Knives

The economy is not one of the strengths of the Spaniards, I think any excuse romantic, the kind of passion that we are more rational and topicazos other Mediterranean countries, but the fact is that it has no forgiveness. Our bankers are well aware of these weaknesses and seek to exploit to the fullest, hence we have many of the largest banks in Europe.

A clear example of this is that we prefer a gift that will not need instead of receiving some interests that need it. The last case is the game that gives away the knives BBVA to enter 2800 € to a fixed term for 6 months. But what I found it strange for this promotion, is that BBVA's own employees are concerned about the danger of such a gift:

"Having some knives of this size next to the box is like an invitation for the robbers to use them", concluded the secretary general of the union section of BBVA.

Unbelievable, banks giving away knives. You will no longer pass through the metal detector?.
It's something I've asked many times. How do the sellers of arms to non-ups?.

So back to reality with the press briefing:

And to finish "The comment of the month" that this time comes to reveal the personal drama, which is hidden and often overlooked, led by rising mortgage:

# 22, Bartolo

May 14, 2008, at 10:38.

Good morning, everyone.

I have 4 children and 43 años.Mi wife and I carried intentanto having children 8 years since we got married we were in the 98.Nos travel boyfriends thrilled with the furniture and paid with 30% of the floor of 2 people dormitorios.Como cautious and saving "just in case" we press the spread of the floor to prevent short circuits and that our "little nest" remains intact until our arrival in Tenerife.

It took 6 years until my wife and I are recommended treatment fertilidad.Es a long and costly process but finally bore fruit .... ... 4 and both fruits to which most handsome and desired.

As understand in the apartment, 2 bedrooms and we would not fit so we decided to buy a slightly bigger with consequent gastos.Mi women stopped working because the kids are four times the work and my salary is the truth that is not to shoot rockets.

We are going badly, the letter has gone up and expenses también.Quizás have to try to sell the apartment shortly and go from renting to a viejo.Lo that most worries me less to think now is, nor will I have to give explanations to my because children are very little, but I am amazed that people with a minimum of rationality will welcome the fact that the rise Euribor and I found myself in this situation.

All these will dedicate this article, the first and last for now because it will not return to read more here because the Euribor will no longer be a benchmark in my life, my reference will now survive with my 4 children in a house provided.

Certainly when we come back from the trip boyfriends to open the door smelled of rotten all over the floor, then to disconnect the light, all the food from the freezer rotted away, I never forget that smell is nauseating, smell that reminded me of those bad people to rejoice in the misfortunes of mine and my kids.

Always up.

Good weekend for everyone and especially for our readers "Faust" is going to be a father :)

1 Star2 Stars3 Stars4 Stars5 Stars (Unrated)
Loading ... Loading ...

Written by Carlos Lopez on May 16, 2008 with 240 points.



Pages: [1] 2 3 4 5

240 reviews

Read the comments left by other users below, or:

Pages: [1] 2 3 4 5

# 1, Sandokan

May 16, 2008, at 9:39.

Man premiere today the forum ... I hope it will not come today at 5 ... ..

Good findeeeeee

Add karmaSubtract karma +7

# 2, Citizen of walking

May 16, 2008, at 9:44.

Good morning to all those euribenses s:

Just something to do with the comment "comment of the month."

That is a tragedy they are experiencing at present many people, and I am sure that more than one of us has known someone close or passing through the same situation. And of course, happy about something, it's being bad person.

But are lessons to be learned all. Absolutely everyone. It's not crazy to want to prosper (or want to call it) in life. The problem is that we have tried playing with fire. We must be honest and honest and realize that things were going out of the ordinary. It was not logical that a "Currito" I had a mortgage of 40 million pesetas, with a car of 5 and many comforts of monthly fee. No one with salary or € 1500-2000 per month can live well. That was the problem.

Many have raised too high, misguided or bad decisions, or lack of foresight. But again, and I emphasize "we are all entitled to thrive," and why should we not to rejoice when someone gets the batacazo. Someone close to us, I am sure, runs the same fate as Bartolo.

Add karmaSubtract karma +117

# 3, Consultor666

May 16, 2008, at 9:46.

In a documentary by Michael Moore, I think this is Bowling for Columbine, a case even worse: in the U.S. in a bank gave shotguns. :)

A greeting.

Add karmaSubtract karma +13

# 4, Nerea

May 16, 2008, at 9:47.

What's BBVA has no name. If I understand correctly the prospectus, and if so, somebody explain to us what, you say they do not worry if you do not have the Euro 2800. They are provided to you by your credit card (for which you paid ¿6 euros per year?).

For you please let the money you're going to get into his bath and that you will not play for nearly five months you receive a 10.46% more or less. And you take your knives.

So, by doing nothing (because the money they give you what new entrants into its coffers), they get a margin of plus or minus 7% (6% if you go to the interbank call the 2800 euros).
Speaking on silver knives costing you more than € 65 (no gift seems all right?), That in the best case scenario, assuming that you do not spend the money order after 4.5 months. In which case each month is going to cost you $ 30 more.

In case of having the money and know exactly what you will not need during the 4.5 months you should know that is recorded FOR THE STATEMENT OF INCOME, it is as if you had given x € which then appear on the tax return, take this into account when cojais gifts. In this case you pay 13 euros from VAT and income tax. Clearly, in the BBVA say they cost more than € 400 ...

Good weekend!

Add karmaSubtract karma +43

# 5, Euribor up up!

May 16, 2008, at 9:47.

- LAST TIME --

Makes scant 20 minutes following what has happened ...

Every morning Mr. Solbes was moved by taxi to his office.

Well this morning has had a very entertaining conversation with the taxi driver, seeing the concern of this when commenting on the news he had heard on the radio ...

Taxi driver: "You have seen what they say on the radio? Don Piso virtually closed, sales of flats have fallen by 70% and there will be a million more unemployed at the end of 2008! "

Sr. Solbes: "Do not worry! Only this is a rapid acceleration of the slowdown of the soft landing of the Spanish economy softened due to the global crisis. Everything is controlled we are on track to fix it. "

Taxi driver: "Thank God ... sure that they are already fixed. And what I said the price increase? This is crazy! Now it costs me twice fill the tank of the car ... and no longer get to the end of the month! "

Sr. Solbes: "It is also controlled. I have no car. Whenever I go by public transport or road a bit ... I was recommended to the doctor. "(A half smile ...)

The cab driver smiles ... (the typical cincuentón españolito currante). And before reaching their destination will again ask the taxi driver telling ...

Taxi driver: "And what of those 400 euros that we are going to be like ...? "

Sr. Solbes: "What we are studying. It could be that because of the small slowdown we have to postpone the measure. But do not worry! The first thing we will do to solve all these problems is going to be buying the flats are not sold and lower prices so high that there are about 30mil euros. So people can become independent and without problems. 300mil euros worth of now 270mil euros. It is a good help, right !!!?? "

And the taxi driver says, "Well, yes. So finally my two sons can become independent. I prefer that it not such that I would spend 400 euros in snuff ... "(both laugh)

------------

Well, this has been the talk ...

That each draw their conclusions to be sure ... because of all colors ... regret.

My opinion? Well, you preparéis for after the summer holidays ... because that is going to be coming from "CÁGATE LORITA."

And God's Will ... (if it still is) the eye and trident: 5% Euribor - 130 $ / barrel - 10% unemployment ... ->>> It's going to do quite PUPITA.

Add karmaSubtract karma +4

# 6, Iñaki

May 16, 2008, at 9:56.

JO JO JO Today is the day of superBAJON je je je

Add karmaSubtract karma -15

# 7, Anuska

May 16, 2008, at 9:59.

Hello everyone:

I could tell someone where I can watch the semiannual Euribor shall or as the Euribor for approximately August-September ...?
Thank you very much

Add karmaSubtract karma -13

# 8, Kane

May 16, 2008, at 10:05.

This is beginning to notice that the euro-dollar exchange continues to move forward not backwards and that even if oil continues to rise. Yesterday at 1.21 gasoline when the last time you fill out the deposit was 1.15 or 1.16.

Add karmaSubtract karma +4

# 9, Fausto

May 16, 2008, at 10:06.

# 7, Anuska

You may not like it .... but down from August .... It is assumed that you can get to 5.25. But of course ... it's like when you fall predict a pot on the head .... : P

By the way ... ... ... .... TODAY MUUUUUUUUY'M CONTENT !!!!! NOW CAN BE PUT TO THE EURIBOR 5 OR 6 TO ME ALSO BRINDARE !!!!!! VOY A SER PADRE !!!!!!!!!!!!!!!!!!!!!! At the end eat eggs!!

Add karmaSubtract karma +85

# 10, quitos

May 16, 2008, at 10:06.

Good morning, is not whether there will be someone post this news, but I think it's interesting.

FED CONSIDERS THAT CENTRAL BANKS SHOULD NOT RESALE speculative bubble

WASHINGTON May 13 (Thomson Financial) - A central bank should not try to burst speculative bubbles in formation through its interest rate policy, found on Thursday, one of the governors of the U.S. Federal Reserve (Fed), Frederic Mishkin. Monetary policy should not try to burst any bubbles on the prices of assets, especially when it could contribute to financial instability, Mishkin said in a speech in Philadelphia (this). Central banks should recognize that trying to blow bubbles using monetary policy carries the risk of doing more harm than good, according to the transcript highlighted his speech.
In contrast, monetary policy should react to speculative bubbles to examine the effects of asset prices on employment and inflation, then adjusting the level of rates as necessary to attain an employment rate stability and a maximum of prices, he said. This type of response should be enough to stop the negative macroeconomic effects of certain types of bubbles, said.
Mishkin said that not all bubbles are equal, and those linked to explosions of credit presents particular challenges because its explosion may lead to episodes of financial instability that cause wear on the economy.
The governor said the regulation could help prevent a negative impact among speculative bubbles and distribution of credit. Our regulatory framework should be structured so as to cope with the lack of information or market incentives that contribute to the bubble inflated by credit, he added.

Add karmaSubtract karma +6

# 11, Gol

May 16, 2008, at 10:11.

Referring to the comment today, I can not cheer me misfortunes of others, and hopefully down the Euribor and give us a breather at all but it is clear from what he says a great lack of foresight on the part of Bartolo. Have four children, women who stop working to devote himself to his need to care and bought a new house bigger and that it all goes Rosita is being extremely optimistic. Above all, we must learn the lesson that the economic good times even longer than in the past, do not last forever.
I have relatives in a similar position and is not pleasant and probably would have happened to me the same thing, but I have not arrived yet to have children.
I encourage Bartolo forward and hopefully salgáis

Add karmaSubtract karma +24

# 12, quitos

May 16, 2008, at 10:12.

# 9, Fausto

CONGRATULATIONS FAUSTO !!!!!!!!!!!!!!!! That is very good news !!!!!!! Neither the Euribor or barrel of Brent or eight quarters !!!!!!! That is the best thing that can happen to a human being !!!!!!! That everything goes well and you have a children prices!!!!!!!!!!!!!!!!!

Add karmaSubtract karma +24

# 13, Guim

May 16, 2008, at 10:13.

I tube luck and I launched a mortgage "LKXA" 60 fixed at 5.15% and 40% to bariable quarterly, (I meant to throw two adrift haños mortgage bariable in BBVA) already does this, but only with hotfix that came to me two months since I came to mind.

With that I just want to make a reflection to me and say until it can go free on the rise in the euribor.No caigais mortgages ueribor + X and not just the Euribor pure and hard because we are not Espanya in Germany and mortgages are not anita two comrades!
luck with life!

Add karmaSubtract karma -18

# 14, assistant

May 16, 2008, at 10:15.

anuska here you send a page where you can view and frighten, not for this and now I'm scaring myself that I have not yet married or with the bank or with the bride.

http://www.hipotecasyeuribor.com/mesactual.php

a question, which I aconsejais annual or biannual?

Add karmaSubtract karma +6

# 15, Sephyrot

May 16, 2008, at 10:16.

Hello everybody,

No wonder the occurrence of tragedies like the comment of the week.
The problem of Spaniards do not know who is buying. Fail in the following points:

- Do not ever reject the first offer. We believe what we say and we pay no rechistar.
- We have no patience: The seller tells us their offer and never contraofertamos.La patience and show that you have no need to buy something (even if it's a lie) is the basis for negotiation.
- No one has the balls to tell the seller "I'm not interested," "These are my conditions for the purchase, call me when you have a similar offer."

It is not like buying a kilo of beans to buy a piso.SEÑORES! They are doing the most important purchase of their lives. At least a little bit and try not to let a Tecnocaza, Donpido and other vermin you earn € 30,000 for work that you do not want to.
Now that there are so many people passing bad learn to not pay the price that you marked as sheep? Hope so because otherwise I will be reading "post lagrimilla" all week.

PD: 4 children? Know invest in condoms to help control costs.

Add karmaSubtract karma -48

# 16, futuropensionista

May 16, 2008, at 10:17.

There is no doubt that prices of flats are sky high, overvalued and prices may be adjusted with 25% of the current value at least.
If I had a pension now charged 1500 × 14 = 1750, not bad for a pension, as this average. The problem is that I rent with my wife and pay 700 euros monthly. We have only one child which we can not respond and began to require a person (employee / or household) to come about three or four hours a day to make the purchase, cleaning and so on. When the charge about 10 euros if you multiply that by 3 hours per day x 22 days comes to 600 euros monthly. This added to the 700 by 1360 gives us so much left 390 euros for two (food, electricity, gas, telephone, clothes etc). That sentence does not have a flat paid at the age of my retirement, thus available, removed it paid to the employee of Euro 1090 home for the two is more than enough.
Well my consolation is that I have to be willing to rent all these years of more liquidity and have enjoyed life. In recent years I left my wife and my turn as the can.
Chinese case and you did not pay to tocateja the money saved to buy the flat. The problem is that the money saved I had to be pulling for dealing with the continuing rent increases during these 30 years.
Greetings

Add karmaSubtract karma +24

# 17, quitos

May 16, 2008, at 10:18.

# 11, gol

Buenos dias goal,
I think that maybe, or you do not understand the post of Bartolo or I misunderstood. Not that I have 4 children because they have given the win to take them, but by a fertility treatment shoots 4 of them came when they want to blow and a son with all their heart and you have to submit to such treatment, to know it exposes you to come 1 ... 4 or none. But it's delivered with open arms, because they are your sons, although trastoquen your whole way of life. Normal women who had to stop working, 4 babies at once are a lot of work. So I do not think it has been poorly sighted, but the fate juice him a bad pass with 4 babies, but babies are 4 by the daria his life.
From here I want to send my most sincere hug Bartolo and I hope to get lucky and fix your problems. A besotes.

Add karmaSubtract karma +73

# 18, Carlos Lopez

May 16, 2008, at 10:18.

# 9, Fausto
Congratulations, I edit the article of the day ;)

Add karmaSubtract karma +3

# 19, Fausto

May 16, 2008, at 10:20.

# 12, quitos

Thank you very much!! I hope so! Jejeje .... I HAVE an illusion that does not fit on MY!

And for that / the children start to learn that 2500 is to save time deposits!

# 18, Carlos Lopez

Thanks CLopez .... Now if I'm red .... : $

Add karmaSubtract karma +10

# 20, JDX

May 16, 2008, at 10:21.

CONGRATULATIONS FAUSTO !!!!!!!!!!!! Q MU GO ALL WELL!

Add karmaSubtract karma +1

# 21, Font

May 16, 2008, at 10:24.

To # 15, Sephyrot:
You have not heard it from the 4 children is a fertility treatment?

Add karmaSubtract karma +13

# 22, Zalaris

May 16, 2008, at 10:24.

# 13, Guim

not wanting to come together so many spelling mistakes ..

Add karmaSubtract karma +12

# 23, Fausto

May 16, 2008, at 10:24.

# 20, JDX

Thank you all !!!!!

I think that if a child Llamerada "Euribor" and if a girl "bag" musica. I've been reading quite a while since the forum and this affects me : P

Add karmaSubtract karma +11

# 24, ass

May 16, 2008, at 10:28.

What a pity. What awaits creature.

The friends are chosen, BUT, the family has.

What are you going to do.

Add karmaSubtract karma -63

# 25, Font

May 16, 2008, at 10:28.

Fausto, congratulations.
While the child does not call Jean Claude, all the other perfect. :)

Add karmaSubtract karma +11

# 26, dez

May 16, 2008, at 10:28.

Referring to the comment of the day: my, this story reminds me of the "random moral" (moral hazard) with underdeveloped countries. I mean even today there are famines frightening, while families of some countries (the very poorest) have 7, 8 or more children per woman. Meanwhile, workers in rich countries can not have children, but our governments, out of solidarity and common sense help to these countries. By that I mean that we should not help them until we allow the wealth to have children and house them all. Not at all, on the contrary: in fact the number of children per woman is reduced to economic development, but the situation is a paradox.
What should be done is to promote a policy of streamlining the birth, both here and there. And in our state aid given to families so low to encourage couples to have 2 sons (or 3 at most). But these two or three that can be comfortably, not like now.
I feel sorry for the situation of this gentleman on a personal level, by transmitting the concern, but I'm struggling to buy a flat of 35 m2, without a partner, and their status as a healthy envy me.
Many spirits at all!
PS: # 13 Guim, escriu bé vergonya llegir that fa-te!
PD2: Beware of fertility treatment if they are 4 stroke!

Add karmaSubtract karma +4

# 27, Raquel

May 16, 2008, at 10:29.

Fausto,
Congratulations! we started the morning with good news. That everything is perfect

Add karmaSubtract karma +1

# 28, gnoales

May 16, 2008, at 10:30.

Only an appreciation CLopez, with respect to your question that does not mean that the sellers of weapons do not suffer robberies ...
Do you happen to you is to rob a man who has more than 20 types of automatic weapons, explosives and even bullets with rifles? We must take very good job! :-)
Congratulations on the forum.

Add karmaSubtract karma +5

# 29 Charles zgz

May 16, 2008, at 10:30.

Good morning, everyone.
First, give my congratulations to Faust, who go smoothly, now that the children come with a bread under your arm, my warmest congratulations.
Second, I wanted to comment on something that I am seeing here in Zaragoza, are now offering flats and houses for sale to companies or individuals who come to the expo of the nose, but not veáis what price a house asking € 2500, by Room 150 € per day, and in that half the thing going, until there is an element that rents his garden at 20 euros per person for camping in his tent. I think this is insane.
In addition, the knives that I think are doing the graphics, which only serve to go up and down, like the teeth of the knives of BBVA which, incidentally, has commented as # 4 Nerea, in the end you come out expensive, is comprártelos better if you like really, that in the end, you have the 2800 € and knives.
Good weekend for all the people, soaked it seems that it will be.

Add karmaSubtract karma +1

# 30, flaquita

May 16, 2008, at 10:32.

# 15, Sephyrot

The comment of condoms does not seem right to me, tasteless, and a greater ignorance, for a couple who had turned to fertility treatment to be able to have children.

Not if you've set as a gracieta or something, if we do not have anything to say, but whether it was really, I think you should retractarte, as there are many couples who can not have children, and that is sad and painful, I hope it does not you're ever in that position (neither I nor).

And for Fausto my sincere congratulations!

That the force will accompany

Add karmaSubtract karma +42

# 31, aleale

May 16, 2008, at 10:35.

FAUSTO welcome to the club !!!!!
I have two and a quiet, which are raised hell!
I have to thank knife.
Euribor rises, no sales of home.
No salts house, you read or see on TV etc ...
you bored and you get in the bed being warm (bright as it was winter eh?)
is warm and that?
thus pushing !!!!!
enhora good to you and your partner!!

Add karmaSubtract karma +18

# 32, Citizen of walking

May 16, 2008, at 10:38.

# 26

Referring to the comment of the day: my, this story reminds me of the "random moral" (moral hazard)

I am not quite put phrases in the language of the sons of the kingdom, but I understand that you've made a free translation ... My word that sounds better to me as "moral hazard" that "moral chance." The fertility treatment if they are a lottery, as well as in the case of Bartolo high risk. We refer to that, huh? ;)

Add karmaSubtract karma +3

# 33, Isolde

May 16, 2008, at 10:39.

Fausto, welcome to the club of parents), I am very happy for you, the truth that there is concern that these may angel of emoticons:). CONGRATULATIONS, you clear your wife, jeje, :)

Add karmaSubtract karma +2

# 34, ass

May 16, 2008, at 10:39.

Knives:

1) Do not give those, but you endorse a cash reward (in kind) that will appear on your tax data;

2) Like a fork or a frayed shirt, can be used for what they were designed, or can serve as weapons.

Why do you always associate the roller cabrea'o amazed with someone, and not with a tasty cake or a superb Galician empanada?

In fact, these knives are there to save costs for the indebted, when done hara-kiri XDXDXDXDXD

Add karmaSubtract karma -2

# 35, ass

May 16, 2008, at 10:41.

# 32, Citizen of walking

Your correct assessment

Add karmaSubtract karma -1

# 36, Johnny

May 16, 2008, at 10:45.

Good morning:
Fausto congratulations for having so many children. The truth is that I have a bit of envy, I have a two-year, and another about to be born, and if I would take out a couple more of them. The penalty is that my wife has nearly 40 years, and has already worked well for the homeland. Anyway, I wish you have health and good spirits to raise them.
Otherwise, someone knows that boxes or bank accounts have no cost, and also offer a good deposit welcome after 1-month deposits and interest (and therefore of interest) to 3 or 6 months. Better than that because internet banking is for my father because of what he likes to go to a bank office and seeing the mask the employee.
A greeting to all Forero.

Add karmaSubtract karma +2

# 37, Anuska

May 16, 2008, at 10:45.

Fausto #: Thanks for the information. If the Euribor low for August's great! and if it goes up ... there will be some sacrifice to do that for another power down as the quota is ... To remedy!. By the way, congratulations for the baby!

Assistant #: Thanks for the page! And I encourage all!.

Add karmaSubtract karma +2

# 38, Chinese

May 16, 2008, at 10:47.

on the commentary of the week to comment on one thing.
I do not know of anyone that the forum was happy the hardships of the rest of the people. anyone! the rock was invented things to make an argument to your problem well and feel better.
Many rented, we sang and prayed the current situation. We were called catastrophic, we are called bitter, bad people and a long list of insults. when the only thing that has been done has been to say that what was happening was going to happen. that people will not be able to pay their flats, which many are unemployed, who are going to live authentic dramas. but it's easier to think that moves us the bad faith that instead of the opposite.
Yesterday send some graphs generated by the fed and it turns out to the cliff that is not cool (negative), people do not want reality, wants to comfort or something like that.
health!

Add karmaSubtract karma +31

# 39, Bono (of U2)

May 16, 2008, at 10:47.

Good day to everyone s, first I would like to ask a question is not whether but explain to me clearly: I am a particular purchase my apartment, which has a mortgage (mine, of course), I can instead of cancel, buy another apartment (housing) example and be the new floor that I buy on the falling loads? Thank you for your kindness, good weekend

Add karmaSubtract karma +0

# 40, ca.o

May 16, 2008, at 10:49.

The reality does not match my wishes.
A few days were asked respect that we thought would be the Euribor for July, my bet is that andaría by 5.3%. I think there are readers who thought that maybe this is my desire, nor hint. We separated, this is what I think is going to happen, not what I want to happen. I also have mortgages. When I bought it in the worst case, and I thought if it was possible that the interests came to 6.5% and sincerely prefer the 2% but the reality is not about what I prefer, but with what it is. And I thought that 6.5 was feasible, and they figured, my mortgage has gone up 229 € a month since the contract and to pay for it, I have removed some things, I have no money left over to almost nobody left over. But I preferred the worst, I saw things that seemed interesting and could get me to buy at that time but I thought that things might not be always so friendly and I leave a room. A mi siempre se me a educado para pensar que las cosas son lo que son, no lo que uno quiere que sean.
Uno siempre tiende al cuento de la lechera. Y esta bien soñar pero cuando se arriesga, pienso que hay que calcular lo mejor pero tambien lo peor y estar dispuesto a asumirlo.
Mis deseos euribor al 2%
mis pensamientos euribor al 5,3%
Ojala ganeasen siempre los sueños, los buenos deseos, la felicidad.
Ojala no hubiesen terremotos, ni uracanes, ni guerras , ni eta, ni gente mala como el monstruo de Austria y miles de monstruos. ni….

Add karmaSubtract karma +40

# 41 , fonta

16 de Mayo de 2008, a las 10:54.

Para Bono:
Se nota que eres el de u2 porque el español dice las cosas más claras.
:)

Add karmaSubtract karma -1

# 42 , Cuidadano de a pié

16 de Mayo de 2008, a las 10:55.

#38,

[...]la peña se inventa las cosas para dar una argumentacion a su problema y asi sentirse mejor.
Muchos alquilados, hemos cantado y rezado la situacion actual. se nos llama catastrofistas, se nos llama amargados, mala gente y un largo etcetera de insultos. [..]

Chino, evidentemente tienes toda la razón del mundo, pero has de reconocer y asentir conmigo, que a nadie, absolutamente a nadie le gusta que las cosas le salgan mal. Incluidos tu y yo claro. Y menos aún en la operación económica más importante que la mayoria de nosotros llevamos a cabo en nuestra vida.

De la misma manera, todo el mundo no se enfrenta a los problemas de la misma forma. Y la mayoria de nosotros, de nuevo incluidos tu y yo, intentamos evadir responsabilidades. Es lo más fácil. Muy dificil entonar el mea culpa .

Sobre los insultos no tengo nada que decir. De la misma forma que no comparto las alegrias por el fracaso de algunos, no entiendo los insultos como respuesta a otros.

Que tengas un buen día. ;)

Add karmaSubtract karma +5

# 43 , Euribor up up !!!

16 de Mayo de 2008, a las 10:56.

UN MILLÓN DE APLUSOS PARA… Pratenc !!!!!!

#111, Pratenc

15 de Mayo de 2008, a las 12:33.

#64 Dani

Hola Dani,

soy uno de eso que te dan pena, es decir, de los que quieren que suba el euribor. Antes de nada mi más sincera enhorabuena, por lo que dices tienes piso y lo pagas sin problemas, y eso hoy en día es mucho. Ojalá todo el mundo tuviese tanta suerte como tú.

Dicho esto, intentaré explicarte porque quiero que suba el euribor. En ningún caso me gusta que la gente lo pase mal y vaya con la soga al cuello, desear eso es de gente ruin y mezquina. Yo no quiero el mal ajeno, pero no tengo la culpa de la inconsciencia de la gente. Yo no tengo tanta suerte como tu, no tengo piso en propiedad. Hace un par de años lo intente, hice mis cuentas y no me salían ni para atrás, a pesar de que el banco no veía problema para darme la hipoteca .

Lo siguiente que constaté es que la situación no era normal, es decir, euribor bajo como nunca, especulación galopante, locura colectiva, gente comprando por encima de sus posibilidades, etc… Con todo esto, decidí, muy a mi pesar tirar la toalla, y no comprarme un piso, que me iba a esclavizar, esperando lo que parece que viene, un batacazo en toda regla.

Si quiero que el euribor suba no es para fastidiar a la gente, sino para que esta situación insostenible se arregle. Si te informas un poquito, verás que interés que hay ahora se puede considerar dentro de lo normal, tirando a bajo. Un interés alto sería a partir del 7-8%. Lo que te aseguro que no es normal es un 2 o 3%.

¿Por qué bajó tanto? Pues eso habría que preguntárselo a los que manejan los hilos, pero es más que probable que lo hiciesen adrede par darnos a todos la sensación de que la puesta en marcha de la unión monetaria había sido un éxito.

Piensa, que la llegada del euro hizo que mucho dinero negro saliese a la superficie, en España ni digamos, y una forma de blanqueo es la compra de propiedades. Esta bonanza contagio a todo el mundo y se disparó el consumo, haciendo que el crecimiento fuera mayor. Como esto, sobretodo en España, se basó en una gran mentira, ha acabado por explotar. Así que no te enfades, que el euribor al 5% no está alto, está normal.

Intentaré darte un ejemplo parecido, pero no económico. A todos, o casi todos, nos gusta el buen tiempo. No hay nada mejor que tener un día soleado, 22 o 23 grados, y estar en una terracita tomando una cervecita con los amigos, ¿no crees? A mi también me gusta, lo que no me gusta tanto es que esos días sean en enero o febrero, porque eso no es normal. Aunque no me gusta el frío, quiero que en enero y febrero haga frío, y que en marzo y abril llueva, porque es lo normal y lo contrarío indica problemas. ¿Soy malo por querer frío en invierno? Pues lo mismo con el euribor, ojalá que estuviese al 1%, pero eso no es normal ya la larga trae muchos problemas, por eso, quiero que suba y esté en un valor más real, al 5 o 6%, para que se solucione la situación actual y no se repita.

Dani, espero haberme explicado y perdona por el rollo.

Add karmaSubtract karma +39

# 44 , SIngle

16 de Mayo de 2008, a las 10:56.

En este foro sí que hay gente que se alegra de las penurias de la gente. O si no, ¿cuál es la razón de ser de tertulianos como Fyaball o similares? ¿Dar clases?
Las personas normales no escriben lo que escriben ellos con regocijo. Es más, ellos alimentan su maltrecho ego lanzando sus puyitas por aquí, porque en la vida real…poca, poquita cosa deben hacer.

Add karmaSubtract karma +0

# 45 , patricia

16 de Mayo de 2008, a las 10:58.

hola a todos, es la primera vez que escribo algo aqui, lo leo todos los dias pero hasta hoy no me he lanzado a escribir algo. Tengo una duda, a ver si alguien me puede ayudar….me compre un piso en construccion hace un año, ya esta practicamente terminado y es este mes tengo que mirar lo de la hipoteca y no se que hacer, si mirarla ahora o esperar unos meses a ver si baja el euribor…..que harias?¿ me da miedo tb esperar a ver si luego va a estar mas alto…..?¿ gracias

Add karmaSubtract karma -2

# 46 , Asno

16 de Mayo de 2008, a las 11:00.

Enhorabuena Bartolo, por dar cuatro hermosos hijos a la patria. ¡A España, coñ.o.!

Ahora, utilizando el lenguage del montón de xenófobos que se pasean por el foro, QUE NO COMPARTO, te dire:

” Así, no hará falta admitir a “más extraños”. Todos los españoles tendrían que hacer lo que tú. Si sólo tenemos para 1, hala, un programa de fertilización ¡ya por los 4!

Es una buena contribución a la causa de la natalidad. Es contribuir al nacimiento de auténticos nacionales, y no de bazofia extranjera.

¿A qué sí?

Bartolo, tengo entendido que, para casos como el tuyo, hay destinadas partidas presupuestarias que administran los servicios sociales de los ayuntamientos. Y, además, hay desgravaciones fiscales por menor a cargo.

De todas maneras, no me queda tan claro lo de “no cabíamos en el piso”

Al no decirnos de qué dimensiones eran, tanto el primero, como el segundo piso, no puedo opinar con objetividad. Pero, veo que también formas parte del ejército de defenestrados hipotecados que no calcularon bien. Es una pena.

A propósito del olor nauseabundo. Cuatro niños juntos, si no se les limpia bien el culete, huelen de rechupete.

Add karmaSubtract karma -58

# 47 , Daniel g

16 de Mayo de 2008, a las 11:03.

Buenos dias a todos.

Enorabuena Fausto, te deso lo mejor.

Al minuto

Trichet: Zona euro tiene margen para desarrollar potencial de crecimiento
10:52 El presidente del Banco Central Europeo, Jean-Claude Trichet, dijo que la Zona euro tiene margen para desarrollar su potencial de crecimiento, que es moderado debido a la rigidez del mercado laboral. Durante el foro económico anual de la Comisión Europea, Trichet afirmó que no hay lugar para la complacencia sobre la inflación en la zona euro, añadiendo que la estabilidad de los precios debe asegurarse a medio plazo. En ese sentido, el consejo de política monetaria está prestando especial atención a las negociaciones salariales en el área de la zona euro, dijo

http://www.invertia.com/noticias/tiemporeal.asp

Saludos

Add karmaSubtract karma +0

# 48 , Percutor

16 de Mayo de 2008, a las 11:04.

¿Habéis visto ese anuncio de MediaMarkt, en el que un tío pregunta el precio de un electrodoméstico y luego se muere de placer?

Pues ese voy a ser yo cuando vea hoy el euribor en el 5%.

Y después me encenderé un purito y me tomaré tranquilamente una copa de Cardhu, mientras planeo mi viaje a Dubai.

Venga chicos, comienza la cuenta atrás para meter negativos, que quiero batir el récord.

Por cierto, clopez, también debería acordarse Ud. los viernes de los que baten récord de negativos ¿no?

¡¡¡Veo placer, mucho placer!!!

Add karmaSubtract karma -10

# 49 , Ramó

16 de Mayo de 2008, a las 11:04.

#15 Sephyrot

Estoy bastante de acuerdo contigo en esto :
————————————————

- No rechazamos nunca la primera oferta. Nos creemos lo que nos dicen y pagamos sin rechistar.
- No tenemos paciencia: El vendedor nos enseña su oferta y nunca contraofertamos.La paciencia y mostrar que no tienes necesidad de comprar algo(aunque sea mentira) es la base de la negociación.
- Nadie tiene pelotas a decir al vendedor “No me interesa”,”Estas son mis condiciones para la compra, llámeme cuando tenga una oferta parecida”.

————————————————

No se si es por falta de costumbre o es que nos parece rastrero, pero no nos gusta, en general, regatear , algo que es tan normal y necesario en los zocos más allá del estrecho…

Hasta ahora yo no lo había hecho nunca, bueno sí, cuando vas de vacaciones a Marruecos oa Kenya te hace gracia eso del regateo.

Pero últimamente he ido aprendiendo a negociar , por necesidad y porque me he dado cuenta de que no es algo rastrero y cutre, por llamarlo de algún modo, sino que es algo completamente lícito cuando se habla de cantidades “majas” de dinero.

Por ejemplo, casos en los que me he encontrado últimamente y en los que he conseguido rebajar bastante el precio que me ofrecían inicialmente: compra de coche, compra de electrodomésticos, de muebles…

Si no hubiera negociado, seguramente todo en conjunto me hubiera costado más de 6.000 euros más. Ni lo se.

Y si encima se es capaz de negociar la compra de la vivienda y de las condiciones de la hipoteca, ya no te cuento… el ahorro puede ser brutal.

Así que os animo a todos a cambiar el chip ya que sepáis ver que, en determinados establecimientos, se puede negociar el precio. Por el bien de nuestra economía particular!!!

Un saludo.

Add karmaSubtract karma +12

# 50 , ssirope

16 de Mayo de 2008, a las 11:04.

#15, Sephyrot

Saber leer y entender lo que se lee es muchísimo más importante. Sobre todo cuando se leen determinadas cosas.

Claro que en tu caso te puede disculpar que tanta PREPOTENCIA pueda cegarte y anular ciertas capacidades mentales, es lo que tiene el abusar de determinadas creencias nocivas que nos hacen creernos lo que no somos.

Abur.

PD : Ni siquiera la ballena azul la tenía tan grande.

Add karmaSubtract karma +2

Páginas: [1] 2 3 4 5 »

Deja tu comentario...

Recuerda: Nunca escribas en caliente, piensa, respira... y No alimentes a los "Trolls"




Puedes usar estas etiquetas XHTML: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong> .