The law of the golden arches

Although you may seem absurd, this law was formulated by by Thomas Friedman, who is nothing less than a New York Times columnist with 3 Pulitzer Prize behind their backs. The statement is as follows:

"There has never been two countries, both with McDonald's, which has come from a war that McDonald's was installed in them"

The exception we have it in the NATO attack on Yugoslavia in 1994. Although the most orthodox of the law even deny that this was an exception because it was not a war between countries but between Yugoslavia and one organization: NATO.

Undoubtedly, a law seemingly silly question but that could well lead us to know some of the benefits of globalization and progress (that they know all the disadvantages well).

Yesterday he had to present results at the McDonald's earned above expectations.

The giant food Mc.Donald 's has posted a net profit today, for the first quarter of the year, from about 946.1 million dollars, compared with 762.4 million achieved in the same period of years ago now . These results represent a growth of 31% over the same period of 2007. Variations in exchange rates contributed about 5 percentage points to growth in sales.

To which I wonder Will there be a direct relationship between sales of McDonalds and the crises?. The logic makes us think that if there is crisis when car sales drop, in turn should raise the fast food huh?. I again emphasize that we must try to see the crisis as an opportunity to salvage business forgotten in times of fat.

Another important aspect of the results of that McDonalds get 5% extras that have won thanks to exchange rates, which can be the difference between mediocre to get some good results. Normal, watching as the euro broke past the barrier of $ 1.6.

The euro has overcome resistance to another position above the 1.60 U.S. dollars for the first time in its history. The U.S. financial crisis and the fight against inflation from the European Central Bank have led the currency to this new barrier.

On the eve of this achievement, the ECB said it would maintain its policy of high interest rates, which has urged the single currency and a foreign currency that could be devalued more than fulfilled the predictions that point to a cut in rates to be adopted by the Book U.S. Federal at its next meeting on April 30.

Still on the accounts of companies, today it has touched the People's Bank examined and see who wins 12.1% and rises more bad debt almost 1%. Eye because delinquencies rose from 0.73% to 0.98%.

The engine of this period were appropriation in the mortgage loans without collateral, which rose 19.2% in year terms, while mortgages continued slowing its rate of growth (9.6% up to March), the fruit of a strategy the entity that began three years ago.

Without doubt, excellent news for Mc Donald's

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Written by Carlos Lopez on April 23, 2008 with 255 points.



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# 1, Spartano

April 23, 2008, at 9:59.

I acojonado.

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# 2, financial visualin

April 23, 2008, at 10:01.

Carlos Buenos dias!, May have taken today put something in the commentary? it made less of, well just say that Mc Donald's always going up and more will follow in these times of crisis, which people no longer go to restaurants to go for a McDonalds menu for 6 € to eat, and you do not spend one euro more.
That said, a greeting from Benidorm.

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# 3, Solvent

April 23, 2008, at 10:02.

The Lord of the Rings.

I was never a favorite of the teacher, my father worked 12 or 14 hours from Monday to Saturday and had no time for meetings of APA peloteos.Nunca tube and the frills at home, we were quite a few, but never missed the food in the fridge and clothes in the armarios.No ate at a MC Donals up to 17 años.Gracias to the effort of my parents were able to study what quisimos.Hoy day we're working on, we do not believe that senior officials, no, we do not named Two Sicilies, Undargarin or have contacts with a stepfather ( "We're already two days ago are working on it ....").

What I am going to count myself? you know that this is live or survive in society, and corregidme if you are not identified with some of what I described above .... or what I'm going to say ...

I never received a bloody subsidy for nothing that was illegal, I never got a son in kindergarten to learn to Fulanito, for having misrepresented my statement, or say where he obtained a document'm in the process of separation.

And what hurts me most, I have never besieged, harassed and threatened the mayor in office for me to a house across the nose, and after 1 week stay in this house paid for by all taxpayers, I have not destroyed, a fact a bonfire in the middle of the living room, and I've sold, rented to another with the same laws that mía.Tampoco I used the tub as manger of my ass.

This is the law of the more mischievous, is not as the apan, which leaves aid are already behind the window solicitándola.Gente that has not given a stick to water in their living life as a marquis and across the citizen Life happens to be looking for a hard without malice that some deal.

This is where we live in Spain, the United Kingdom in that the more you complain, and most of pity, more social aid conseguirás.En which there is no surveillance and that everything was quiet with a Fajita tickets and a deft siniestro.Billetes Taxpayer working on piece to keep himself and the gold medals on his chest and his fingers covered with rings.

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# 4, Euribor up up!

April 23, 2008, at 10:09.

New ad VISA 2008:

Year 1996 ...

"A gum ... 5 pesetas, a coffee ... 80 pesetas, a cinema ticket ... 500 pesetas, an entry in football ... 2000 pesetas, a salary ... 100,000 pesetas, a floor of 90 meters 15 million pesetas ... live at reasonable prices ... Is priceless. "

2008 ...

"A gum ... 10 cents (18 pesetas), a coffee ... 1.2 euros (200 pesetas), a cinema ticket ... 6 euros (1,000 pesetas), an influx of football ... 40 euros (4,500 pesetas), a salary ... 1,000 euros (167,000 pesetas), a floor of 90 meters 300,000 euros (50 million pesetas) ... NO reasonable price to live ... has a price. "

For if not you realize ... EMERGING ACCOUNTS NO!

Hala ... Give it a spin over the announcement of the VISA ...

That the announcement had SUBLIMINAL ADVERTISING ...! jejeje!

Good morning everyone!

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# 5, Attila, King of the year

April 23, 2008, at 10:09.

Hi Hi friends!

As this already bored of the Euribor (pollazos many are followed up monotonous), you get a couple of interesting links muyyyy to have gone home feeling pain, fear and anxiety.

The first is the economic forecast spain 2015:
http://www.lacartadelabolsa.com/index.php/site/articulo/espaprevisiones_2008_2015/
You can see unemployment as high as 26%, dropping the price of housing from 30% a year, defáción, a decrease of GDP .... My wettest dreams come true ...

The second is an interview with the "unpatriotic and ominous" Child Santiago Becerra, professor of Economic Structure of the Ramon Llull University:
http://www.albertonoguera.com/2008/04/las-declaraciones-de-nio-becerra.html
As if someone asked him, I'm not Child Santiago Becerra, despite that both we see pain, a lot of pain ...

It is time for revenge. It is the hour of suffering. It is the time for purification.

Euribor, quémalos to all!

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# 6, Village People

April 23, 2008, at 10:10.

Vuevo to insist Carlos Lopez:

Why not include a good search engine post, by theme, words, authors, etc?. I do not think it is very difficult, and it would be extremely useful.

Good morning everyone.

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# 7, Vanessa

April 23, 2008, at 10:11.

We all knew that eventually the housing bubble bursting. And today, we find the desolate landscape of some families in debt up to the eyebrows to be unbearable to continue paying the mortgage on a house that is significantly overvalued losing little by little value ...
Families that barely meet, in extreme cases, the dubious lenitive able to defer even more debt, which extends in most cases to the entire career of the debtor.
Those persons affected by such misfortune will surely impertienentes some questions.
Why not done anything to prevent real estate speculation which caused the disaster?
Why not intervened to prevent the buildings are converted into financial assets?
It will be said that we must respect the rules of the market, the "invisible hand".
But when, as in this case, it has tolerated the spectacular enrichment of a few to the detriment of the majority, some thought that the so-liberals who have done big business and politicians who have tolerated were, in fact, some unscrupulous Well let's just leave it at that.

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# 8, Fausto

April 23, 2008, at 10:11.

# 6, Village People

Cold?

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# 9, Dr.Divago

April 23, 2008, at 10:17.

# 3, Solvent

Spain actually exists but that there is also the Spain of "poceros" threatening mayors to get a license or "rocks" that with commissions and other shady have a Miro in the bathroom not to mention other characters Antonio Camacho and his Gescartera pyramid scam or consented to by the State of Spain called Forum and Afinsa.
In this tragicomedy is also Julian Munoz, etc, etc, etc and what is worse is that I think being a swindler profitable sale in Spain.
These social benefits that critics are just smokescreens and Inveraray that politiquillos on duty have to give the increasingly vast army of destitute that it is precisely with the connivance of those politiquillos.

You do not complain much precisely because the citizen that you describe and theoretically correscto in this country has many ballots to swell the lists of applicants for aid.

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# 10, Isolde

April 23, 2008, at 10:19.

Good morning, I have a doubt tax, and before I cosais a negative answer and then I put those, jeje, is coña.
My boyfriend and I bought a floor-plan and have made delivery of amounts paid in advance. The amounts paid in advance my boyfriend has made his name and that he would benefit if it fiscally, I do not, that my salary and my retention and return it to me everything, but my dilemma and my question is ... now they send me put my house and the current percentage, which is 50%, does it hurt him to put him at 100% of the sums advanced in his statement? PORFI go, I do not cosais a negative that you are the only ones with ideas to which accountants can ask). AILOVIUYUUUUUUUUu

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# 11, Carsola

April 23, 2008, at 10:21.

What is my lovely Spain! and as we scrambled yard, we do not want to see, we are blind to a chilling reality where the pagans of the same we are always the same, the permissiveness has led to at the moment, to 117 oil and $ 1.60 to Euro $ Does indeed we are aware of this reality?, Handle money very expensive, too expensive, while the majority of staff to 20th of each month's liquidity does not reach the 100 €, many builders offer new buildings at cost to generate liquidity because they are monstrous in liabilities, up sex has become expensive because it offers rental housing in exchange for sex, calling my bank to offer the 6% interest on deposits and Treasury normal calling 200 wealthy this country for possession of opaque accounts in tax havens like Liechtenstein.
Let us be realistic and saneemos our economy so that in the second half of this year the pantheons Banking see that our accounts are healthy, because if it does not take what God confessed!

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# 12, jdx

April 23, 2008, at 10:22.

Atila for nothing, creetelo, and change your company whips, harness and by such a weapon, tanks and guns because by 2015 (there is nothing ... ..), there will be another civil war, or there will be many looting and theft, which we will be the most violent and bloody bastards on the planet by a piece of bread .... There will be no jobs, just working bankers and supermarkets filled because people can not buy ... please !!!!!!!!!!!!!!!! if people "expert" did not give either a 3-month view, dare to say from here sandeces to 8 years as the picture .... I can think of only one thing:

how many people are bored out there ... ... ... ... .. ... ... ... out of work and engaging in other words ... subnormality. can recognize those who do estadisticas jets, as many aver stick chewing gum on the floor of the Rambla de bcn a day ... .. ay god!

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# 13, nefernef

April 23, 2008, at 10:23.

Carsola what bank?

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# 14, jdx

April 23, 2008, at 10:24.

Murdock ah, I think you asked me what the bread from yesterday ...
No dire the people ...., but it is a tiny valleys of the mid-West, London, and is not alone in my village, in the next door also ejjejej ... ... 2 baguettes x 0.95

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# 15, krollian

April 23, 2008, at 10:24.

The crisis slows dry revenue of the tax threat and basque its forecasts

http://www.elcorreodigital.com/vizcaya/20080423/economia/crisis-pone-peligro-previsiones-20080423.html

And while both insist on building the new San Mames:

Feedback:
elqueteje:
Bone to return to subsidize the whims of a private company, poorly managed with a balance always negative (no wins or produce benefits-gains), which is not competitive, safe from thieves, vagrants and inept, ... as some people have said sensible ( Luis, me) it does not benefit the citizens because we are not going to enjoy it in any way. Aitor and do not be naive, however much they worship the atletic nobody is going to come and see you play a bunch of useless at the international level does not cease to be third division. and if you want to pay a new field so you pagais that satisfies both you and the other let us invest in things most needed.

Inigo:
For Aitor: 1. It was not that I will convince you, and I can assure you neither. Your bases are a mixture of demagoguery and try to find the bright side by preceding it possible to clearly bad and most important in the scale of values you see anyone beyond himself and that is as follows. 2. All of the money is finite and should be distributed according to priorities. Since these are subjective because each believes. And what I think is that I feel very very low, little human, shameful and immoral, there needs to exist, the gift (because there is no other word more accurate despite what you comment) of all money to a private entity pays its employees unparalleled amounts of money. Incidentally, although you do not believe I'm going to San Mames from time to time.

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# 16, jdx

April 23, 2008, at 10:25.

clopez ... ... ... .. I am not the scissors targets that I have not been so rude ...

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# 17, Sephyrot

April 23, 2008, at 10:25.

Hello everybody,

Looking a bit in the current economic situation, you realize that our parents were able to buy a second home, start a business or invest the money in 10 years because it paid the mortgage (with or without suffering but paid).
Now the generation of 80 may not invest in anything, you can not open business and only those who have always had money may open businesses and invest.
A Grosso way we can speak of at least two generations that will be stalled and sentenced to work and then work for pay and pay.
The root of the problem and we all know:

- The builders want more room.
- People believe everything they say and they love to borrow for life. Can be considered a sport at risk.
- A bank that people love to be debt.
- The human greed becomes speculation.
- Etc, etc..

Greetings!

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# 18, sirialuna

April 23, 2008, at 10:25.

if rates are kept, and keeping the inflation rate continues and the euro continues to rise we not think that we must take other measures? I sincerely think that this government is off us, not by the Euribor which has nothing to do, but by the permission of the skyrocketing prices of everything and often unjustified. If there is crisis when people do not consume so much ... should be the opposite would have more offers and discounts to attract customers in these very scarce.

Regarding the fast food has become impossible, a mini salad with two lettuce leaves and little more and you is 4 euros, and a hat hamburguesaq you grind and grind it between a lot of money before you asked for a menu and cenabas now you gastasel money and you know a snack .... the problem and Squee people instead of saying what is not expensive to buy them things like paying a price deshorbitados this problem and there are fools and consented.

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# 19, village people

April 23, 2008, at 10:33.

# 8, Fausto
Excuse me?, Explícate better. Just ask a search engine to post on this website.

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# 20, Attila, King of the year

April 23, 2008, at 10:35.

Jdx, for a "bug" in wordpress I could see your comment, which is now awaiting moderation.
I suppose that for people "expert" who does not give a 3-month view you mean Solbes, Booty, Zapatero, ... all those who were in the garlic.
But these scholars for years, saying this would happen. And they are rightly a chilling precision. Look what he would run for years by internet, a document that was the cause of the biggest laughs from cipotecados winners only 2 or 3 years ago:
http://www.albertonoguera.com/2006/05/las-siete-etapas-de-la-burbuja.html
Pay attention to what you were responding to alleged comments understandings in economics. A few samples:

The property market is not going to tear down because it never has a base material is quite obvious that hardly devalues (homes, business premises and others): perhaps in a slowdown and its growth is reduced but I do not think it come down so much illusion as you would .

I'm afraid your eagerness to get floors that were previously too expensive good prices are going to have to wait. Working in a real estate and I can assure you that the market shows no sign of weakness. There is a lot of demand. One: A new promotion put on sale on June 1: In a week we have sold 17 homes.

I see pain, a lot of pain ....

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# 21, Attila, King of the year

April 23, 2008, at 10:41.

Jurjur by the end Banca dares to recognize who the real culprit for what is happening: the borrregazzzo, greedy and illiterate; the currelas who wanted to be rich without giving a stick to water.
The bank accused the families of provoking the less buoyant 'boom' of housing
http://www.larioja.com/20080423/economia/banca-acusa-familias-menos-20080423.html

It will be a degüello and prisoners ...

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# 22, FLIS

April 23, 2008, at 10:42.

I just read the comment of Attila and the truth is that if you meet half of what it says Professor Nino Becerra is to tremble. I am a small businessman who is fortunate not to drink anything, and half have a heritage-based work, savings and have a porch but a modest C3. He intended to make a small investment as the construction of 10 or 12 houses available for rent and 50% of the investment and during the same would generate enough to have to make a minihipoteca 40,000 per household but seeing how things stand and as we are in for a better ride (do not go on vacation) and expect better times. I advise the people what it has long counseled that "everyone must live within its means and must have a level of saving at least 25% of what they earn."

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# 23, Fausto

April 23, 2008, at 10:43.

# 19, village people

It was a little joke of it "Vuevo" : P nothing more.

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# 24, # For 9 Dr.Divago

April 23, 2008, at 10:45.

I read your criticism of the solvent, and I wonder what kind you belong to poceros or currantes ...

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# 25, krollian

April 23, 2008, at 10:46.

# 20, Attila, King of the year

Ouch! Alberto Noguera which coined the term Pepito Lightning. A true classic. As for the sandwiches of lizard that I mentioned yesterday.
I insist on recommending the comic-book Money Miguel Brieva. Eurillos they are 16 and much of it. Smacks of reality.

http://www.albertonoguera.com/2006/05/siempre-puedo-refinanciar.html

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# 26, Carlos Lopez

April 23, 2008, at 10:47.

I added a search engine (at the end of the sidebar) but it is a wonder. Investigaré to see what can be done.

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# 27, manonegra

April 23, 2008, at 10:48.

Oops!
Today we start the meeting with three classics: Attila, Dr. Ramblings and Carsola ... This promises.

I only say this:

We are deceiving ourselves and have everything under control. While we look for explanations of the most original to make sense of the situation, creiendo that we understand, the reality is much simpler, but does not see it, and they (the black hand that moves the threads) are satisfied rien.

LITTLE MUCH BREAD AND CIRCUS

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# 28, Ayalga

April 23, 2008, at 10:49.

I'm going to help a little.
Forget the macdonals, expensive and bad food and practice this:

Eating for one euro
Author: Pep Nogué i Puigvert
Joan Roca (prologue)
Price: € 12.50
Editor: Southern Media

Cn interesting book multitude of economic recipes, many of the postwar Spanish. Recipes are simple and I've tried depart well and are easy and good.

Game 5 tuppers Mercadona capacity of 0.45> 3.25 euros.

and arrive at the end of the month and either eaten with money in your pocket.

I encourage everyone now that the Euribor goes up and up. I see people very aggressive in the forum, calm and ask that the world we have created EVERYTHING has become an investment. And attention to what he says Carsola, who effectively the money is very expensive: Time to save.

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# 29, mario

April 23, 2008, at 10:49.

Attila,
of this article Ninyo of Revelation cites a study by El Pais comparing the crisis of 93 with this ... I am very interested.
That you're an ax with this ... you have the link?
Thank you

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# 30, melatocalacrisis

April 23, 2008, at 10:51.

then good this time when it reaches the end of the mortgaged not?

After so many declines in home prices and must pay almost did not buy it for? down 25% then at 3 months down another 25% do not know if my mother take a beer or buy 4 houses ... ..

I have so much time listening to what the crisis, it's pain, etc ... I already have that curiosity, or kizas is such a thing you say if you do this will happen only to "put fear" and then does not happen ever!

Any mortgaged it has made numerous and have done with a simulated Euribor 9% that it can continue paying his loan, tanquiloq ue problems and pain will not go either ... ..

Take just need numbers and think.

We still await the collapse, crisis, and the pain that has been talking about that already has drawn from 7 years ago !!!!!!

For what akellos ke me well Kieran died for them still live a long time

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# 31, sant_jordi

April 23, 2008, at 10:53.

Bon Sant Jordi to tothom!

ENS that the crisis does not facilitate the loss of the traditional gift of roses that i Llibres bé s'ho worth.

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# 32, dumper

April 23, 2008, at 10:56.

The truth is that the healthy intention of owners to warn the poor and helpless rented that tomorrow should still pay the rent even if they are retired and will continue to rise as CPI until the end of our days he ennobles. Actually, even if they lose many forms is welcome your interest to us.

It is a financially sound in a normal, but now recommend that you purchase to someone who lives quietly rental, one of two, or you are blind and you have not noticed that the new works are falling in price, or is that you do not have very good intentions and do not claim to be the last they bought. This is where the discussion turns. It is as if they were shares of Terra defend its investment and recommend the fall in full.

I sincerely believe that the ideal option is to hire independent because you never know, and more if you go with a couple, who already know of any cases of couples who have bought and without actually going to have to live broken and everyone at home, with a hipotecon and no predisposition to bring solution to the situation.

After having saved and having the duties (numbers, calculations, etc ...) and with a bit of age and work experience (better job, better pay) is purchased by paying the spot price of a good portion of the flat or house and live llevable with a mortgage.

These years have failed any approach by the terrible speculation that has been taken to Cobo by promoters as pasapiseros by speculators, with the collaboration imperative that the purchase and banks (and the state benefited as being the fool who did not see what was underway).

You can be an advocate of home ownership, I understand all its advantages, but as of today, at the gates of a global economic crisis, and with the builders and real estate falling, lowering their promotions, and so on ... difficult financing conditions, that many people watching what's going wrong, advise and borrow to buy several years, is to be a little goat ...

Will the interest in increasing the chances wringing of the package to another and sell the ground to take off their mortgage bridge? Or is it just does not feel so alone in this error?

I say, many bad consolation of fools.

In truth, as a young man who lived in rent and that of some other things or knows a bit like the market is, would be welcome to read as we advise our greatest asset and not try to save his ass speculator at the expense of our future.

I am fortunate to count in my environment with people with their heads very well furnished and that rather than get carried away by the fever of "etoo will paribaaaa" from "compraa, compraa that despueee not podreiii", used their experience and common sense to recommend not buying for now, while I have been told that it is highly advisable to buy but that is not the time. At the moment I'm watching as rebajones occur, and that I am one of those who have savings to buy when I come in wins. Could buy, but who wants to get into the problem that you have many, and you read a newspaper. Do you really seriáis so miserable to be passing bad and still recommend that another goal in the garlic? That's not what I understand, it would come as a forum for affected by cancer and that some of those concerned recommend smoking. It also would be very ugly that those who do not have cancer is to pass the time away recriminado who smoked that is their problem by smoking.

By this I do a critique TO ALL, there are people with problems, and is partly your fault for not being able to do the numbers, or by being carried away beyond where they stood arm, but this does not give us grounds to the other to cross.

The position of someone who has bought recently, and now it looks like the forecasts agoreras will fulfill little by little, should be to warn those who have not bought that this is a scam. It's the only way to return it to developers and banks are the ones who really have gotten into this trouble.

The correct posture of someone who should hire this respect before the drama of economic support and encouragement, and thanks for the warnings.

I say, divide and conquer yesterday commented on what someone here in the forum with the example of the Roman gladiators, the enemy of the mortgage are not rented, the rented with his stance of refusing to buy are not causing the devaluation of the inmuebles (en todo caso les ayudan a pagar la hipoteca), la responsabilidad de esta bajada es única y exclusivamente culpa de la anterior subida especulativa, típica de los mercado de oferta inelástica.

Estamos todos en el mismo barco, y los de siempre, los que mueven la pasta, nos la han metido, ya que los pisos han subido, y de paso los alquileres, de modo que formamos parte del mismo sistema. Cierto es que esta vez, ha habido también beneficiados del pueblo raso, como las generaciones sobre los 50-60 años que poseían mas de un piso pagado y lo hayan vendido en este momento, pero también es cierto que si tenían hijos en la edad de comprar están avalando subprimes.

Metafóricamente, lo que ha ocurrido es que un tio fortachón ha levantado a una piedra y ha pedido ayuda a varios flacuchos para sostenerla, y determinado momento ha dicho “voy un momento a por tabaco” y no ha vuelto dejando a todos los flacuchos aguantando la piedra, pero ahora ya les tiemblan las piernas y la piedra esta empezando a bajar.

Saludos.

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# 33 , Fausto

23 de Abril de 2008, a las 10:56.

En un artículo de opinión llamado ‘El dolor en España’ (’The pain in Spain’), afirma que “los buenos tiempos se han terminado” y fundamenta su pesimismo en que “raramente los ‘booms’ en la construcción y la vivienda se esfuman suavemente”.

Entre las causas citadas como agravantes del caso español, la revista destaca el elevado incremento registrado por la inversión residencial en los últimos años, que sitúa en el 9,3% del PIB en 2007, frente a la media histórica del país del 5,5%, y al 6,5% de media en los países industrializados.

Asimismo, ‘The Economist’ señala el encarecimiento del 190% registrado por la vivienda en apenas una década, una pauta a la que sólo se asemejan Irlanda y Reino Unido, así como la importante contribución de la construcción a la creación de empleo.

Por otro lado, la revista advierte del elevado endeudamiento de las familias respecto a su renta disponible, que ha pasado del 47% en 1997 al 135% en 2007, lo que en opinión de la publicación refleja el creciente apalancamiento de los hogares españoles.

“El retorno a un nivel normal de inversión residencial restaría alrededor de tres puntos porcentuales al PIB (…) Además del efecto directo por el debilitamiento de la construcción, el consumo privado también se vería afectado por la caída de la confianza de los consumidores y un negativo efecto riqueza”, señala el semanario.

CONFIANZA EN EL SECTOR FINANCIERO.

No obstante, ‘The Economist’ señala que pese a los efectos de las actuales turbulencias financieras que han provocado un endurecimiento de los estándares crediticios, el sector financiero doméstico “probablemente no será un fuente de problemas por sí mismo, sino que es más probable que sea víctima de los problemas generados en algún otro punto de la economía española o internacional”.

En este sentido, la revista afirma que en España no existe un equivalente al sector hipotecario ’subprime’ de EEUU, puesto que las entidades no tienen incentivos para conceder hipotecas a ciudadanos que no puedan hacer frente a los pagos ya que los bancos son los responsables últimos de responder del pago de los bonos respaldados por hipotecas. Asimismo, añade que, a diferencia de EEUU, en España los bancos pueden dirigirse contra todo el patrimonio del prestatario que incurre en impago, no sólo contra el bien hipotecado.

De este modo, ‘The Economist’ destaca que la mayor firmeza de la estructura de incentivos sugiere que el impacto en el sistema financiero español será “menos dramático”.

EL BCE NO SERA EL SALVAVIDAS DE ESPAÑA.

Por otro lado, el semanario advierte de que España no podrá contar con la ayuda de la política monetaria del Banco Central Europeo (BCE) lo que sumará un efecto perjudicial al sobredimensionamiento inmobiliario.

“Aunque existen perspectivas a la baja sobre el crecimiento de muchos países de la eurozona, la economía española probablemente se comportará mucho peor que el conjunto de la eurozona (…) La política monetaria de la zona euro se diseña con vistas al conjunto del bloque, y la economía española representa algo menos del 12% del PIB del bloque, por lo que el BCE no tomará acciones encaminadas específicamente a estimular la economía española”, indica ‘The Economist’.

En este sentido, el presidente del BCE, Jean Claude Trichet afirmó en la rueda de prensa posterior a la última reunión del Consejo de Gobierno de la entidad que la institución emisora no toma sus decisiones de política monetaria pensando en uno u otro miembro, sino en la economía de los Quince como bloque.

Respecto a la situación fiscal, la revista advierte de que ante el previsible incremento del gasto público y la profundización de la desaceleración, puede provocar la “rápida evaporación” del superávit presupuestario.

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# 34 , euribortarra

23 de Abril de 2008, a las 10:57.

Abandono el foro…
Leyendo la pila de chorradas que leí ayer de gente que disfruta con el mal ajeno no merece la pena. A mi, por suerte, la vida me va de puta madre, la parienta es funcionaria en la enseñanza pública y yo tengo un buen trabajo. Entre los 2 tenemos unos ingresos brutos de 60000€, tenemos un piso que nos costó 120000, teníamos ahorros y pagamos una mierda de letra (con perdón). En verano nos vamos a 3 sitios de vacaciones porque nos lo podemos permitir y cuando esto se tranquilice un poco tendremos un hijo.
Pero no por esto me apena ver a la gente preocupada por sus letras, sus hijos, guarderías, su vida en general…y tener que leer a 4 gorrones muertos de hambre riendose de la situación de esa gente.

Esto era una fuente de opinión y ahora una de descalificación. Siento las palabras que he empleado, me podeis inflar a negativos si quereis.

Un saludo, Fausto, de todos a los que he leido eres el que tiene la opinión más parecida a mi.

ala, agur y ya estaremos…Si vuelvo a entrar aquí es que la situación habrá cambiado y los personajillos habrán agachado las orejas en casa de sus papis y mamis.

Y, por cierto, hoy acaba la condena del Lissavetzky a Gurpegi…aupa Carlos, zurekin gaude!!! Qué fácil es juzgar la modestia!!!

Ala, agur

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# 35 , WILLY

23 de Abril de 2008, a las 11:00.

Hola a todos.-

Mc Donald’s, más que una cadena de alimentación al uso, es un vehículo utilizado para exportar una filosofía de vida, además de una forma de colonialismo (al estilo de cualquier imperio.)

Ello, sin perjuicio de andar por la vida como un auténtico cerdito, cebadito, cebadito…

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# 36 , Pratenc

23 de Abril de 2008, a las 11:02.

# Atila

me he leido los links que has puesto y todavía no me he recuperado. Me has acojonado tanto que estoy meditando seriamente coger todos mis ahorros y ponerlos debajo del colchón, por si quiebra mi banco y me quedo “sin ná”.

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# 37 , WILLY

23 de Abril de 2008, a las 11:03.

Hola otra vez.-

El Banco Popular acaba de publicar unas cuentas que están así, así…

La tasa de morosidad no es nada positiva

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# 38 , village people

23 de Abril de 2008, a las 11:04.

La situación es inquietante, si. Hace tiempo leí en un texto de historia muy interesante sobre la devaluación del oro en la España de finales del S.XIV. En aquella época abundaban los aventureros que iban a hacer las Américas, y volvían en loor del pueblo y con abundancia de oro. Posiblemente, la razón principal de aquellos viajes fuera el hacerse inmensamente rico, y como Pizarro, tener tanto oro como para cubrirse enteramente con él, vamos, la motivación era el vicio de la avaricia.

El tema es que, ya en aquella época, el número de embarcaciones que habían llegado a España era muy notable, y el oro que manaba en Sevilla fluía por el resto del país como nunca. Fueron numerosos los aventureros los que, una vez de vuelta, querían vivir exclusivamente del oro traído, dejando incluso de trabajar en la administración de las rentas. El exceso de gente que consumía muchos recursos (sirvientes, lujos, etc.) sin producir nada, y la abundancia de oro, provocaron por primera vez, desde que el hombre habitaba la península ibérica, una devaluación real del precio del oro.

Permutad al aventurero por el promotor, y al oro por la vivienda y tenéis el mismo escenario casi 500 años después.

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# 39 , jdx

23 de Abril de 2008, a las 11:05.

muchas gracias, hoy es mi santo………..jejejee

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# 40 , Fausto

23 de Abril de 2008, a las 11:05.

The hell in the earth!!!!

Euribor Semana 4,255
Euribor 1 Mes 4,386
Euribor 2 Meses 4,591
Euribor 3 Meses 4,829
Euribor 6 Meses 4,865
Euribor 12 Meses 4,933

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# 41 , mario

23 de Abril de 2008, a las 11:05.

4,933

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# 42 , village people

23 de Abril de 2008, a las 11:06.

perdón S.XVI..

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# 43 , jdx

23 de Abril de 2008, a las 11:09.

4.93……………..madre de dios………………..
esperaos que vayan revisando hipotecas con estas cifras…. entonces será cuando los pocos q siguen derrochando inconscientemente, metan el freno del todo, y nos caguemos todos ya,….

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# 44 , venan

23 de Abril de 2008, a las 11:10.

Lo único que digo es que en este momento deberían de subir más el euribor para que toda la gente que se ha comprado un coche (aumentando hipoteca), por ejemplo un opel gt creyendo que eran ricos.

Opino que el opel gt es un mal coche para gente que se creen algo.

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# 45 , Fausto

23 de Abril de 2008, a las 11:12.

#34, euribortarra

Lo cierto es que yo tambien estoy asqueado con ciertos comentarios pero leer a #32, dumper me ha dejado un muy buen sabor de boca.

Con atila me rio depende de como lo ponga pero otros trolls mas vale que vendieran internet.

Gracias por tus palabras y me alegra ver que mas gente piensa de forma parecida.

Saludos!!!!!

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# 46 , Pratenc

23 de Abril de 2008, a las 11:13.

#34 euribortarra

Hombre, no te pongas así. La gracia es que haya un poco de todo, optimistas, pesimistas, bordes, etc… Tu estás de pm, ¿no? Pues ya está.

PD: Por cierto, no te enfades pero, aunque no viene al caso, Lissavetzky no fue quien condenó a Gurpegi, sino Sabino Padilla. Me entiendes, ¿no? ;)

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# 47 , Sergi

23 de Abril de 2008, a las 11:14.

me da a mi que mañana superamos la barrera psicologica del 5, esto no tiene sentido, el euribor 1 punto por encima de los tipos de interes.

Que Dios nos pille confesados

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# 48 , krollian

23 de Abril de 2008, a las 11:15.

Esta es la carta del lector con mas comentarios (de momento 59) en 20 minutos:

La situación económica en España
EVARISTO TORREGROSA. 19.04.2008
Alicante

En España hace diez años se vivía muy bien y la economía general era peor que ahora. ¿Cómo puede ser esto?. Sencillo. En España hay más dinero pero se reparte peor; todos los que negocian con el vil metal, se enriquecen a costa de los que viven de un salario, hecho que ha sido fortalecido por la entrada del euro. Si un ciudadano español ganaba 160.000 pesetas y se compraba un piso por 10 millones de pesetas hace diez años, ahora que gana 1.200 euros, un piso le cuesta 240.000 euros (40 millones de pesetas).
Pasa lo mismo con el resto de productos que suben más que los salarios y de esta manera los vendedores, constructores, mercaderes, banqueros… se hacen de oro a costa de nuestro sudor, pues tenemos que trabajar más para poder comprar menos.

Aún recuerdo lo que se nos prometía con la entrada del euro: tipos de interés más bajos, estabilidad económica, control de la inflación… situaciones que para el ciudadano se traducirán en mejoras de su calidad de vida. ¿Por qué nos engañan de esta manera y seguimos sin hacer nada? Exijo al fondo europeo que se me indemnice por las perdidas que he sufrido como asalariado en estos diez últimos años. Y pido a todo el mundo que haga lo mismo pues lo peor de la gente estafadora es el silencio de los estafados.

http://www.20minutos.es/carta/370903/0/situacion/economica/espana

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# 49 , Fausto

23 de Abril de 2008, a las 11:15.

#34, euribortarra

En cambio gente como venam que se ve que queria comprarse ese coche y su vecino se llevo el ultimo me repatea el higadillo, lastima que la gasolina vaya cara que sino aqui lo que se quemaba eran los trolls!!!!!!!

Me estoy pensando coger la puerta trasera y decir adios, agur, adeu, ciao,bye bye. Acabaremos unos cuantos en el lizarran tomandonos unas cañitas ;)

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# 50 , krollian

23 de Abril de 2008, a las 11:15.

Ufff….

4,933%

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