normal value, for which we were accustomed to in Spain.

I think that including the value of MIBOR is absolutely necessary, and not so long ago was the indicator most often used to calculate mortgages. The Euribor is too recent and not allowed to make an assessment of a minimum of 20 years. I think that given that mortgages are on average 25 years, I consider it necessary to include it.

Moreover, he thinks that many people complain of the conduct of the ECB, and watching the graph we can find that many people have no memory. La llegada del euro fue un timo para el precio de las cosas, el maldito redondeo, pero nos permitió aprovechar la bonanza europea en materia bancaria.

Add karmaSubtract karma +5

# 42 , fernflamingo

6 de Octubre de 2008, a las 10:48.

No creo necesariamente que en España vaya a caer ninguna entidad financiera, pero en caso de que así fuera, que pase lo que tenga que pasar pero ¡que pase ya! Los que caigan que lo hagan rápido, se actúe en consecuencia (ej. Alemania) y empecemos a remontar ya mirar al futuro con ilusión, ¡que somos un país con muchas ganas de salir hacia adelante!

Add karmaSubtract karma +20

# 43 , curioso

6 de Octubre de 2008, a las 10:49.

una pregunta…

Que es el “EURIBOR ON”?

Podeis ver los índices en este link, y es el ultimo índice de la tabla. No se que significa.

http://www.finanzas.com/tipos

gracias
#33 Condon acion_jeje, aqui lo puedes ver actualizado.

Este finde estuve en el caravaning… es una feria que años atrás servía para ver las novedades y para, el que tenía intención real de compra, encontrar unos precios atractivos y dar el paso definitivo. Es decir, una feria en la que se “cerraban” un buen numero de ventas.

Y digo cerraban, porque este año ha resultado desastroso. Una caída importante de las ventas. En el ambiente se respiraba miedo y “desconfianza al futuro”.

Realmente no me extranya. En un lugar que se crea para potenciar el negocio, nos encontramos en la entrada unos señores con un peto verde de “el mundo”. Reparten unos periódicos con titulares “más o menos” como:
- Frigo despide a 800 y está al borde de quiebra
-entre seat y bridgestone 7.500 afectados
-solbes está preocupado por el aumento de la morosidad
-etc…

Así a cualquiera le entran ganas de comprar nada y menos de pensar en como disfrutará de las vacaciones cuando las tenga…

No estoy a favor del consumismo, pero hay muchas familias que dependen de la venta de esos cacharros y el panorama es desolador.

Por allí se decía que uno de los mayores fabricantes de caravanas y autocaravanas está ya en quiebra y esperaba que con las ventas del salón poder sacar un poco la cabeza…ayayayay!

En fin, vaya manera de intentar subir la moral y la confianza del personal!

(Perdón por el rollo)

Add karmaSubtract karma +11

# 44 , Minotauro

6 de Octubre de 2008, a las 10:49.

Perdón, el comentario #41 es mío.

Add karmaSubtract karma +1

# 45 , cousteau

6 de Octubre de 2008, a las 10:51.

Hola otra vez, y que es mejor, alquilar o comprar?

Add karmaSubtract karma -32

# 46 , Anónimo

6 de Octubre de 2008, a las 10:52.

#43 ON Euribor EONIA

Add karmaSubtract karma +1

# 47 , jdx

6 de Octubre de 2008, a las 10:53.

# 43 , curioso
soy “campista” de toda la vida… y tambien he decir a favor de la caida de ventas de caravanas y módulos, que todos los campings estan al 100×100, hay lista de espera en casi todos. Al menos los de la Costa brava desde hace 6-7años. Normal que no se vendan, es que la gente ha de comprar caravanas ya instaladas en el camping, sabes?
Quizás antes de hacer más ferias, deberían hacer más campings.

Add karmaSubtract karma +10

# 48 , y esto es todo amigos

6 de Octubre de 2008, a las 10:54.

A minotauro,
Buenisimo el video, pa’partirse.

El resto, pues a veces parece que remamos unos cuantos contra corriente. ¿no se dab cuenta que el problema no es el Euribor, si no una deuda desproporcionada con sus ingresos?

Precisamente una de las causas de esta crisis es ese diferencial entre deuda e ingresos.

y el ultimo que apague la luz

Add karmaSubtract karma +0

# 49 , Robert

6 de Octubre de 2008, a las 10:54.

# 37 , cousteau

6 de Octubre de 2008, a las 10:39.

Hola, ¿que es mejor? amortizar la hipoteca en plazo o en cuota? gracias

Yo tenia pensado amortizar 8000€ antes de final de año y quedarme con un colchon de 5000€ en depositos por lo que pueda pasar, pero viendo como esta la cosa mejor dejo los 13000€ no sea que en unos meses cobremos paro mi mujer y yo.

Add karmaSubtract karma +1

# 50 , J.

6 de Octubre de 2008, a las 10:55.

por cierto….

http://www.elmundo.es/mundodinero/2008/10/06/economia/1223280044.html

a plus…

Add karmaSubtract karma +3

Páginas: [1] 2 3 4 5 6 »

Deja tu comentario...

Recuerda: Nunca escribas en caliente, piensa, respira... y No alimentes a los "Trolls"




Puedes usar estas etiquetas XHTML: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong> .