Despite everything, optimistic

Many times we have asked about here, what to do in the event we have liquidity because, as the market very few options that give us security and profitability.

A financial product that is getting very fashionable lately are the ETFs (Funds Quoted on the Stock Exchange) since joining the advantages of investing in equities (simplicity, liquidity and trading on the Stock Exchange) with those of traditional funds (diversification, exposure to a sector or country with a single product.) Its investment policy is to replicate a stock index or otherwise as long as it is financial. That is, you can replicate a stock index, fixed income, raw materials, national (Ibex 35, Dax Xetra, S & P 500, etc.), sectoral, and so on. For example, we have in the Spanish market of ETFs that replicate the major stock market indices for Chinese, Indian, Russian and East European markets such as the Czech Republic or Poland

These funds are generally managed by software and how well they realized the other day in Cotizalia, funds robot: the ETFs in Europe for the first time exceeded 100,000 million euros of assets.

The machines do not feel, nor suffer, for the moment, the financial crisis. Faced with the collapse of the heritage in traditional investment funds, the funds' contributions, or ETFs, traded in Europe experienced an increase in the volume handled by 3.2% to 100,890 million euros, according to data from Lipper - Reuters Thomson 30 June 2008. This is a milestone, as it is the first time that the figures rise above the 12 digits, more than 100,000 million

In Five Days also echo the huge figure behind these funds.

The increase is of particular merit, as the value of the assets have been damaged by the strong backs of the bags in the period. In fact, the Ibex 35 was left a 20.65% in the first six months of the year. In fact, to find the secret of his success there to resort to the boom of the bass players or inverse ETF, which, precisely, have the virtue of winning the fall of the index. Thus, the segment that includes these funds was the most money attracted during the first six months of the year, while growing 21.58%.

When one thinks of investing on the stock, usually think of buying a basket of shares and expected to rise. It is part of economic optimism that we all, but we also have many options to reverse the downward slice and draw in times of crisis. There are many options for that but maybe one of the simplest are the ETFs.

If you wonder about the bank's investment options, we will show hundreds of possibilities, shares in his own bank, companies in which it has invested, funds replicating the IBEX, fixed income, and so on. But even in the worst moments in which the bag falls to lead (as now, we're close to the minimum in two years) and having many options to bet on low, we never try to sell a fund inverse why always Analysts talk about price increases down when we can win? What is this eternal optimism unfounded? Will we, nevertheless optimistic by nature?.

Drawing upon the human race from wikipedia we throw away yesterday (Punset) I find this interesting article: Our optimistic nature.

What we are discovering in the laboratories is that we behave so optimistic, but the reality is indicating otherwise. We are optimistic by nature. That is, invariably optimistic that sin not to sumirnos avatars in intimate caused by depression and pessimism. Evolutionarily, things have been so harsh that those bodies modeled by current optimistic arriving in greater numbers to fruition. To survive we delude ourselves to making us believe that the future will be easier than now. Expect to generate positive news and pictures with them mentally seductive, adaptive play a role: we model the behavior of the objective function in future.

Apparently, magnetic resonance, found the area of the brain that makes us behave well.

"Our results suggest that while the past is closed, the future is open to interpretation, which allows people to take away from possible negative events and move closer towards those who are positive"

Without doubt, an entire field to explore the neuroeconomistas.

Meanwhile, try to look with optimism to news of the day:

• For those who think that getting into the Euro was a mistake: The crisis baits with the satellites of the euro: Denmark imitates the United Kingdom in state support for banking.
• Our neighbors: Germany confirms trimestrarl a fall in GDP of 0.5%, the first time in 4 years.
• For the optimists: Venture capital is ... that has sunk so good looking to invest in it.
• The oldest business knows that if price: Prostitutes come to halve their services because of a shortage of customers

Written by Carlos Lopez on August 26, 2008 with 148 comments
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