Bad times ... for marriages and divorce.

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Good morning chic @ s ... but no longer stand more ...

I get up, turn on the TV and I find that is going to meet Zapatero and Rajoy to ... I do not know why! If we all know that roam the pedro and the cat. Childbirth appears to me how to work ...

And I have listened carefully to the news ... and said that Rajoy will introduce another package of measures ... but what pa! If you already before sitting down to talk Zapatero is saying that "Nanai of the Chinese."

And will our beloved ... Solbes, said in economics, sometimes (or always), the best is "doing nothing". Coñ.ó! Already we see my son ...! Needless to say this or that.

For me, the conclusion is this: the only package that will be presented with a SOLBES such measures 1.65 cm in height and 90 kilos in weight, with Rajoy measures 1.75 cm in height and 95 Zapatero kilos in weight and with measures 1.80 cm in height and 85 kilos in weight.

Those are the only package I see in our DEAR SPAIN.

What do you think? Because I see it very clear.

Greetings and good morning ... (and as one who does not want the thing to save a little bit ... but no one will realize ... thanks!)

juas juas Euribor up up! as the pedro and the cat juas juas who is Pedro? that of Heidi? apology that made me grace ...

I suppose you wanted to say as the dog and the cat does not?

Saludetes!

By the way, and the reference in Article ... .... I event in August !!!!!

Maybe the inconsistency of the news is by the different viewpoints of English and españolito, you know "Spain is different."

I remember my classes that EGB second seems that in societies of animals, if they do not live in places where food is plentiful and and have stable conditions without major natural enemies, are polygamous, (lions, tigers, bears, the bird of paradise , Richies), and if you have a level playing hard and with great enemies are in monogamous, to secure the future of the brood, (penguins, Currito in crisis, ..)

... And this is an animal instinct

The rise in the Euribor shows a clear mistrust of the banks themselves to each other. Everything indicates that banks are "smelling a dead" and that they suspect that there are too many corpses in the closets. I fear that in the coming months we will attend more than one financial scandal

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I am sorry to copy and paste from yesterday but it deserves our friend "Chinese".

Chinese ... you know that the weight of Euribor up up! is with you.

I insist that the only thing we can do we, the citizens, is SAVING. The remaining points are external and not controllable by us.

# 278, Chinese

July 22, 2008, at 19:29.

hello troops!
After several days of reflection on how to deal with the crisis and how to overcome it so more harm than good (because nobody's clout pound) I have with what I believe would be a solution. can be in agreement or not, but I would like to discuss among Forero who have something to contribute (to be that many) and especially with some sense.
first comment on the situation last:
If we look back, the economic growth given permission by the real estate boom. the construction industry move to be an engine of the economy, generating budget surpluses, generating employment and strong growth. all given permission for an interest rate almost negative (or negative) inviting sobrendeudarse.
the current situation.
because the houses have a limited market (demand real, not speculative) and especially are not exportable (if not another rooster sing), this market will collapse. in the first place where this phenomenon appeared was in use, and this sparked what is happening here. People were over-indebtedness and could not cope with the payments. and banks are beginning to assume this debt, reducing liquidity in the system (if 20 had to provide before, but I assume a debt of 10, left me alone for 10). The issue has sparked that banks do not lend, not only because of the risk of not charging, but what they will need in the future. Hence, the premium has risen to more than one point on interest rates.
On the other hand, the speculator, who long ago left in the housing market with large profits went to raw materials and strong bet for oil and food, coupled with high prices of housing (and of course hire them) inflation rose to very high levels (record in the eu).
to have less real estate demand, coupled with the stock of housing over the brutal highs and what types of banking system reluctant to lend so happily, it has come to a complete collapse in spain. the engine of recent years has stopped dry.
location for the future.
The correction will be abrupt stop to dry the engine of recent years and there is no way to generate new engines in the short term. the increase in unemployment, recession and default notice will be made shortly with highly infectious. mainly because many will have a mortgage debt higher than the actual value of their flats, to developers and real estate will see drastically reduced the value of its assets. This would generate a lot more debt, less liquidity in the system. everything back to normal when prices of real estate assets (land, houses, ....) take the real value and that is associated to the income of citizens (x4 comments that may be the maximum borrowing limit per person).
Well, until what has happened here and what I believe will happen, the question is how to resolve the crisis with less damage, and I have here what I thought.
- First, to maximize the productivity of public administrations, and this happens, among other measures not privatize anything in the public system. Why? because for that because taxes are paid, so that the government is the manager who did not pass the package to another company. For example, if a hospital is privatized, say 20 million a year (say a meaningless figure), it is he who manages the hospital can do it for 15. The state should increase the producitividad manage to get to the hospital by that same 15 and thus save 5. That means several things (I suppose many utopian), but our basic political work, and work for real.
- Second, and my fundamental, it is incurring public deficit up to the limit of 3% to achieve and / or giving subsidies (heavy subsidies) to R & D processes to improve productivity, development of renewable energy and / or alternatives to oil (high dependency). That is, find a new economic engine that will enable us to produce quality goods and services and thereby improve our trade balance. It also needs to improve infrastructure, especially the railway.
- Third, saving. it says up up the Euribor (SPFS XD). how to obtain liquidity in the system is dictated by the liabilities left by the public. To achieve this, inflation should be, as they would say trinchette, anchored. that is, is to encourage savers. thus lowering personal income tax measures, grants of 400 euros and other jets penalize savings, thus affects savings and the failure to obtain liquidity for banks.
- Fourth, not encourage consumption (it follows from the point three). consumption has been associated with expectations, and as such are bad, is not going to consume much more you try to encourage it. By reducing consumption, "forces" firms to improve their ratios of production, lowering the price and lowering inflation.
- Fifth, to force EU states to criminalize the speculation in such a way that is profitable. Should intervene in such a way that leaves citizens in general benefit of citizens in particular that distort markets. Must be generated new systems of regulation and transparency (to do anything Martins-Fadesa said it did not have any risk, as can be?).
uffff that billet! I hope that someone will be able to read it and if you win and / or forces to comment.

health!

After YA. I think YA.
It's time for more control, adjustment, to take things seriously, because it is a "fat".
It is time to get batteries and redirect social assistance .... the first from here, for this reason that we have paid taxes all their lives, and then to outsiders.
In the case of a "bankrupt family," I want my children to public day care, and not pay 300 € / month for each. I want to help a pharmacy, supermarket, etc.etc. Ah!, And if I open a business, I would like exemption from taxes, like them. I just want equality.

15 messages, 6 of the Euribor up up (40%)
No comment

My partner is very independent and I always made it clear that we get married ná of ná (does not want to have papers or anything in between). Then a few months ago, very serious, he said. "Shit, I've been thinking that the blessed mortgage is going to compel me to be with you much more than if we had married." I just sonreí (still have to thank the Bank and all things!)

# 23, Euribor up up!
Hi, I'm the editor of "apocalyptic doom of the New Millennium", Attila, Fyahball, Carsola, Chinese, Santiago Becerra Child I offer you much more than what you can give Andaluz. As for Euribor up up I think it would fit in the magazine from a friend of mine, Sanchez Drago, and which is entitled "I charm"

It's surprising how cheap and easy it is to predict the behavior of the Euribor. Obervándolo months and I've seen some topologies:

1) Analisto "in favor of running": When the indicator rises daily forecast that it will continue to rise if low forecast to continue falling.
2) Analisto "Paco Porras": One suspects that their predictions out of the consultation detained because of a cucumber is right and you'll never miss a few laughs as extravagant in their analysis
3) Analisto "the reality is as I say: Very sure of himself, is equipped with an enormous amount of data to" corroborate "his prognosis. So much so that the other was unworthy because they are not able to see it. It goes without saying that, rightly or not
4) Analisto "Groucho Marx": Their analysis can be summarized in the phrase "These are my predictions, if you do not like my other"
5) Analisto "something has to be fixed" also known as "analisto gallego" This is great, its forecast covers all possibilities. So when you ask him will tell you that the Euribor will go up or down, with the potential for even him to stay as is

I return from vacation and I find that Euribor Up Up! ... It's heavier than before!

Nooooo!

Good morning everyone. It is assumed that when one is separated is because the situation that has not been overcome is going to change for the better. Well, not always the case. Sometimes one is separated and he went far worse, because the money no longer comes as before, is not the same one two, and who pays the duck? Because the children who have no guilt, that from now on are going to go as balls from house to house, "advised" by grandparents, uncles, neighbors, and you get to know who. Because you marry the wrong, nobody you put a rifle in the back, you hold on, trying to solve the problem, and if you soften it clear that this person does not hold for the rest of your life, let it pass the time, your kids grow up, be as independent as possible and make the decision then, that life can be longer than we think. Ojo, I talk about the problems of "do not stand", "always such a bad mood", etc, do not speak of ill-treatment or horns, problems with alcohol, drugs, etc., that are older words, are there things that can be borne and other no. And let seeing celebrity magazines recently separated is phenomenal and they already have a boyfriend and new programs on TV, then they will tell and such. They live with that. Let us not be fooled, this is real life and is not easy.
Como ejemplo diré que tengo una amiga de 38 años con dos niños y un matrimonio mas que conflictivo, pues bien, pisito a 25 años de hipoteca( le deben quedar 18 años+-), una letra de 700 €.Pues bien, por temas muy fuertes el cede su parte de piso a ella cuando se separan porque si no se lo embargan. Ella se queda con el piso a su nombre y al de los niños, la letra integra a pagar, un trabajo que cobra 900 € y ahora en el paro, hecha polvo, los niños cada fin de semana a una casa donde les calientan la cabeza, porque tu madre es… porque tu padre ha hecho… y digo yo, eso es estar mejor?
Hay que pensar en frio, pero intentar no hacer daño a nadie. Es imposible que no quieras de un dia para otro a alguien que quisiste en su momento, es cambiar el chip, creo yo, porque discusiones y crisis hay en todas las parejas y el que no las haya tenido que las espere. En mi tierra hay un dicho que dice: “Hasta el agost paciencia i del agost per a avant , paciencia i avant” ( hasta el agosto paciencia y del agosto en adelante paciencia solamente).

Euribor up up, ya he leído varias veces que insistes en que llenemos el depósito cuándo pongamos gasolina… das por hecho muchas cosas, por ejemplo, que todo el mundo tiene que recorrer 5 km para poner gasolina y que por ello, cuánto más vaya a la gasolinera más gastará, pero no se te ocurre que un vehículo que haga muchos km al día, cuando va lleno de gasolina gasta más, ya que pesa más, además, no todo el mundo tiene la gasolinera lejos de casa, yo paso todos los días por delante de una y, si no fuera por el tiempo que perdería, me sería más rentable poner todos los días 10 € que llenar el depósito una vez en semana. Comprobado.

En cuanto a renunciar al ocio… Qué drástico eres! se puede ahorrar un poco en ocio, pero no renuncies a él, de que me vale currar toda la semana si dejo de disfrutar los fines de semana?. Lo yo estoy haciendo últimamente es organizar cenas en casa y luego irnos de marcha, es una forma de ahorrarnos una cena que antes podía salirnos del torno de los 50€.

Y ya por último, lo que haces en las tiendas probándote la ropa para luego comprarla en internet… ya me parece el colmo. Reducir el consumo si, pero sin pasarse… sólo te falta decir que por las tardes te vas a los centros comerciales a catar todas las degustaciones y así te ahorras la merienda…

Cuando mi novia me dice de casarnos, siempre le contesto, si ya lo estamos, por el Banco Popular…

Euribor up up

Te faltan algunas medidas de ahorro:
1. Robar el papel higiénico de la oficina, cada día te llevas un rollo y eso que te ahorras.
2. Robar el azúcar de los bares
Nota: al bar sólo se va para acompañar a un amigo que se tome algo, que sino no sale rentable. Te tienes que echar un amigo del trabajo que sea consumista, pero no le puedes contar tus teorías de ahorro no vaya ser que te fastidie el plan.
3. Llevarte todos los geles / jabones de los hoteles, se puede también intentar encontrarte con la señora de la limpieza y en el momento que deje el carrito sólo, dar el asalto total.
Nota: Esto sólo vale si viajas por trabajo o te invitan, sino tampoco sale rentable.
4. Gorronear a los amigos, te puedes ir a tomar algo con un amigo (cenar es más rentable) y decir que se te ha olvidado la cartera y que pagas otro día, luego no le vuelves a llamar y en paz.
Nota: como incoveniente puedes quedarte sin amigos, pero disfrutas de ocio sin gastar nada.
5. Robar la ropa que se deja en el contenedor de la parroquia, lo más probable es que el que la reciba no la necesite y esto sale mucho más barato que comprar en Ebay.

Ya sabéis hijitos, ahorrad todo lo que podáis.

Yo estoy de acuerdo con Euribor up up, como decía el Gran Pensandor “La felicidad está en las pequeñas cosas: un pequeño yate, una pequeña mansión, una pequeña fortuna”

creo que espanya tiene que definir que quiere ser de mayor, si quiere ser venezuela, con la supuesta calidad de vida, o si quiere ser Alemania, como supuesta potencia economia.

Para llegar a cada uno de esos 2 caminos hace falta, o bien, trabajar como los alemanes, o disfrutar de la vida como los venezolanos. Es muy muy sencillo.

Lo que no se puede es disfrutar como los venezolanos y tener la potencia economica de los alemanes.

Asi que a ver si os decidis……… La opcion por defecto, es decir sin decidir, es venezuela, asi que tambien podeis no decidir.