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Open Cola

Coca Cola is the dark liquid that accompanies the cubatas and which formula was invented on May 5, 1886 by farmecéutico intended to be a drug for the brain and nerves. The secret ingredient is called Merchandise 7X and around it are many urban legends (or marketing strategies) to differentiate this drink competition.

But the value of Coca Cola are not ingredients. This is the era of the Internet and obtain a formula similar or better among all a matter of time, for it as if it were an operating system, has created the project "Open Cola" in which anyone can participate to make the drink Definitive.

So what is the value of Coca Cola? Why the major investment of the world's richest man (Warren Buffet) is this company?.

Every two years, the consultancy Interbrand produces a ranking with the most valuable brands and in its latest study repeats Coke followed by Microsoft and IBM. McDonald's (8th), Google (20th), Sony (25th), Nike (29th), Apple (33 º), Ikea (38th), eBay (48 º), Yahoo! (55th), Zara (64th), Adidas (69th) and Starbucks (88 º) are some of the marks appearing at this year's list.

As you can see, we talk about companies that go beyond their products, we talk about lifestyle, image, values and everything identifiquéis behind your logo. But ... what if the mortgage goes above these values? In this case, it may happen that consumers spend less on clothing and wager of white marks.

Spanish families are restraining spending on clothing and footwear, perfumery and personal hygiene as a result of current economic conditions, while increasing their spending on food, betting on the white marks on the products the highest inflation, and fuel for the higher prices.

It is certainly very interesting to see the "intelligent consumption" that can carry a current economic situation, the possibility of maintaining the standard of living as we pass the "slowdown." Could the crisis to end the tyranny of the brands?.

Where we are not very intelligent when it is receiving because the Spanish inheritance, d ince 2000, we forgot to collect 54 million in the concept.

Neither children nor parents, or spouse, or brothers and nephews ... When the list of possible successors is exhausted, the beneficiary of the assets of a decedent is the state. It is very common, but it happens. In fact, since 2000 has received 54 million euros in inheritance "forgotten". Of that money, 34 million from the estate of the deceased and the other 20 current accounts and funds left unclaimed. When you inherit the state is obliged to allocate a third of the estate to local charitable institutions, social action and professional, whether state or private, one third of such entities at the provincial level, and one third to "cancel public debt, "according to the law.

To which I say that if you have no children, no parents, or spouses, or siblings and nephews ... do not hesitate to leave me to my heritage, I will make good use of it (better than the state, I swear).

If it's going to leave a good legacy, but is l dued to Aisa property that will eventually enter into an arrangement with creditors (moratorium). Another one is wrong and just have to sell his gold medallion is the charismatic "Paco el Pocero" in its promotional Seseña had to settle for a salary mileurista to win just € 18,000. That is not full or the deposit on a sailing ship. Attentive to its dramatic situation:

The situation is such that the Pocero has had to sell much of their precious jewels to restore liquidity. He was forced to divest and three of its private jets, the newspaper La Voz de La Sagra and Yacht Clarena I, fortress to which they agreed only their most cherished friends and those he wanted to close profitable businesses, such as the failed purchase of Puerto Portals, Palma de Mallorca.

At this rate, you'll see along with the nearly 2 million and half people who do not pay their debts in Spain.

Two million four hundred thousand people are already on the list of defaulters of the National Association of Financial Institutions Credit (Asnef), which also includes about 300,000 businesses. Among all accumulate a debt-finance lenders or other companies, of 11.838 million euros.
Particularly relevant is the surge in defaults that has occurred over the past two years. In late 2006, according to the actual data collected by Efe Asnef, almost 1.7 million residents and 250,000 businesses in Spain remained unpaid debts. Last summer, just when the crisis started "subprime", the number of arrears amounted to 1.8 million people, so that delinquency has increased in recent months.

Finally, try to brighten the day for some, I leave an interview with Simon Johnson, chief economist of the International Monetary Fund, whose head is: "There is scope for the ECB to cut short term rates.

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Written by Carlos Lopez on April 16, 2008 with 177 comments.

177 reviews

Read the comments left by other users or leave your comment

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# 1, iceman
April 16, 2008, at 9:44

Hello everyone.

Today I am particularly outraged by the president, Mr. Zapatero and his government and his party, being a president to legislate a partial Spain, create division and tension between compatriots.

Mr Zapatero, if you charge too big or burned, resign and take charge of a qualified person, laudable and State, the same party.

Whenever I remember the great president of government that could have been UPyD Congresswoman ...

WATER.

Who are the owners of water in Spain?
Is the water economy?

Link repeal National Hydrological Plan (PHN). PHN agreed and funded by Brussels.

http://www.elmundo.es/elmundo/2005/04/21/ciencia/1114091683.html

http://www.libertaddigital.com/index.php?action=desanoti&cpn=1276225684

The secret pre-election pact takes off.

http://www.elmundo.es/elmundo/2008/04/14/barcelona/1208183672.html

/ www.lasprovincias.es/valencia/20080413/local/valenciana/zapatero-aprobara-decreto-trasvase-200804130538.html

The Minister of Environment, Rural and Marine LIES and from the government of Catalonia and the PSC outright lie, with the verb is not enough, the facts in charge, saying both, which is not a diversion of the Ebro is a switch from the Ebro fledged Like the planned and agreed 4 years ago. Moreover, the justification for the repeal of the NHP is precisely the argument now that this work is undertaken and project. But with the difference that 4 years ago the project was funded by the European community and that its repeal, was paid from our taxes insurance work. Now, in times of crisis, this work is undertaken and the amount of money even faster will cut the surplus.

Reservations for Barcelona swamps have enough water to supply human consumption. And yet, with the measures already approved by the Catalan government. What happens is that summer approaches and Barcelona are also built homes, golf courses, tourism generates a lot of wealth ...

Ahead with the operation of makeup and costume of the machinery of Virtual Ministry of Publicity and Propaganda, TV starting with the Spanish pay all our taxes and ending with "The Country", which is poised to become a pamphlet of the PSOE. Diversion of attention today with Ms. Aguirre and Mr. Gallardon.

Again, the government takes us to the Spanish with deception, confusion, division, diverting attention, misrepresentation of reality, growing sheep, twitching, incoherence and demagoguery.

Ministry of Equality.

Equality for ALL water with the Spanish.

Why is silent now Mr. Chaves and plugged in power, the Minister of Equality with the unfairness to Almeria? and why the Minister for Equality not protest against injustice and inequality between regions?

Because Mr Zapatero has created a ministry more, with a consequent increase in public spending in lean times, instead of being reduced by two the number of ministries: Environment and Housing. And know you gentlemen foreros that the budget be assigned equal more to cover the social benefit of Andalucia, Extremadura and Castilla la Mancha.

Why do not manifest themselves socialists Aragonese now?. Maybe the Water Expo.

Why do not manifest themselves environmentalists or anti-NHP platform?. Perhaps because they are not true environmentalists and are bought or sold according to the beholder.

Know if these situations are also given in other countries, but this contribution to the unfairness that swears a president of a country is not conducive to progress, evolution and development.

With all that, I'm not saying that is not a sensible measure to a drought, of course not, it's common sense. What is critical, and I think rightly, is the form, manner and performance of a government that badly managed country only its navel gazing and thinking only of their voters and votes. Of course, most welcome the economic measure and the project for any population of Spain is seen against a backdrop of drought and affect their progress, evolution and development.

A question I made to all Members, what social benefits are retirement in the following cases:?
1) workers contribute the minimum (base salary) for 35 years. Retirement pension "?.
2) workers contribute the minimum (wage base), but for 18 years and the rest collecting unemployment or some help. Retirement pension "?.
Well, the answer is: it is the same amount of pension to both workers. And unfortunately, the case 1), today, continue to pay their mortgage 45 years and the case 2) have paid, since it is most likely residing in a state-subsidized housing.

Go ahead and put the negatives to VERDAD substitutes political shouting and the PSOE.

And to finish the post, "I have a question for you," Minister of Defense:

Do you charge or demand bebeeeeeeeeeeeeeeeee check?.

PS: Yesterday I could make sure, with a draft statement of income (PIT), an official friend, a discount of € 350 which was applied by forgetting some tax relief. And that, he was held in December that 29% of income tax.

"Wildcats by sheep."

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# 2, Pratenc
April 16, 2008, at 9:47

Hola a tod @ s,

developers say that the floors are not going to go lower, that adjustment has already been finished. I lack adjectives to define these true rustlers.

http://www.elpais.com/articulo/economia/promotores/dicen/precio/pisos/caera/elpepueco/20080416elpepieco_6/Tes

Then we have a problem, because if not down more who will not be able to buy at these prices and these salaries.

I think the solution is to send at ... to all who are a bunch of economic offenders. Or almost better that we could convince other countries will "expand the economy" as they have done here. So while ruining those countries, do not let us breathe.

Saludos a tod @ s.

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# 3, Fausto
April 16, 2008, at 9:48

Put the politics where you fit in the politics forum malpensadillos. We were allowed to speak for the elections but you you are going a tad ... ... iceman whether or not you get us the mortgage!

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# 4, Tranceform
April 16, 2008, at 9:48

This is my first post and first of all congratulate Clopez for their work.

After much time reading I have realized that bipartisanship but is also reflected in other words in the comments of all users of this forum, I do not mind expressing each according to their beliefs and convictions but all that separates you every day more than an objective analysis of reality.

There are many variables to consider when trying to understand and analyze the situation surrounding us right now and the more we want more control of the situation we will go from the hands

"He who covers a lot of little squeezes"

Since a few years ago that I find most interesting the theory of Ockham's Razor and say something like:

"Do not make more assumptions than the minimum necessary to explain a phenomenon, and an equivalent group of explanatory models, we should select the simplest."

Or put another way:

"Between two complete explanations, the simplest is best"

In short, we should be more realistic as some @ s have already commented and not applying theories of science fiction to try to explain something that has not even come to understand.

Everyone should think about yourself and what you need to live "reality" with income and with no illusions that come after the bump.

For the record I am a mortgage for a small apartment, 60 m. that's what my reality I may.

Un saludo a tod @ s

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# 5, Hand H20
April 16, 2008 at 9:55

Marcelino Iglesias, President of the Autonomous Community of Aragon:

You have a name and surname of singer movie, but, of course, represent the worst of silent movies and sing, but in another sense of the word. Marcelino You there? Wake hand must carry water. That just discovered that the solution to the hunger is not a transfer call transfers.
Marcelino Do you understand? This is like in football. We must say "transfer for the remainder of the season." Or should we call it "liquid element timely contribution."
Marcelino Do you understand? GOD SPEAKS! Say something!
Does anyone have a mint? You clear your throat and memory Marcelino. You remember very poquico ZP ago in Zaragoza: "While I am President, and as I promised four years ago, there will be no diversions" IM-BE-CI-LES! "
Marcelino what are you waiting?: All itching to put pipes in ditches and gutters of the roads. By October, Pilar holiday, all with water. Valencia, Murcia, Almerienses echadnos hand! Begun to nibble way to Zaragoza that height we put a detour Pilar and the Ebro River in La Manga lead in no time.

Marcelino buy yourself a tent and lose yourself in the Monegros! SI in the Monegros, where you want to put casinos like Las Vegas, Marcelino. Do you know how people in your Community tankers need to drink this summer Marcelino? But you, instead of water, we want to bring the mafia and prostitution, Marcelino.

Talk to Marcelino Montilla, he will explain the art of misrepresentation.

Get lost in the desert Marcelino and you leave the jug wine, because if you're thirsty and you run out of water, ZP will not fill the jug with fine, I fill with champagne.

And all of this. Who pays for the work Marcelino? Or are we already know that the 400 € of the income tax? Why pipes?

Marcelino: wear a handkerchief from his neck to forehead. Grab a pick and start digging little. I'll give despacico, not long, only until the Euribor is at two to peak.

And as spades, Marcelino, jotica you singing:

"Gut Arremójate
that the heat is coming.
Then in August,
do not release the water or God. "

Wake Marcelino.

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# 6, Loquehayquever
April 16, 2008, at 9:56

Good morning everyone.

The data of the 2 million-plus delinquent in Spain has no forgiveness.
This data is for ASNEF and includes people who strictly complies with its obligations.
I like to have the data just how many people are in ASNEF for not paying a bill telecoms operator of a service not received.

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# 7, mario
April 16, 2008, at 9:57

Transfer? That transfer?

"I said it here four years ago. Today, I reiterate: as long as prime minister will not Ebro transfer "

http://www.elpais.com/articulo/espana/Zapatero/asegura/habra/transvase/Ebro/mientras/sea/presidente/elpepuesp/20080302elpepunac_6/Tes

"WATER FOR ALL"

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# 8, krollian
April 16, 2008, at 10:03

Uan colleague said that people are still spending, they get off the bridge, etc ...
We should see what is spent goes to town one if their parents or friends. That is the cap in quotation marks. Hey. Whoever is chalao and fund most of their expenses on credit will have their comeuppance. It's what you spend too much money of others. Or rather, wasted.

The night before the restaurants were filled playpen.

I have a question for you
I saw the discussion of the wise and radio Hortaleza reproduced one of the questions:
Can you give me your personal opinion on the salaries of footballers in Spain having many who are mileuristas?
Luis Aragones does not know what it meant mileurista. Finally.

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# 9, Carlos Lopez
April 16, 2008, at 10:07

# 6, Loquehayquever
The truth is that the data is to look very carefully, because sure enough of us are there without knowing

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# 10, Ano-nimo
April 16, 2008, at 10:08

"The developers say that the floors are not going to go lower, that adjustment has already been done."

Ahh, but had fallen? if a few months ago said it was impossible to go down and down and would not now admit that if they fall down but no more. I think the best is yet to come and the largest decreases will be in 2-3 years.

Indeed, it is not a transfer of 60km to 1000 km or a shift to drinking than to make golf courses at Polaris World in Totana corruption.

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# 11, Breogan
April 16, 2008, at 10:08

Good morning,

Little by little, very little by little really new engines begin to emerge that are winking at the old fuel. If last week announced an engine Renault 1.2 16V 75 bhp E85 (85% ethanol and 15% gasoline), today announced the 2.0 dCi 130-150 hp E30 (30% biodiesel and 70% diesel).

Moreover Mercedes will launch a new petrol engines with diesel consumption, high performance, the DiesOtto, although 100% dependent on black gold as a source of energy consumption is drastically reduced in large sedans.

This is a small step and only a very short term solution, but it's something as they say in my country.

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# 12, krollian
April 16, 2008, at 10:08

Too many golf courses and intensive cultivation in rainfed. Now call out to the golf course grass surfaces playfulness.
Good. Seriously. No where was that a golf course rated as agricultural land or something to build it.

And speaking of football:

Red Card: This league is a brick

WSJ.com: *: The housing crisis leaves no stone cold and ever more sectors that are hurt by the bursting of the bubble. Linking the football clubs with small and large companies engaged in the housing market begins to notice and more than one has been taught and shown the red card.

Developers, builders, building materials companies ... twelve of the twenty teams that comprise the first division of the National League Championship could change football for the calculator. The crisis threatens not only companies directly involved in its capital, but also the main source of income for their owners.

Corporations

With the transformation in 1992 of sports clubs into limited companies, the assets of the different teams, with the exception of Real Madrid, Barca, Athletic Bilbao and Osasuna, became shareholders managed by private interests.

The most serious is perhaps the Racing Santander, despite be playing one of the best seasons in its history has seen its top shareholder, the construction Seops, was forced to attend a meeting of creditors, the old default.

However, the team said on its website that the situation of its owner is not going to hurt especially. The Cantabrians have been the first to be affected by the housing crisis, but there are other clubs that they should start to worry.

An unexpected golazo

Real Zaragoza, Real Betis, Atletico Madrid, Murcia, Mallorca, Levante, Almería, Sevilla, Valencia and Villareal could run in the future the same fate as Racing. Obviously, the fall will depend more than sports scores, the ability of shareholders to overcome the bursting of the housing bubble.

The crisis threatens the three teams particularly Valencia. The most significant is undoubtedly that of Valencia, controlled by the promoter Juan Bautista Soler, who has conducted two operations under management planning now in doubt.

The first is the new stadium in the city, for which succeeded before the City Council reclassify land at the current Mestalla Aragon Avenue and allow the construction of housing. The estimated revenue for the club by the transaction amounted to 300 million euros, but things have not been fully as he thought.

Valencia and the sale of land

The Valencia last year began selling the land with the auction of a first parcel of a total of five, by 90 million. The problem is that the first auction failed to attract a buyer and was Soler himself had to assume the purchase.

The other major operation is the sports city of the future of Ribarroja that Soler himself has described as "pitch". Here he bought for 36 million rural land, as published in the press in Valencia, and then obtained the re-selling the residential portion Nozar.

The move would be completed if it could land the reclassification of current sports city of Paterna for residential and commercial use, but that nothing is known and the project is now stalled.

The situation seems somewhat better Villarreal, although its main shareholder is Fernando Roig, owner of the tile Pamesa. So far, this company is one of the few that has kept off the crisis, despite the difficulties being experienced by the market.

The worse off, however is the east, bottom club, and a serious financial crisis. His former shareholder was the promoter Pedro Villaroel, who has sold the club to Julio Romero Salvador, also under construction worldwide through the company Trover.

Urban balls

The avalanche of defaults and bankruptcies that lives the real estate sector does not bode well, but it is also true that in the past, clubs have also taken a slice of real estate speculation. The sale and subsequent stages of re-occupying the land were some of the tricks used by more than one computer.

Thanks to the cooperation they have obtained from the municipalities, and in some cases the respective Autonomous Community, the majority has been achieved thanks to the change of legal land use to clean up its battered accounts.

According to a study by Professor Jordi Blasco, published by the University of Barcelona in the last five years the football clubs have earned over 1,000 million euros for the rising price of square meter of land they occupied their stadiums.

Although originally were on the outskirts of cities, with population growth fields must finish in the middle and, as has happened in other European countries, many have opted for a change of location.

Real Madrid wins

The most profitable operation has so far reported to a club, has been the sale of land in the Ciudad Deportiva del Real Madrid, which according to Blasco, it is estimated that the club paid once urbanized to 150,000 square meters, a amount close to 600 million euros.

But the real pitch will come from the retirement of the Santiago Bernabeu, in the heart of the Paseo de Castellana. This operation, however, is parked and is it difficult to recover, unless the capital is chosen to host an Olympic Games or the club is on the verge of an economic axfisia.

Atletico cede their field

The first who tried to take advantage of the Olympics, are held or not in the Spanish capital, has been with Atletico. The mattress came to an agreement with the City on the Vicente Calderon Stadium will be demolished and in its place will rise a park of 30,000 square meters off the shore of the Manzanares.

In return, Atletico will move to the comb, which will be theirs from 2016, the year that is expected to contest the Olympic Games in Madrid. Gil's family appreciated the stadium in 226 million, but the City Council finally fixed the price in almost 80 million. The problem is that the club will have to invest 160 million euros to tackle the reform of the comb to remove the athletics track and create the new stands.

Pending works are also of Athletic Bilbao, who will transfer the old San Mames just a few meters, and Zaragoza, which will transform the building Romareda Expo 2008 and set up a mall attached.

http://urbanismopatasarriba.blogspot.com/2008/04/tarjeta-roja-esta-liga-es-un-ladrillo.html

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# 13, one
April 16, 2008, at 10:11

iceman,

Talk politics with the wall, and vote if you want to UPyD firecrackers.

If you want to change anything, ride a party, but do not be a fly Cojonera, jejej

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# 14, Attila, king of the years
April 16, 2008, at 10:14

Do not worry about the bullshit of RAI and ASNEF. There are more than a tool for Internet operators to Repay religiously you are still sending bills even if you have tested all the possible ways to give you low.

The reality, according to some bank branch managers that I know personally, is that banks ignore such records when granting loans.

I see pain, much pain ...

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# 15, mario
April 16, 2008, at 10:14

# 10, Ano-nimo
"Certainly, it is not a transfer of 60km to 1000 km or a shift to drinking than to make golf courses at Polaris World in Totana corruption."

True, there is a shift for the same thing that Murcianos Catalan (first category and second category).
It is not the same a means for Totana that 3% of Catalan corruption.

"I said it here four years ago. Today, I reiterate: as long as prime minister will not Ebro transfer "

http://www.elpais.com/articulo/espana/Zapatero/asegura/habra/transvase/Ebro/mientras/sea/presidente/elpepuesp/20080302elpepunac_6/Tes

"WATER FOR ALL"

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# 16, krollian
April 16, 2008, at 10:17

# 13, one

The problem is that a few do not believe in none. And least the majority. Politicians seem who lives in another world. Hear is that electoral promises and looks like a Persian market.
I recommend the blog of Juan Carlos Escudier of 20 minutes where your tests are fine, fine.
Ah! and a good link is this:

http://www.javierortiz.net/jor/dedo/el-rojo-y-el-negro

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# 17, nefernef
April 16, 2008, at 10:19

Of course, in Catalonia there are golf courses

http://usuarios.iponet.es/bep/golfexpress/indice.htm

Oh no, is that quality tourism ...

Come on!

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# 18, koba
April 16, 2008, at 10:26

From yesterday:

Chinese:

He who does not understand you, 'lowered inflacón by imports, "yes, the Americans only, and it happens that we import from the EU: EU 63.9% (France 16.8%, Germany 15 , 5%, Italy 9.1%, Benelux 7.3%, UK 7.0%), OPEC 7.3%, U.S. 4.6%, Japan 2.5% Latin America 4.2%. In addition, seek to live in imports sank further the poor Spanish exports much needed for our economy? = Crisis.

Go ahead, reread the story of # 37, mario yesterday

Those that you stay with Trichet's speech superfluous ye not elaborate further. Many prominent economists who criticize the monetarist measures to combat inflation, and as I've shown before what you are getting is just the opposite of what he wants.

To see who is the confusing and release false statements here. I'm tired of trolls who cheer like crazy trincheteros measures not know what consequences they bring to them.

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# 19, krollian
April 16, 2008, at 10:26

Bilbao has lost since 2000 to 2006 a total of 641 businesses

According to the socio-economic yearbook Spanish town of La Caixa, Bilbao has lost since 2000 to 2006 a total of 641 shops and has positioned itself as the city "of 4,000 Spanish municipalities" that "has destroyed more trade in last six years. "

Long time ago I pointed out that increasingly more auctions were empty in Bilbao. And in the center. To see who is the handsome enduring. Here it seems that ultimately only going to be big business groups. Impose their policies and swallowing.
And not mean that a pedestrian street is also commercial.
Zabálburu still be waiting on the council to compensate them for the works of the "troublesome and unnecessary" roundabout. You end up going around the "essential" tram. As Recalde. When the laughter drowned the neighborhood is going to be tremendous. Go to Pagasarri or buy parking garage. Menudo stopper.
Meanwhile the Basque Government continues to support the small shops. Just look at the next opening on the 22nd of this month Ballonti Shopping Center.

And we still pay Supersur (live the day without my car) and TAV (baratito ticket insurance).
We tease and let ourselves. I've spoken out against the tram Recalde and decent housing.
Meanwhile, some will respond that Bilbao is very nice. Works ongoing and absurd golosete paid our money.
Is that I am not so modern, hear. And stupid, less.

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# 20, cojónDsastre
April 16, 2008, at 10:27

China's economy grows 10.6% in the first quarter.

"When the U.S. coughs, Europe catches a cold ..."
Cuando China ruja… adiós Estado del Bienestar

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# 21 , Umonimo
16 de Abril de 2008, a las 10:28

Hoy ha habido arenga populista “desde el pulpito” sobre el agua, que manipulables soys, todos con el mismo discurso.
Copio un post que le he puesto a un ejemplar de estos, y probablemente no se leera al quedar al final de los post de ayer.

#191, Umonimo
16 de Abril de 2008, a las 10:06.

Single, ¿yo te he insultado?
¿puedes explicar cual es el insulto?

Eso es lo que deseas que te insulte, para continuar descargando tu ira y tu frustración, ahora sobre mi, esa actitud tuya es la que ha hecho que vuelva a ganar el petazeta.
Un partido con mucha gente como tu, con esas ideas en la cabeza, de odio rencor y ganas encubiertas de exterminio hacia la otra mitad del pais, da miedo a cualquier persona razonable, (ya se que a ti no,)apaga la radio o cambia de emisora, no dejes que desde un pulpito nadie piense por ti.

Por cierto, es la primera vez que me dirijo a ti y probablemente la ultima.

Esta es mi reflexion:
Nunca discutas con un inepto, te rebajaras a su nivel y siempre quedaras peor, dada su gran experiencia.

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# 22 , aleale
16 de Abril de 2008, a las 10:30

iceman y mario
no se si sois de verdad o si os ha puesto clopez para que intervenga mas la peña, la verdad es que cantais de lejos, seais lo que seais os quedan 4 años mas de aguante, es lo que hemos elegido la mayoria, es lo que se llama democracia

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# 23 , mario
16 de Abril de 2008, a las 10:40

#22, aleale
“es lo que hemos elegido la mayoria, es lo que se llama democracia'

Hay una cosa que es basica en la democracia: el derecho a CRITICAR lo que no te gusta.
O es que no puedo criticar lo que me de la gana? Tengo que decir a todo si bwana?
Si gobernaran otros haria lo mismo. Tu ya veo que no.

Quien votó a ZP porque dijo que “mientras sea presidente del Gobierno no habrá trasvase del Ebro” ahora se tiene que callar?

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# 24 , uesues
16 de Abril de 2008, a las 10:42

clopez, excelente comentario el de hoy, como de costumbre. Simplemente, un pequeño detalle. Puerto Portals está en Mallorca, pero no en Palma de Mallorca, si no en Calvià, que es otro municipio.

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# 25 , aleale
16 de Abril de 2008, a las 10:43

iceman probablemente tu partido te tiene para que te metas en los foros a intoxicar todo lo que puedas, sea de lo que sea el foro.
aquí queremos saber si bajan o no los tipos y los más a aprender de economia ( yo entre ellos )dejanos en paz con vuestra politica y vete a otro foro.
por cierto
¡¡¡¡¡¡ AUPA GETA!!!!!!

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# 26 , krollian
16 de Abril de 2008, a las 10:44

#22, aleale

No se olvide usted de los abstencionistas o los del voto en blanco. El descreimiento camina a pasos agigantados. Los que no votan por nadie no significa que sean ni mas listos ni mas tontos. El problema es que la clase política se cree que ganar unas elecciones es tener un cheque en blanco con cargo a la ciudadanía de a pie.
Aqui en el País Vasco la cosa se pone interesante respecto al partido que ha ido gobernando (en coalición o no) durante más de 3 décadas. Y es que cuando la gente no llega a fin de mes no está para tonterías sobre el derecho a decidir.
Para mi sobran el 80% de las instituciones.
Que un gobierno sea local no es motivo para que también sea transparente.
Días atrás ya dijo un forista aqui que tenemos un montón de opciones para manifestarnos. Y todas cerquita…

By the way:
Solicitan penas de seis años de cárcel para los manifestantes por la Vivienda Digna.

Esto si es DEMOCRACIA.

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# 27 , aleale
16 de Abril de 2008, a las 10:44

CLOPEZ otra vez está vizco el foro

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# 28 , aficionada
16 de Abril de 2008, a las 10:45

Atila, eso de que figurar en el RAI no tiene ninguna importancia a la hora de solicitar un crédito no sé de dónde lo has sacado… Si es el registro que manejan las propias entidades financieras para eso…

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# 29 , hipotecadodeporvida
16 de Abril de 2008, a las 10:45

#22, aleale

ufff,…espero que no sean 4 años, yo tengo mi esperanza..(tan malos unos como otros)…y ya sabes que ellos solitos no bajan el euribor, ni pinchan ni cortan fuera de España, creo que es dos años, nuevas elecciones..cuando la gente se conciencie un poquito mas de lo que se nos viene encima,

mi jefa me ha pillado en el curro conectado a este foro…ahora se ha “viciado” ella tambien..jeje

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# 30 , Johnny
16 de Abril de 2008, a las 10:45

Good morning:
¿Alguien sabe de alguna entidad bancaria, que no sea por internet, que de un interés de bienvenida durante un mes de 10-11%, y con cuenta corriente sin gastos? Se me acaba un ticket a 6 meses, y antes de renovarlo o cambiarlo a otra entidad me gustaría tenerlo en la nevera. Thanks in advance.

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# 31 , mario
16 de Abril de 2008, a las 10:46

#25, aleale
“aquí queremos saber si bajan o no los tipos”

Aqui tienes la respuesta:
El euribor ha “tocado techo” y está “a punto de caer”.

http://www.eleconomista.es/economia/noticias/284709/01/70/El-euribor-ha-tocado-techo-y-esta-a-punto-de-caer-segun-Solbes.html

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# 32 , Daigoro
16 de Abril de 2008, a las 10:50

Good,

lo del trasvase del Ebro es criticable, y con razón. Y ya se quejan los afectados. Se apunta en la libreta y dentro de 4 años se vuelve a decidir.
Iceman tiene razón en esto, pero lo que ocurre es que siempre le echan la culpa a Zp de lo que sea.

Del sistema de pensiones que tenemos, que tiene esas desigualdades posibles, no tiene la culpa Zp. Habrá que ir reformandolo hasta que no haya dudas, entre todos los partidos, ya que es una cuestión de Estado.

Y cuando, pase lo que pase, le echas la culpa al gobierno, pues pierdes credibilidad y la gente empieza a preguntarse si no tendrás intereses ocultos.

Greetings to all.

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# 33 , aleale
16 de Abril de 2008, a las 10:51

oye os pasa que el foro sale mal en explorer?
en firefox sale bien

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# 34 , Pratenc
16 de Abril de 2008, a las 10:52

Parece que hoy el tema estrella es el Agua. Desde luego, o nos concienciamos todos oa partir de ahora cada vez lo vamos a pasar peor. Mi opinión, quizás no es objetiva, porque soy catalán, pero creo que las quejas que llegan desde Valencia o Murcia no son justificadas.

El agua es un bien importantísimo y cada vez más escaso, por lo que habrá que compartirlo, pero con responsabilidad. Si no estoy equivocado, en Catalunya tendremos graves problemas de abastecimiento y, si no llueve, sufriremos cortes. Por tanto, este “supuesto trasvase” será para necesidades básicas, no para “mundos Polaris” con piscinas y campos de golf. Además es una medida de emergencia, si llueve no se llevará acabo.

Me gustaría preguntar a los que seáis de las comunidades de Valencia y Murcia. Allí desde hace años el agua ha sido más bien escasa, ¿por qué se ha permitido ese crecimiento urbanístico salvaje? Si vuestras necesidades de agua han crecido tanto se debe a ese modelo especulativo que han defendido vuestros políticos.

Evidentemente, esa especulación ha generado mucho dinero, pero para hacer algo así el agua es algo básico y ya teníais problemas. Es como si en Marruecos decidiesen intentar tener pistas de esquí porque es un turismo muy rentable. Será rentable, pero si no se puede, no se puede y punto.

Pues eso, que aunque me hinchéis a negativos, agua para todos sí, pero no para establecer mega urbanizaciones donde no se puede. De todas formas, no olvidéis que el ebro pasa por Catalunya, habría que ver si pasara por vuestras comunidades que hubierais hecho.

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# 35 , abel
16 de Abril de 2008, a las 10:53

nadie habla del euribor hoy….malo!

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# 36 , JAC
16 de Abril de 2008, a las 10:56

#31, mario
Mario, esa noticia es de septiembre de 2.007, joer dále tiempo, que aún puede acertar.

No, si es que somos impacientes de co.j.ones.
(ironic mode off)

#23, mario
Cierto, la democrácia te permite criticar y opinar, sin que esto te lleve directamente al paredón y, usando un pareado, esta es mi opinión:

¡¡ CHORIZOS y MENTIROSOS !!

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# 37 , dinky
16 de Abril de 2008, a las 10:56

a #2, Pratenc

A alguien le extraña que los constructores digan que la vivienda “no va a bajar MÁS”? Si son los mismos que hace poco decian que “no iba a bajar NADA”.

Dentro de un año dirán “ahora si que ya no va a bajar más…” :D

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# 38 , krollian
16 de Abril de 2008, a las 10:58

#32, Daigoro

Indeed. El problema es que el concepto de Estado se ha perdido. Asi nos va…
Lo que mola es rapiñar más y mejor…

Roca ya ha afirmado que piensa ofrecerse como asesor inmobiliario al ayuntamiento de Marbella…

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# 39 , Breogan
16 de Abril de 2008, a las 11:00

#14, Atila, rey de los anos

Tengo un amigo ahora mismo que no puede solicitar un crédito para comprar un coche porque sale en el famoso ASNEF, lo curioso es que los de la financiera le dijeron que les constaba en la base de datos que estaba en el juzgado con una orden de embargo y él no sabe nada. Buscando por el bendito google sale en el BOP una multa de 120 € de infracción de tráfico, pero en ningún momento se le notificó nada y ahora tiene al abogado en el juzgado para conseguir información.

Mucho cuidao con el ASNEF

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# 40 , JAC
16 de Abril de 2008, a las 11:02

#35, abel

¿euribor?…¿euribor?….

¡ Ah ! si, aquel índice que baja al 3,25% por la noche, en su modalidad “ON”, y vuelve a subir al 4% por la mañana por arte del “birle birloque”; mientras que el valor a 12 meses se queda en el 4,70% fijo.

Para qué hablar de algo mangoneado por la parte del “forro” por esos que son los dueños de la pasta y de parte de nuestras hipotecadas vidas.

¡ QUE SIGAN HACIENDO LO QUE LES PASE POR DEBAJO DEL COLOSO DE RODAS !

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# 41 , Solvente
16 de Abril de 2008, a las 11:03

Con respecto a la Open Cola

Cuando empezé a estudiar Ingles ya hace la tira,una de las primeras palabras que te enseñan es Open.

Sin lugar a dudas una palabra de moda en nuestros tiempos Open Cola,OpenBank,OpenCor,y ya no hablemos de los Open de Golf con todas sus ciudades correspondientes y paises….etc..

Para mi la más actual es la Open “Culitos” que está deparando toda esta deceleración o crisis como quisieramos llamarla, pues atendiendo a un juego de palabras no es lo mismo “una vieja en pelota que una pelota vieja”.

Ahora mismo hay muchos habitantes con el Culito al aire,empiezan a rondar por las cabezas preocupaciones que hasta hace unos años no recordabamos,empleo,problemas de los bancos donde tenemos nuestros ahorrillos,menor poder adquisitivo,…

Y es que como yo digo, no te das cuenta de lo bien que estás hasta que te duele la cabeza, y es sólo entonces cuando aprecias lo bien que se está sin el dolor.

Bienvenidos al programa Supervivientes en España.

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# 42 , chicharrera
16 de Abril de 2008, a las 11:04

CLópez muy bueno el comentario de hoy, pero mi cuello como me duele!!

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# 43 , krollian
16 de Abril de 2008, a las 11:04

#34, Pratenc

Tu idea sobre construir a lo loco (modelo spanish) ya hace tiempo que invadió Marruecos. Concretamente de la mano de Martinsa-Fadesa.
La realidad supera siempre a la ficción. Recuérdalo:

La agonía de la perla azul

PÚBLICO/Marruecos* : El ladrillo ha desembarcado en las playas vírgenes de Marruecos. Los ecologistas acusan a la inmobiliaria española Martinsa-Fadesa de causar un «desastre natural» en un arenal.
Saidía, la perla azul del Mediterráneo. Así llamaban los marroquíes a esta playa: 10 kilómetros de arena blanca frente a las costas almerienses, flanqueados por una joya ecológica, un bosque endémico de enebro rojo, único en Marruecos.

Este ecosistema cobijaba a especies protegidas, como la tortuga griega, reptiles rarísimos (como los eslizones), camaleones y aves migratorias. Pero esta descripción forma ya parte del recuerdo. Muchos indignados habitantes de Saidía sienten que les han arrebatado un patrimonio que debían legar a sus hijos.

Su indignación tiene nombre español: el de la inmobiliaria Martinsa-Fadesa, a la que acusan de haber transformado un paraíso natural en un panorama de cemento y grúas.

Para ellos, la playa vio su destino sellado cuando esta compañía ganó en 2003 la licitación para construir, a través de su filial en Marruecos, un gran complejo turístico. Éste consiste en una urbanización que abarca 700 hectáreas, con seis kilómetros de playa, hoteles, un puerto deportivo, 3.000 viviendas y tres campos de golf.

“Esta urbanización es un crimen en el que las autoridades marroquíes han sido cómplices”, denuncia tajante el ingeniero agrónomo Mohamed Benata, presidente del Espacio de Solidaridad y de Cooperación de la región Oriental (ESCO).

Antes incluso de que las excavadoras llegaran, este ecologista advirtió del “desastre” en ciernes. No sólo por lo ya irreparable; es decir, “la destrucción del bosque y las dunas, el saqueo de la arena y la masacre de tortugas, camaleones y otras especies”.

También porque el complejo se sitúa a las puertas del humedal más vasto de Marruecos y uno de los más importantes del Magreb, la desembocadura del río Mouluya, clasificado como Sitio de Interés Biológico.

El estuario de este río alberga 131 especies de aves migratorias, de las que dos terceras partes anidan allí, y 636 especies de fauna. Esta desembocadura está protegida por la Convención Internacional de Humedales de Importancia.

Este acuerdo se aplica a “ejemplos únicos de humedal”, en los que viven “especies en peligro o peligro crítico”.

Un humedal muy vulnerable

El proyecto debe proveer de agua a los turistas, los hoteles, y, sobre todo, a los tres campos de golf. Las necesidades de agua de la urbanización, que se prevén enormes, inquietan no sólo a Benata, quien teme que la urbanización “acabe con el humedal en tres años”, sino también a Najib Bachiri, presidente de la Asociación Hombre y Medio Ambiente.

Bachiri teme que el complejo cause una “catástrofe ecológica”. Ambos recuerdan que la empresa se había comprometido a regar los campos de golf con aguas residuales. En su lugar, denuncian, “están utilizando el agua del río y su zona protegida”.

Público se ha puesto en contacto con la compañía Martinsa-Fadesa para conocer su versión sobre estos hechos. La empresa reconoce, en un correo electrónico, estar regando “sólo un campo de golf” y admite que “provisionalmente” se abastece “con una estación de bombeo del río Mouluya”.

Sin embargo, en su correo de respuesta asegura que “el impacto se considera mínimo”, porque “sólo necesita regar 200 hectáreas”.

La empresa asegura estar aplicando “un plan de optimización del uso del agua” y afirma que, en cualquier caso, “la compañía ha implementado ya medidas de protección, recuperación y regenaración ambiental, más allá de lo que exige la ley”.

Y concluye: “Tenemos la preocupación de preservar el equilibrio natural de la región”.Benata discrepa de estas afirmaciones. Explica que “el ecosistema del humedal se basa en el equilibrio entre agua dulce y salada; si se extrae agua dulce, el agua del mar saliniza el río, lo que puede acabar con las especies que viven allí”.

Esta opinión es compartida por Manolo Soria, de la ONG española Ecologistas en Acción . La organización está dando su apoyo a ESCO y otros grupos que se han unido en una plataforma para salvar la biodiversidad del Mouluya.

“El uso del agua de los acuíferos y la utilización de pesticidas para los campos de golf serán nefastos”, deplora Soria. “Y ello en razón de un “modelo turístico caduco, el de los campos de golf”, añade.

Pero no sólo los ecologistas están alzando la voz. También lo hacen algunos políticos. La senadora franco-marroquí, Alima Boumediene-Thiery, respalda a la plataforma. En su opinión, la inmobiliaria española “se ha aprovechado de la falta de control del Gobierno [de Marruecos], que vende el país al mejor postor”.

La plataforma ecológica tiene además muchas dudas de que se haya cumplido con la obligación de efectuar un estudio de impacto medioambiental.

Martinsa-Fadesa no facilita una copia del estudio de impacto, aunque sostiene que el informe “se entregó en las bases del concurso”. Con respecto a la destrucción de las dunas, la compañía añade que solicitó “un informe de evaluación ambiental suplementario para el tratamiento dunar, que propone algunas medidas”. Pero estas medidas, reconoce, están “pendientes de desarrollar”.

La inmobiliaria recalca en su correo de respuesta que el proyecto prevé crear “8.000 empleos directos y 40.000 indirectos”. A Benata este argumento no le vale: “Los turistas vienen por la diversidad de esta naturaleza; si se destruye, a largo plazo, ya no habrá turistas”.

Una zona con riesgo de inundaciones

Según un estudio del Programa de Naciones Unidas para el Medio Ambiente y el Departamento de Medio Ambiente del Ministerio marroquí del ramo, el litoral de Saidía es “muy vulnerable a las inundaciones” [como muestra el mapa adjunto, elaborado con los datos de este estudio].

El documento advierte de que “de conjugarse el cambio climático con fuertes marejadas”, el 69% de los complejos turísticos de la zona, incluido “el que está construyendo Martinsa-Fadesa”, podrían inundarse a partir de 2050.Según la inmobiliaria, “hay un compromiso por parte del Gobierno marroquí para constuir un canal de protección (financiado en parte por Fadesa Maroc) para evitar las inundaciones”.

La profesora Maria Snoussi, del departamento de Ciencias de la Tierra de la Universidad Mohamed V de Rabat y experta en cambio climático, asegura que la urbanización “tendrá un impacto ampliamente negativo en la biodiversidad de Saidía”.

Snoussi asegura que “al destruir el cordón de dunas y la vegetación que las fijaba, han acabado con un ecosistema que se autorregulaba y contribuía a evitar las inundaciones”.

Las necesidades de agua del proyecto, estima la profesora, pueden “desertificar aún más ” una región cuyos recursos hídricos están ya muy explotados por la agricultura.Martinsa-Fadesa ha prometido que “contribuirá” a la realización de una estación depuradora de agua “competencia del Gobierno marroquí”.

La empresa dice que la “localización” del complejo, “ya estaba asignada en el pliego de licitación del concurso”. El estudio citado detalla que, de sus 700 hectáreas, 354 estaban “clasificadas inicialmente como dominio forestal”.

Chilabas en un complejo de lujo

Saidía era la playa preferida de los emigrantes marroquíes cuando volvían a casa en verano. Sus bosques eran lugar de pastoreo. Ahora, dicen, su playa será “de los ricos” que compren las casas.

Martinsa-Fadesa dice que el acceso a la urbanización será libre. La senadora franco-marroquí Alima Boumediene se muestra escéptica: “¿Usted cree que a los marroquíes vestidos con chilaba les dejarán pasearse tranquilamente por este complejo de lujo?”.

http://urbanismopatasarriba.blogspot.com/2008/03/la-agona-de-la-perla-azul.html

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# 44 , mario
16 de Abril de 2008, a las 11:04

#34, Pratenc

Gracias Pratenc, no sabia que en catalunya ni se construye ni hay especulacion …

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# 45 , polariswol
16 de Abril de 2008, a las 11:05

Me deshuevo cuando veo al patán de Polarisguol en el anuncio diciendo: “se preguntarán por qué un piso como este puede valer lo que vale?”, pues no, pequeño patán ladrillero, ya lo sabemos, por los chanchullos y delitos que “presuntamente” has cometido con tu amiguito, el alcalde del PP.

Alucino con algunos valencianos y murcianos que venden su alma al diablo (entiéndase belleza de playas y parajes naturales) por un puñado de ladrillos y miran para otro lado ante la corrupción de la costa levantina.

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# 46 , Fausto
16 de Abril de 2008, a las 11:05

No os preocupeis por el agua, debajo de los puentes suele haber bastante!!!!!

Euribor Semana 4,226
Euribor 1 Mes 4,371
Euribor 2 Meses 4,57
Euribor 3 Meses 4,774
Euribor 6 Meses 4,776
Euribor 12 Meses 4,78

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# 47 , JAC
16 de Abril de 2008, a las 11:06

Por cierto, Abel, hoy al 4,780

¡ QUE LES DEN !

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# 48 , fonta
16 de Abril de 2008, a las 11:06

Para #31, mario:
“El euribor ha “tocado techo” y está “a punto de caer”.”
Dos consideraciones:
1º la medía de septiembre de 2007 no difiere mucho de la actual, por tanto la altura del techo es parecida
2º Solbes no dijo lo que “esta a punto de caer” si el euribor o el techo.

:)

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# 49 , Manuel
16 de Abril de 2008, a las 11:07

Otra subidita hasta el 4,78:

Font
Euribor Semana 4,226
Euribor 1 Mes 4,371
Euribor 2 Meses 4,57
Euribor 3 Meses 4,774
Euribor 6 Meses 4,776
Euribor 12 Meses 4,78

Eonia 15/04/2008 3,783

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# 50 , Atila, rey de los anos
16 de Abril de 2008, a las 11:14

A ver… cuando habláis de financieras, ¿Habláis de bancos y cajas de ahorros, o de CrediServices, CrediChupi, Crediguay y demás?

Porque me limito a repetir lo que me han dicho ya dos directores de banco: no tienen en cuenta el ASNEF.

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