Go semestrito.

Now that was just the month of June playing look back and make a summary of what has happened in these first 6 months. Fortunately in Invertia did the other day, so I save my work and I will save your reading with the following summary, that to be honest, one would want to mourn.

Development of profitability in the first half 2008.
The Ibex 35 has recorded one of its worst semesters so far this decade. We have to go back to 2002 when, in the first half of this year fell 17% to find a similar figure. In the past five years, the Spanish selective has been repuntes ranging from 13% in the first half of 2003 to 5%, which was scored in the first six months of last year.
Within the Ibex 35, the blue chips have also not been able to offer gains to investors. With the exception of Repsol-YPF that has benefited from the rise of crude oil (the price of Brent has climbed 47% through June from the 92 euros at which quoted in December 2007), none of the major has achieved positive sign . The Spanish oil giant has seen its shares have appreciated by 10%.
U.S. suffers unless Europe despite being the trigger
The international equities has not offered many opportunities for investors as only the EuroStoxx 50 has yielded 17.5% in the first six months. This figure reaches 20% if calculated interannual. The London FTSE has fallen more than 10% and the Paris CAC, 17% and the DAX also dropped 17% since January.
Across the Atlantic has not gone much better, and the Dow Jones suffer a decline of 8.5%, much less than what European stock markets shows that the focus of the problem in the subprime market have had greater waist. The S & P 500 has also yielded a 8.75%, while the Nasdaq technology has been the most penalized to the left at 9.5%.
The funds are unable to overcome the crisis
The funds have also not had a good response to the crisis. Among all the funds marketed in Spain, none of the funds that invest in equities Spanish get the positive sign. Nor those who able to choose only by the actions of the euro zone.
The fixed-income funds were the only ones, along with the money, they have achieved a positive return in the top 0.89% since January. Did the best that money gained 1.19% of profitability. The equity has fallen to 8.96 on May. The equity has given mixed 5.42% and fixed income mixed, so has a 1.64%.
Deposits, Internet accounts and letters, the only hope
The problem of inflation appears to be the biggest concern of investors. The swift action taken by central banks to feed liquidity of the markets after the drowning sparked by the subprime problem have led to the setting in inflation, which in May has become the figure of 4.6% year. Moreover, the surge of crude nearly 50% has not helped control it. For this reason, it is hard to find products that have succeeded in overcoming the mark of the CPI.
The current accounts of entities which trade over the Internet appear to have been a good option. The average profitability of these products was 4.5%, which allows the investor to try to counter inflation. Some deposits of more than one year are the only ones who manage to overcome the CPI. For example, the account blue Banesto offers a return of 5.5% APR on a monthly or deposit of Caja Madrid to 15 months is 5%.
Nor is housing and shelter investor
The price of second-hand housing has fallen 3.65% in the first five months of the year, to stand at the 2376 euros per square meter, according to a study by the portal Facilisimo.com. Only in May, the price of buildings used has dropped 1.04%, while in the last twelve months the value of the home yielded 5.64%.
One will have to wait for official statistics on housing and that is the National Statistics Institute (INE) will begin to publish the Index of Prices for Housing (IPV) on the evolution of house prices new and used during the months of July or August, according to sources in the body chaired by James Garcia.

Go anita we carry. If you have a mortgage, bad for the rise in the Euribor and if you have pasta, too bad because the returns (if any) are ridiculous. If the fund, money that does not give more problems, whether you like it if you must.

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Written by Carlos Lopez on June 27, 2008 with 316 points.

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316 reviews

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# 1, Mano H20

June 27, 2008, at 8:07.

Hello everyone:

Ok. Agreed. If I have a headache I can take an aspirin. If it hurts me almost every day, I take an aspirin almost every day. That's not me who has become a aspirinoadicto not make me forget that I have a headache. But the point is that I am relieved.

Do not confuse the symptom with the disease, nor to cure the disease.

We are in crisis. In deep crisis. That is the disease, and the causes of it are clear and varied: the price of oil, food prices, debt levels, nonsense that we have done in metiéndonos floors, cars, etc.. which are beyond our means (such as smoking voluntarily, for example). And many more.

The symptoms of this disease called crises, are also varied: high inflation, low growth, contraction of the various indicators, drop in consumption, increased unemployment, choking to reach the end of the month, and so on.

And what are the most appropriate remedies to cure this disease?: I leave that to your experience as a medical economy. For my part I put a fundamental restraint on almost everything.

What that football will relieve the pain to some, no doubt. It's like the placebo effect or if one prefers, as a bag of hot water. And if you relieved in the bottom, then do not leave. But do not confuse the cure to the disease. That does not make us forget that the disease is still there.

Last night someone made a brilliant comment:
-----
# 240, Carla Bruni
June 26, 2008, at 23:09.
Hi guys
Pgegunta innocent: Where are all saying that agagones EGA bad and that I had to igse?
Ah compgendo already, it's like preguntag that anyone voting zapatego.
I get it.
Besitos kids
------

But now you see: oil returns to beat his record and it seems that we stay as Pancho. Bag in a minimum and we ours. This month Euribor is at the average highest in its history ... etc .... Well, even so I hope she wins Spain. But that does not confuse us.

http://www.elmundo.es/mundodinero/2008/06/26/economia/1214495686.html

As I said was not:

That things have Carlota, who writes Godo with Jack!

+39

# 2, josellweb

June 27, 2008, at 8:08.

Today, a single cry.

A BY THEM !!!!!!!!!!

-10

# 3, KO

June 27, 2008, at 8:17.

Good morning!
CLopez, life has more problems without money, money, so ...
Or at least I gustar'çia be in the camp of those who have problems with the money by having a lot of money and not know how to rent it.
Greetings to all.

+18

# 4, Anonymous

June 27, 2008, at 8:20.

if I have a loan in July and 70,000 going to be 2 year if I had 25 years will I have will go up

-41

# 5, KO

June 27, 2008, at 8:26.

Ah! And that awaits us with oil, because not only is its cash value as of today (and which is expected to reach) if you do not have an impact in the short-to medium-term inflation, and so on.
Greetings again.

# 6, dumper

June 27, 2008, at 8:33.

For many years, when many who read the forum we were a few lads came the following conversation between a citizen and his nephew wise: (The amounts are updated for better understanding)

Sobrino: Tito tito, leads me to the amusement park this summer?
Uncle: Hablémoslo, I see that makes you dream item, but what you have seen what it costs to the entrance?
S: Yes, 150 €
T: And you seem logical that price? 5 years ago was worth 30 € and was in line with the monthly pay of those dads who earned the village children. I think the price is not fair. You should express your rejection is not going.
S: Yeah, but I have friends a few years older who were last year and will cost 130 € and this year has risen to 150 €, this step may not be able to go next year. What if I'm not going now and next year I can not?
T: But do you realize that your 150 € is almost all what you are going to give your parents to spend the summer? You can not do anything else to go once a theme park throughout the summer.
S: I know that but it is my dream. All of the people are going to go, and some that have already been telling me that although he had to ask for an advance of the pay of all summer, they compensated.
T: Hey, and we are not going to the beach to spend the day and take an ice-cream is also great fun and is more economical? Even with what you were going to spend on the amusement park you can go every day throughout the summer at the beach and take one or two ice cream a day.
S: Go to the beach is very cool, but much to go to the beach and buy me ice cream, finish paying a lot of money on ice cream and although this should not gone to the amusement park.
T: Is not contemplated that if they continue to rise and the price of entry to the park, will come a day that will not go and nobody will have to lower the price of tickets?
S: No man, you do not understand, or that fewer people go to the park, they will not lower the price of tickets because it is what it is worth?
T: And did you who said this?
S: The one at the box office will be saying to all children.
T: That is going to say if he has committed. Sobrinito really believe me. What they would have a park attractions empty and closed when they are paying for renting a attractions, permits activities, salaries of workers who can not pay them or that they will not be anybody and the mortgage on the ground?
S: ... .... Viewed as well ...
T: In addition thinks that there are many people who never go to the park attractions because they do not like him either and nothing happens. It is very important to learn a distance of the situations to take perspective. That was your age, just thinking that maybe you're not going to go to the park and your cronies, you are breathtaking, but over the years you'll see it differently. We're going to do one thing, we will go to the beach a few days waiting to get off the influx to the park and towards the end of the summer, and you'll see as a start to draw bids.
S: But do you think I have the power to provoke a change in the price?
T: For this and for what you want, it appears that you're just an ant to the park but the park depends on a number of individual decisions to go or not go, making up a collective decision to which they, for very large they are, they must obey. If nobody goes, they should lower prices. It is law of the market.
S: Vale tito, you've convinced me.
T: ¿¿! Where are you going to run??
S: I'm going to the tail of the park to lambast and insult to the fools who bought the ticket without knowing all that I've explained.
T: Attila, do not be evil, that they alone have already been fucked up the rest of the summer without ice cream to go over to your chastising. Enjoy your ice cream and transmits the lesson.
S: I shall do so tito.

PS: Attila, this is going with all my affection and admiration.

+151

# 7, jdx

June 27, 2008, at 8:46.

good day at all ... Forero.
the link q puts MañoH20, puts the reality of this farce ....

"Since the Federal Reserve will keep U.S. interest rates," everything will depend on the European Central Bank and the decision could take "about an increase in the price of money, because to do so would lead to a rise in the barrel. "

SHOT! Trichet opens the mouth of the Euribor-subidon ...
Someone is forecasting $ 150 oil, petroleum = record yesterday afternoon!
ZP said everything was going well q = + unemployment, growth -
and now we mark on the forehead, as the rising cost of money, the more the oil price = + INFLATION ....

Look, I think we have petrodollars to europe between their fingers, and are playing with it, do what they want, and do not care inflation, the price of money, growth ... as to put them in the $ 400 price barrel, we will go to hell! and if this is not a joke, because then we would have a mega-inflation beast, and stuffed into a bestial crisis, it is no longer ask that truck drivers when they fill out the deposit not q 40% more expensive than a year ago, if not that the triple what it costs now .... APIE and the citizens of the same, I filled my car with 70euros now, I do not want to imagine q 200euros cost me in 2 years ....
As rising food? As rising all!! In terms would be the blessed inflation? 7, 8%? do their calculations.

I sincerely believe that although some believe that the Sr.Trichet is doing its task properly, I think you are escaping something and not know where to get it, because we can not hold or want to raise rates to control inflation, and even then , Will rise but at the same time. And then to see we do? because Europe does not have a drop of oil, and we are totally dependent, like our economy of the Arabs and Americans.
Tostón feel, but is that even though I read and I try to see the positive side, there are days that even if Spain in the final of Euro, I see very, very black, and without symptoms of someone who wants to do something to solve everything the cake that there are on the table.

Our unemployment is always reduced by this time (I think) with the theme of tourism, more work, more so ... and Easter. if we are now well, as we will be in September? I do not think we will have to wait to 2009 to see an unemployment rate of 11%. for September-October which is more feasible ...
And banks, to continue with its "distrust", which in the end that we will totally distrustful, we consumers are both robbery and thymus, we will not come out of the house (a way of talking ....)
Pos it said, I want to contradict other data or thoughts, you do, but I think that everything, everything, revolves around money and oil, and this is in a very chungo, speculative and expensive, and without Symptoms of relax, and continue the party, much pain and grief that you grooving to some

+35

# 8, jdx

June 27, 2008, at 8:53.

ah, and I forgot, I would not like to be around here more pasearan builders or real estate lloriqueando, when as said here yesterday when boarding each promotion, every 2 months to 10% the price of the previous one, and went on 3 years, to sell flats at 20 million, to do so by 60 kilazos! filling the coffers, and sudándoles those who buy, or were young adults, are jodieran the rest of his life for the mortgage, now ignoring our / your borreguez eh? and remained impassive throughout this show! and now cry for that?
have no forgiveness from God these people, so of more examples that I hang here, which I present their accounts of recent years, and I can tell you whether or not to mourn, but not because they want to, all of them have put their grain Sand to our current situation!

+81

# 9, Melbian

June 27, 2008, at 9:01.

Dumper that good story ...

But, if the people appeared in the figure of Tito "Bo tín" to advance their children to pay 2 summers to come? The price of tickets would go up ... and if they then advance the pay of 3 summers to come?
Yet surely would have many children who continue going to the park, and it is likely that prices will never return to its initial state. Do not say we never return to the previous state only that:

Where is the line?
What would be the best time to go to the park?
¿Would go to lambast Atilita to children although he had told his uncle that he would not?

+38

# 10, Carsola

June 27, 2008, at 9:03.

What is my lovely Spain! that examines the semestrito 1, with figures that do not frighten or to children, with a costume especially with regard to housing as a safe haven for investors not, which puts the m2 in 2376 €, 800 € MO finished and the rest of potting soil ... ... .... Semestre that for some has pupita his beloved Euribor, its banks were unwilling ones over and over for the most unfortunate companies closing their activity, Penis! The semestrito can be measured and therefore exceeds 20 cmts.
Semestrito next to the motorcycle helmet still go by car, well-placed Prieto seat belts are therefore not speak on curves and Slovakian, bends, bends, because when you are done the same, the figures will be of no! 9 cmts not reach you. And the hangover of the first semestrito that many will pass through the ICU where some but many will have relief from their banks to go to degüello and without compassion.

-7

# 11, Mandy

June 27, 2008, at 9:21.

# 6, dumper
# 9, Melbian

And if in addition to offering pay advances, we are not talking about a park (need surface), if not in a hospital (oil, need urgent), Bone got to go and pay.
The example given is that you have an example that will regulate the market, supply demand, but the current situation can not be fair, just is decreasing the consumption of crude.
Harmonized CPI 5.1. By God we go 0.25 or are we going to hell!

# 12, jc

June 27, 2008, at 9:23.

NOT VERY WELL COME AWAY

# 13, Kane

June 27, 2008, at 9:23.

Not if you have ... but someone commented.

http://www.elpais.com/articulo/economia/petroleo/impulsa/inflacion/decimas/abril/maximo/51/elpepueco/20080627elpepueco_1/Tes

Rise in rates in July fijisimo.

-2

# 14, kike

June 27, 2008, at 9:24.

the true figures are chelate carsola penalty, and now say it is the best, just lelgar of BBVA Sister and I said that credit cards are being studied to remove them, so I no longer going to be for anyone and neither jandon to see if we will see more than one reaches the end of the year without a home
I would like to settle this is because there are people passing very badly and with children, and how well you say carsola banks are going to deguello to aprtir now without compassion, it's the director of my bank that I know for some time after Monday, as they change office after 15 years pulled into it and it tells me that they are orders of the chiefs and hallucinations and I h is said that the policy is to go to the bank by people with a vassal to cap commissions and unpaid, and do not forgive or so I've actually carsola razon

that we take confesaos god!

+16

# 15, kike

June 27, 2008, at 9:26.

only need to send super zp 9 million euros to peru and step dancing bachata fence while we Spaniards are sinking in misery

ale ahroa going and in 2012 it votais again, amazing guy!

+16

# 16, JRG

June 27, 2008, at 9:27.

IF YOU ARRIVE and arriving 2012 !!!!!!!!!!!!

because it is required to view it

# 17, Anonymous

June 27, 2008, at 9:27.

coup d'etat yaaaaaaaaaaaaaaaaaa

-61

# 18, lolo

June 27, 2008, at 9:33.

# 244, lolo
June 26, 2008, at 23:32.

Ale, we already have fleshings to entertain staff, that if you live Spain, long live the selection and Peet ... alive.

Viva billet!
Viva inflation!
Viva negative GDP!
Long live the strike!
Viva non-construction!
Trichet Viva!
.
.
.
Viva yo!

-20

# 19, condonacion_jeje

June 27, 2008, at 9:43.

Weno we have all pushed aq Spain go up because .. radio plays to push the Euribor go q pa pa abajoooo XDDD .. q that everything is falling is good

+16

# 20, Pepita

June 27, 2008, at 9:49.

Because the pantheons bank will not be unique to Spain. Here in Belgium have plummeted by 19% the shares of Fortis Bank. That is a loss of about 5 billion euros. On Wednesday Valia 27.8 million and on Thursday afternoon 22.5 million euros. And I understand that Dexia Bank also fell 10%.

Greetings

# 21, Juan

June 27, 2008, at 9:53.

IBEX 11920.40 -1.30%
As does not change the thing, we return today to mark the annual minimum. If it is not a crisis it seems a lot ...

# 22, Always Never ... Positive Negative

June 27, 2008, at 9:59.

I read it over and over again, I read the comments and remember that when times are blowing in favor, everyone relaxes, she lets herself go ... and when the wind stops blowing what? Well, hell to get to Spain for the crisis, we'll get to Curran, because we will lack the bread, espabilaremos, the most ready come forward, and if one of those ready to help govern or directs many people ... I am not speaking only of government, businesses , Etc. ..

@ S chic mood, I want more positive thoughts, or we will be in the spiral (with reason or not) causes deep crisis. In a concert where everything goes smoothly, people danced, sang, enjoy ... you see a crazy yelling fire and sowing panic, Be assured that generate panic.

Os imaginaIS the surgeon has to operate on open heart, mind and telling the 4 winds, this patient is dying and I will not be able to save him ...

It is true that there is reason to be worried, but not releasing all the garbage. Use coconut, helping the next.

If we face 'the game' with a completely negative state of mind we already know the outcome. (or boxes saves)

Animo trop, POSITIVE, contagious desire to succeed, WORKING IN YOUR BUSINESS WITH YOUR KNOWLEDGE APPLIED TO YOUR HOME ECONOMICS. BUT ABOVE ALL THAT WE CAN CREED. WE, WE.

I wish you all a weekend to encourage the downhearted.

+33

# 23, manonegra

June 27, 2008, at 9:59.

But let me give these poor penit speculators who yesterday took a good collejon on stock exchanges around the world.

+18

# 24, Euribor up up!

June 27, 2008, at 10:00.

***********

Wuenos gave @ s compatriots!

The first thing ... and I predicted that will win the Euro ... in exchange for the crisis that we are going to eat ... at the same time.

And then I want veáis a conversation I had with a well-known ... (software that collects 40,000 euros gross per annum).

... You explain the compilation has been comprao a flat in Mollet (Barcelona) and sent me photos of her flat. So I ask you, and I replied ... (NOTE: read from bottom to top)

This was the conversation (by e-mail):

"Tranqui, asked what they want, there is not no secret in this dark jejeje.

It has approximately 72 meters, 2 bedrooms and 2 bathrooms. Everything is ready, except the living room and rooms that have no furniture. The rest is already fully-equipped.

Yes, more than 200,000, or 300,000 + parking bays, anyway, as I have no car like the alkyl. Then again, neither you guíes much, because this cost is about 1 years ago, when I first (and only) payment, but then lowered it to me already, because it was worth more.

What it does tell you is that it is cheaper than in Barcelona street. To see that this is the situation within 2 years, but I am sure will continue to be cheaper. I would only be there on a weekday, because as Barna, nothing!, I looked around and he was well connected.

When it takes you spend a day and so you better teach (the photos are about 2 months ago and has changed the thing).

Ah!, And there is also 1 room for about 40-50 billion euros less approx. So if you want to be a neighbor of mine, yet this time

Greetings.

---------------------------
From Csnan
Posted on: Thursday, June 19, 2008 15:38
To: Pao Deal
Subject: RE: Photos pis Mollet

Ta handsome!

One question ... a little indiscreet, but as I am a card ...

Square meters habitable?

Over 200,000 euros?

It's like going to see the issue ... because my story and I churri within at most 2 ... anita touches.

Greetings,

Dep. Rsol
Gs, SA
Ext. 13

---------------------------
From Pad Daiel
Posted on: Thursday, June 19, 2008 15:25
To: IVN
Subject: Photos pis Mollet

Da do

Gs, SA

Information Systems

Central Services
"

And I have not said anything to not take a dip but ...

TIMADA YOU HAVE OFTEN METIDOOOOOOOO !!!!!!!!!!!!!!

What to think?

-24

# 25, Cooler

June 27, 2008, at 10:00.

It starts right bag. 10 am, and it falls 1.37%
The crude goes by 139 pains.

Elected bad day to quit smoking

+18

# 26, mario

June 27, 2008, at 10:04.

# 23, manonegra
"But let me give these poor penit speculators who yesterday took a good collejon on stock exchanges around the world."

And currantes having their pension plan that yesterday took a good collejon on stock exchanges around the world give you penalty?
That ignorant.

# 27, KIKE

June 27, 2008, at 10:05.

people do it better guardalala pasta is in a safe because no one can invent anything profitable, the ibex acojonante, but now people are nervisosa and there is much uncertainty in this country and with reason, but those who are beyond the superendeudados that eyebrows go praying that the banks will THEM BY A OE!

-4

# 28, krollian

June 27, 2008, at 10:05.

The flies that do not run. Remember the old Mercedes vues matter of fixed costs? As the line in Telefonica, commissions and other ...
La Caixa cards spend 12 euros to 17 annual cost. And some time that a book is nothing current 0.90 per month.
At the end will force us to put the money in the sock ...

+13

# 29, Juan

June 27, 2008, at 10:09.

Completing the post today: 5% in the harmonized inflation

http://www.expansion.com/edicion/exp/economia_y_politica/es/desarrollo/1139744.html

# 30, manonegra

June 27, 2008, at 10:10.

The harmonized CPI continues its relentless climb, reaching 5.1% in June

http://www.cotizalia.com/cache/2008/06/27/38_armonizado_continua_imparable_ascenso_alcanza_junio.html

But let me give the poor penit currantes with collejon of inflation at 5.1%

# 31, ca.o

June 27, 2008, at 10:10.

Buenos dias:
I hope that the next six months go fast or slow and it was neither, but that pass. Because I fear that this would only est''a beginning.
Well-informed friends tell me that the diesel llegar''aa 2 € for dicienbre that the bag is not going to hold at 12,000, the Euribor llegar''a to 6%, that higher prices will pass the 5 and unemployment and delinquency follow camo is obvious to all of these factors.
I'm going to get below the mattress to mourn because I can think of something else. If anyone has any better occurrence. I accept any advice. (while this below the mattress try to think something).

+14

# 32, manonegra

June 27, 2008, at 10:11.

# 26, mario

Man, my dear, long time no see, I am glad your back. If I am ignorant, for not believing the religion of neoliberalism, that in which all goods are to speculate that even people (as happens with immigrants), this religion that has led us to the current crisis and now ladrillil has been moved to the oil ... but how can I be so ignorant ... Of course the ready as you look good that the pensions of workers who do not know is that neither the bag was in the play Russian roulette ...

Lo said, delighted to see you back here.

Pretty good for PolarisWorld?

# 33, accounts

June 27, 2008, at 10:12.

And that is reliable as long as the account of Banesto blue? You can take a part and when you want to continue with the remaining 5.5%?

Thank you.

# 34, manonegra

June 27, 2008, at 10:13.

The post 30 is not mine

# 35, krollian

June 27, 2008, at 10:13.

# 30, manonegra:

Come on. It falls short of ipcreal.com ...

# 36, Inflation up up UP!

June 27, 2008, at 10:16.

Inflation soars in Spain to new heights, above the 5%

Hello everybody! Great news today! La inflacion al 5.1% a niveles subsaharianos … ! Toma dolor. A todos los ahorradores, triunfadores del depositito! Vuestro dinero vale un 5.1% menos!
A por el 5.5%! YA!

Y en cuanto Trichet suba los tipos en Julio, el petroleo llegara a los 200 $ !!! Que digo el 5.5%? A por el 6% !!!

-17

# 37 , 6%ista

27 de Junio de 2008, a las 10:21.

No sufrais inflacionistas, que detrás de una inflación alta viene una subida del precio del dinero y destrás de eso… subitida de euribor!!!.

Vuestra casa costará un 20% menos y debereis un 6% más!.

Toma lechazo!

-14

# 38 , NO COMPRÉIS COSAS QUE NO NECESITÉIS… GRACIAS!

27 de Junio de 2008, a las 10:21.

*/*/*/*/*/*/*/*/*/*/*/*/*/*/*/*/*/*/*/*/
Para conseguir recortar gastos que YO considero PRESCINDIBLES:

1) Reducción / Eliminación de vicios (Este punto vale por dos!!! No gastamos en tabaco, pastitas, bar… y encima nuestra salud se beneficia de manera notable)

2) Reducción de parte del ocio (Ir al cine, de restaurantes, de copas, de compras… si conseguimos aguantar nuestro espíritu consumista y sólo hacemos estas cosas una vez al mes ahorramos muchísimo)

3) Cuando se va a echar gasolina… llenar el depósito hasta arriba!!! (He visto gente que recorre 5 kilómetros para ir echar gasolina y luego sólo le echa 20 euros… con eso dentro de 2 días tienes que ir otra vez!!! Gasto innecesario de kilómetros)

4) Correr menos con el coche, moto o camión… (Si vamos a 100 km/h por autovía/autopista/nacional gastamos la mitad que si vamos a 140 km/h… un depósito nos durará mucho más si aplicamos técnicas de “reducción de consumo” como: no pegar acelerones, no pisar el acelerador más allá de la mitad del pedal…)

GASOLINERAS MÁS BARATAS: http://geoportal.mityc.es/hidrocarburos/eess/

5) Comprar por Internet (yo en Ebay compro ropa por 30/40 euros… siendo exactamente la misma que hay en la tienda por 100/150 euros !!!! Yo primero voy a la tienda y me pruebo la ropa. Cuando ya sé la talla que me va bien de esa prenda, voy y la busco en el ebay… y si la encuentro… zas! la compro (me viene de paises asiáticos) y ahorro INCREIBLE!!!. Por cierto… la ropa que hay en las tiendas no os creáis que es MADE IN SPAIN… es MADE IN CHINA… igual que la que YO compro… así que fijaros el BENEFICIO que consiguen… serán AVARICIOSOS…!!!)

6) Cuando vayas a hacer la compra… busca lo que esté de OFERTA y compra en cantidades que te permitan aprovechar ese precio (a mi, por ejemplo, me gustan mucho los zumos… pues si veo alguna oferta 2×1 me compro 10 paquetes y tiro un mes con ese zumo… y cuando es la leche igual (hace nada en Caprabo estaba la leche 2×1 y compré 10 ladrillos de 6 litros… con lo que el litro, si antes estaba a 70 céntimos/litro, yo me lo he sacado a 35 céntimos/litro) y así con TODO LO QUE SE PUEDA.)

7) Antes de comprar nada… pensárselo 3 veces si es REALMENTE NECESARIO… y pensárselo 4 veces si el PRECIO que nos piden LO VALE y si no está más barato en otro sitio.

Reducir gastos en agua (cerrar el grifo cuando no utilicemos el agua… sobre todo en la DUCHA. Hay gente, y mucha, que mientras se enjabona deja el GRIFO ABIERTO…!!! Hacedme el favor de CERRAR EL GRIFO !!! Al estilo “BANCO”. jeje!!!) También cuando te cepilles los dientes…

9) Si vuestra pareja gasta mucho en todo esto… intentad DIALOGAR con él / ella para que entienda que lo PRESCINDIBLE no es NECESARIO para vivir. Y que CONSUMIR no da la FELICIDAD. Es mejor para la relación de pareja un paseo agarraditos de la mano y comentando lo bonito que es el paisaje que no comprarle un perfume o una joya o un reloj…

10) Eliminar cuota de gimnasio (perfectamente se puede ir a correr por la ciudad / parque… y si lo haces con tu pareja mejor que mejor !!! te pones en forma GRATIS)

11) Reducción del gasto de teléfono / móvil (no llamar para chorradas cómo “ya estoy llegando”. Utilizar los SMS. No bajarse juegos al móvil !!! Son una chorrada y un timo. No participar en concursos de… “envía un mensaje al 5555 y gana un coche o un perrito piloto…”) (entre mi novia y yo gastamos 40 euros al mes)

12) Tener BUEN HUMOR y levantarse CON GANAS DE VIVIR (gastamos menos si vivimos con alegría y buen humor).

Quien no lo necesite que no los lea… que pase de mi post (por favor, no pongáis negativos si no os interesa para que sea visible para quien le interese)

MUCHAS GRACIAS !!!

-17

# 39 , mario

27 de Junio de 2008, a las 10:24.

#32, manonegra
Manonegra eres un ignorante porque sueltas la consigna sin pensar en lo que dices.
Bolsa = especulacion bla bla bla Polaris blabla … Te crees un ser puro al margen del capitalismo .. y tu de que vives pringa* (bueno, o tus padres de que viven?).

# 40 , Euribor up up !!! –> Para el que quiera ahorrar…

27 de Junio de 2008, a las 10:25.

*/*/*/*/*/*/*
Manera de ahorrar si eres de Orange…

Llama al 470 y escucha la promoción de llamadas a 0 euros durante tres meses.

La cuota de alta es de 8 euros y sólo te cobran el establecimiento de llamada.

Si os interesa activadla… yo lo he hecho !!!

Saludos.

-22

# 41 , Uno mas

27 de Junio de 2008, a las 10:25.

Menos mal que España esta en la final de la Eurocopa, que si no esto seria un caos.

El pueblo ya tiene su opio.

Ya veremos a España en Septiembre. Y nos preguntaremos todos:

¿Quien ha votado a ZP?
¿El viaje que me he pegado con los 400 €?
¿La luz ya no vuelve a subir?
¿Porque que se va el idolo de España “Luis Aragones”?
¿Dejare a mi mujer embarazada para cobrar 2500 €?
¿Cuando sacaran un coche que ande con agua y sea barato?

Lince por borregos

#### VAYA GOLFOS E HP QUE GOBIERNAN ESTA ESPAÑA ####

# 42 , Cooler

27 de Junio de 2008, a las 10:26.

Este comentario es de ayer, como hay mucha gente que solo lee los primeros, lo vuelvo a poner.

#250, Anónimo

27 de Junio de 2008, a las 2:30.

#168, canyago

Ole ese es mi chico, que poco te prodigas por el foro, total por que te trolleé un poco (mil disculpas), se te echa de menos, ahí le has dao con este comentario, manda eggs que encima llenan de positivos a uno de los que les han sodomizado, como han dicho ya, debe ser el síndrome de Estocolmo, tiene tela la película, según #14, Maratoniano, todos tienen culpa menos los constructores, los pobrecitos no han pillado cacho, solo han ganado lo justo, !!lo que hay que leer!!.

Dumper sobresaliente

Al resto de trolls… gracias, sin vosotros esto seria como una reunión de alcohólicos anónimos en versión hipotecaria
Imaginad la típica terapia sentados en circulo
Yo no quería… pero mis amigos me incitaron con frases como compra hoy que mañana valen mas, los pisos nunca bajan, si te hipotecas seras feliz……Otros diciendo la culpa es de los bancos- zapatero- tranchete-el lucero del alba.

Esta cancion de Leño-Rosendo Mercado, cuenta la sensación de la heroína
escuchad y sustituid la palabra tren por hipoteca.

http://www.youtube.com/watch?v=Z8GWknjuwxE

Aysss yonkis yonkis…….

-4

# 43 , Demiurgo

27 de Junio de 2008, a las 10:27.

#36, Inflation up up UP!
27 de Junio de 2008, a las 10:16.

Y tu piso un 20% menos, con la nota irónica de que cada vez pagas más por el.

# 44 , cojonDsastre

27 de Junio de 2008, a las 10:27.

Lo de los 200€ era en esta nómina ¿no? Acabo de cobrar y ni rastro…

# 45 , No hagais mas daño

27 de Junio de 2008, a las 10:29.

No bajeis el precio de vuestra casa si está a la venta.
No la vendáis por menos dinero.

-10

# 46 , sirialunaaa

27 de Junio de 2008, a las 10:30.

CENSURAAAAAA

jo he publicado mi post me dice que incluso esta repe y no lo veo por ningún lado

-3

# 47 , Inflation up up UP

27 de Junio de 2008, a las 10:30.

#44, Demiurgo
Hola demiurgo! Yo no tengo piso!

-4

# 48 , sirialunaaa

27 de Junio de 2008, a las 10:30.

Hoy es viernes , no he dormido en toda la noche con la tormenta y truenos que había, vamos que tengo los ojos que parece que me han pegado dos puñetazos.
pero es viernes y eso me hace pensar venga un empujoncito más y ya descansaras el findesemana……pues lo mismo digo con esta CRISIS, la faena ha bajado mucho , pues intentamos incluso aveces trabajar sin margen ya directamente para atraer clientela, hacer ofertas , pero mejor es ir cubriendo gastos lo más posible, que cerrar todo no? por eso no entiendo como el bar de la esquina tiene el menú a 12 euros cuando el de enfrente por la misma calidad está a 8 ………eso para mi punto de vista no es atraer clientes, sobre todo cuando es un bar que apuesto nuevo y se han dejado un dineral….
que hay crisis todo lo sabemos pero me pasa como con mis ojeras, me levanto pensando bueno hay que superar la racha. No solo basta el optimismo, del otimismo realista , hay que tomar medidas, medidas que te hagan salvarte de la quema, intentar buscar soluciones, luchar si después de todo esto se cierra el negocio pues no habremos luchado en bano.
son 30años , que os aseguro que no te forras, pero que te da un sueldo, que da de comer a cuatro trabajadores más y que luchamos para salir adelante.

la crisis agudiza el ingénio , por eso no entiendo mucha subidas de los negocios, si hay poco trabajo se tendrás que poner condiciones para que hayan más clientes.

bueno pues la crisis por mucho que queramos está, como otros años ha estado, como cuando tenía 8 años y como algún día posiblemente esté cuando sea mucho mayor a lo largo de nuestra vida.

solo nos queda tomar medidas en nuestra microeconómía como mucha gente dice, comprar marcas blancas y apreterase el cinturón.

por mucho que entre en el foro y vea catastrofistas, armagedon se acaba el mundo, si se acaba nos da por culo a todos y ala mal de muchos consuelo de tontos.

a tirar para alante que es lo que nos queda, luchar por los futuros hijos, que no me puedo permitir el lujo de tener , ya veremos antes de que se me pase el arroz tengo de plazo 8 años como está la cosa.

buen fin de semana.

# 49 , holidays

27 de Junio de 2008, a las 10:31.

Güenos días, Güenos días!!!

¡¡San VieRRRRRnesSSS!!!

# 50 , Uno mas

27 de Junio de 2008, a las 10:31.

#44 cojonDsastre

Lo de los 400€, no son para los sueldos mileurista son para los que cobra un sueldo de “verdad”.

Con que no espera nada.

#### VAYA GOLFOS E HP QUE GOBIERNAN ESTA ESPAÑA ####

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