Travel time

Future Time travel gives rise to innumerable paradoxes, one of them is the paradox in which the grandfather traveling to the past and kill your grandfather before you know your grandmother with which it is assumed that there would not be born and therefore the There was not impossible that would have traveled to the past to kill your grandfather ...

As the paradoxes, Incordiar quite a theoretical level, they try to find solutions, as in this case might be that of the parallel universes of the lines or a temporary.

More or less this is what has happened in the economy since 2004, there is a universe in which wages have grown just as prices and another, where are you, in which families need most to € 5,000 year to live well. These statements should be cogerlas with tweezers as we are moving into full election campaign and should not do much if the politicians, but because of something you may have.

This is what tells The executive secretary of Economic Policy of the PP, Miguel Arias Canete.

'Today a family, to buy the same thing that I bought four years ago, for clothing, footwear, send children to school, pay doctors or any transport needs 275 euros a month, and 225 more if you have to pay a mortgage, "said Arias Canete, who felt that 'the average family Spanish, to live like four years ago, needs 5,000 more, which would mean that salaries would have risen 6,000 euros more."

Perhaps it would have to go back just over 2004, to check the widespread drop in purchasing power since it is something that does not seem to matter too much to politicians from both sides.

At the other parallel universe, the better, the whole of the rich remains the same, for example there nine out of ten Spanish fortunes evade taxes.

The group of technicians from the Ministry of Finance (Gestha) has reported that about 86% of Spanish fortunes with a heritage of more than 10 million euros evades their tax obligations by failing to declare the tax Heritage. The organization has pointed out that if the technicians could monitor these estates were collected over 21,000 million annually.

I like the name of the group, imagine that you say "Gestha care who comes." Undoubtedly, it imposes.

As for the rumorología, is heard everywhere that any of the boxes Spanish is very bad, fifth the pattern of the ECSC said yesterday: "There is no cash in a critical or sensitive ... or what would need to know"

Quintos also pointed out that there is a "commotion" in the international finance system, with layoffs in many foreign entities, and with measures such as the nationalization of a bank in a country that carries the "flag of liberalism," referring to the British Northern Rock, but did not specify its name. In this regard, he announced that it is likely to be more nacionalice a bank in a European country.

So to end today, as we talked about economics and time, who better to do it with a sentence of Tyler Cowen, Professor of Economics at George Mason University.

The more rich is more important is time.

So do not be quejéis, like pasta that you need, but you have much time because you're losing reading this blog;).

Updates: If you want to save time in your life, here you have this site with tips for doing things faster (in English): http://www.waitless.org/

Written by Carlos Lopez on February 21, 2008 with 211 points.
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211 reviews

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# 1, assiduous reader

February 21, 2008, at 9:44.

very good so that we are rich in time ...

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# 2, CRISTINA

February 21, 2008, at 9:47.

It is true, I say "No one is happier, that he is satisfied with what you have."
And we have a long, clear, long time.

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# 3, MadRAM

February 21, 2008, at 9:50.

Well, I have to be a millionaire in my time because I contributed much, although I do not know where they got the money, cachis!

As the fortunes of that escape (which sounds bad to me this word) taxes (and the worst, Jiji) has always happened, and I feel bad. In addition it seems that only controls finances thoroughly to businesses and the self, but to give them the richies sleeve broadband. Gestha of what I sounds like Gestapo ... Uy! pardon, Applets not the law of Godwin.

On the other hand I am impressed with comments from yesterday. I think that he had never shared so many positive comments, and reviews of all kinds. A Atila, a Fyahball, a Chinese, to Seelah to Dumper, to Indian, a Vinuesa and a few others that I forget now. And the most curious is that most are burbus, and although it might be more or less agree, part of reason and have at least today it has been able to speak quietly (well, almost Chinese stress).

The truth that I wrote because I was not bundled and between F5 and F5 appeared zillions of new messages to be read and I read, but had begun to write a message giving him a reason to support Chinese and a little penalty that was giving me the poor. Most of the floors have to depress prices because they are infladísimos, how many others are inflated and some are infladitos enough that the builder has benefits and all this depends very much on where they are built. So far the floors went up because the people could pay, but it is no longer possible. Those who did not put up a buy now as were those who fear Chinese (no offense), the very conservative or who might or might not want to pay these amounts. To be able to sell all the flats are built new, unsold and the pasapiseros, will have to adjust the price enough and remove many benefits. How much? I do not know, but I think in general we would be happy with many prices around the year 2002 or 2003.

Dumper, my floor of 70m2, garage and 2 storage rooms, on plane in 2002 cost me € 144,000. Writing in 2004 by € 108,000 (75% of the price). By then charged 930 € * 12, now € 1120 * 12. I've been paying myself, and I had to deprive many fads, but they were therefore whims. But I have also given some gustazo from time to time. In what I am claiming is that much less than average and paying a flat at prices similar to those that say (in 2002 prices Gijon), a single person can afford it, yes, with effort. I always knew I pay a flat was not easy.

PS: I also have tea bread with butter and sugar ... rich and well-being!

Greetings to all.

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# 4, alisus

February 21, 2008, at 9:51.

Finance can not investigate the rich, but it seems to an official who earns € 15,000 gross a year can do, and all for wanting to deduct the mortgage. So we are going.

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# 5, SirJuan

February 21, 2008, at 9:52.

very good about parallel universes, truly epoch of elections, the news of a party and the other parallel universes and really seem to live in a third completely different universe.

# 237, JavierML (yesterday)

Merci, for responding. Actually it was hoped that shift, but it's really curious to see it. To see this emerging as the yankis and see how the ECB reacts now seemed to change course down to see the other side of the pond are doing worse ...

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# 6, laia25

February 21, 2008, at 10:05.

Good morning!

As of parallel universes that reason! Each has his theory and while we respect the other hand, and although we try to get in its place and its way of thinking, we are all very, muuuy, proud, someone who has bought, is heavily indebted, and it costs a lot to get of the month, it is very difficult to recognize that perhaps was wrong to buy: PRIDE. Like, someone who has had the opportunity to buy, but for comments, or not wanting to risk, or for thinking they were going to go down, has not purchased, will not say never, that he would like HAVER bought PRIDE.
We tend always, a cape and sword to defend the decisions taken by us as if we needed the backing and support of others, and we are not able to recognize when we cagado.

And that goes for everything ... because I have not ever heard a politician say:
"" WE HAVE WRONG, WE HAVE MADE A BAD MANAGEMENT ", and looks that have made it big ....

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# 7, Resignao

February 21, 2008, at 10:06.

Bravo clopez, spinning like the guy! time travel, wealth in time ... if you vouchers to pa ...

Anyway, that if the taxes that it is in chaos. A very good idea that I saw the other day and they want to change the political levy taxes according to what is gained. They say they want to lower the personal income tax, we say that taxes are solidarity, and raise taxes (all pay the same VAT for a coffee), thus gain the rich. In what was the other day I saw a program on Telemadrid that Madrid is called by the world. A couple lived in Madrid in Geneva. They had a daughter who was in the nursery: the price of day care was not fixed, but that was a percentage (say that between 7-9% of what they charge to complete the family. It's the cane. Then too the immigration, which if not wearing having three generations of ancestors born in Switzerland you can not buy housing, unless you pay a dough as payment for the right and then you can buy a house. ... And rents puffffff, said a girl who FRANCOS 1500 SWISS by a pisito anything ...

In order that these are Swiss milk.
That if, what time you're right, is money, and if that is not to say what the bag, dependiedo that day, for a few minutes can lead to winning or losing a million. I honestly prefer to have some time to be quiet and do not earn much, but if it won to a certain extent, that is not the case.

Anyway, now I have enough dao sheet.

A saludete and see what makes our beloved Euribor today. I think we will again go up ...

Aaaadios

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# 8, Solvent

February 21, 2008, at 10:08.

I WANT TO BE MAYOR OF RETIREES

Speaking of time.

When you're just a baby all around you are responsible for looking at how long it takes to learn to do Palmitas, when you do the five Lobito and of course how many teeth you have salido.Con 4 anita the logical question is "What do you want to be Major? ".

Later, at puberty when salts with the four cronies / as the people you question that when you go to events girlfriend / o.Despúes, when salts formally with the 3rd / th or 4 th / 4 th and you get to know different ways of doing croquettes your suegras different than when you are asked you marry you ... you have already gotten into something ... you have already seen the furniture, curtains ...

And here all say the same thing you are married, but men do not you marry it no longer takes. Once married, when are you going to have offspring and not over your wife quarantine when you are wondering what " How far will you go for the couple? "

Well, if friends, this life in which we live is measured in stages, each one must necessarily interact with what appears is written in a book of experiences that must be respected to the letter and that everyone feels with the right to remind you that well after each cycle.

I watching TV yesterday after several stages as those above comment, I heard and saw a video of Lou Reed and has helped me to reflect.

With money or without money ... BE HAPPY

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# 9, repopulate

February 21, 2008, at 10:09.

and that the Euribor? pa pulling up again !!!!! mecachis !!!!!!!!!

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# 10, Carlos Lopez

February 21, 2008, at 10:10.

# 7, Resignao
1500 Swiss Francs are 900 €, so it is not so bad :)

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# 11, aspirin

February 21, 2008, at 10:14.

OFERTON for alquilano "the king of the year," fiahall and burbujiles desperate and excited:

My parents sold a pisito in my city at a great price, 2 years ago to try to sell for 39 pounds, it is true that the market is very stationary, you see ... that reason may be that my parents will make any rebajita seeing this chungo sell now, you will remove some 5,000 euros, but not because they need not esque slump, you feel as if hoping for more ... within 5 years if they have not sold you leave it for 41-42 pounds, if you want to leave the telephone number jjejej ... ..

How much ignorance and illusion, the only story that fall something, we are talking about a drop of 5-10% of people who need to sell, either economically or afisiado How this because Kiera enjoy the money from the sale as soon as possible .. Honestly, within 5 years I do not see an apartment that was bought for 40 pounds now be sold for 20 or 25 unless there is clear need ... The mortgaged in a few years we will face the mortgage quietly, while the rented follow superbajadas those waiting year after year ...

That makes it hard to buy and deal with a mortgage now in a crisis until it knows ZP, set ... but in a few years are going to give away half the story, please do not .. although you may be ignorant of illusions we live .. from 9-M if god and the Spaniards want to be back to normal.

EUROBAJADITAS, as I like!! UMMMMMMM

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# 12, Resignao

February 21, 2008, at 10:15.

Gentlemen, to go to Curro on public transport ... $ 99.98 a barrel !!!!! We're already in the barrier of 100. I now I have come back by train to Madrid, and is very gustito without traffic or to hurry people in cars ...

To see if the euro down a bit. Which by the way, yesterday an analyst at stockbroker Intereconomía at the close of the market said that it was a good opportunity to buy dollars because according to him, after several years down the dollar, this year in which he was to become strong again. Although I do not see myself in the present situation is how to spend it. We hope that the dollar rebound because the strong euro and the difference in interest rates we are doing dust.

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# 13, Paku

February 21, 2008, at 10:17.

Jolin, Carlos, then you complain that we talk about politics, but we tientas!
Please these days of (pre) campaign does not include comments from politicians, unless absolutely necessary. Everyone is going to deliver to the economic populism to get any more blatant than another vote of the poor Currito burdened with mortgages.

I will not comment on what was said by Arias Canete.

Greetings

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# 14, poor enculator

February 21, 2008, at 10:20.

Wealth in time is one of the largest fortunes to be purchased. But you have to manage it wisely, obi wan.
The case is to invest ten months in courts, which is the time elapsed since the submission of claims against the ALBERTOS, until that application was declared admissible. Enough for the crimes prescribed.
Then with a little head and pulling some trickle unimportant, you can get the constitutional arrogate powers that do not correspond, and to declare a culprit of the crime of swindling, but not criminally responsible because the crime has lapsed.
Then you quejais whether the mortgage, if the CPI ...
What IS NOT INVEST, Pardillo, who are UNOS Pardillo!
The truth is that sometimes want to visit some instances with the chainsaw in his hand, like a Braveheart of the twenty-first century ...

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# 15, Breogan

February 21, 2008, at 10:21.

I am reading many complaints in relation to the prices of flats, that you may know that in Ourense (capital of job insecurity), where there are many salaries below the 1000 € net, there are NO VPO housing due to lack of land. The average price of a flat exceeds the 180,000 € 90m and even with everything against not know anybody who lives in rent. It is a matter of effort and deprived of superfluous things. Think of what went wrong that what our parents or grandparents!.

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# 16, JAC

February 21, 2008, at 10:24.

Good morning, everyone s,
Very good "entry" Today Carlos Lopez.
But I was with a existential doubt: if the poor are rich in time and time is money, then are we rich or poor?

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# 17, Loquhayquever

February 21, 2008, at 10:28.

# 13, Paku
10 points for you ... I subscribe to your post 100%.

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# 18, erg

February 21, 2008, at 10:29.

Very good solvent, somewhere seems to be writing you need to do a certain number of things in life because if you're not a freak or you're sick or go head to know ... the worst thing is that you do not feel bad if 're there doing all those things that "must" do in every age ... and although you say you do not feel different from them or even underestimate you.

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# 19, Attila, King of the year

February 21, 2008, at 10:31.

Laia25 ... I think you forget me: I see the faces of pain and suffering, I hear the alaridos produced by the lashes of the Euribor, and joy with this. Sadism

I see pain, a lot of pain ...

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# 20, Resignao

February 21, 2008, at 10:34.

buffff, as is the courtyard. Look what's in the Economist this morning, a news burbujil like no other. Or is that burbus are not badly designed? No se, no se ...

"The veteran guru, Harry Schultz, continues to announcing a true Revelation:" Échense the mountain "

http://www.eleconomista.es/economia/noticias/369923/02/08/El-veterano-guru-Harry-Schultz-sigue-anunciando-un-verdadero-Apocalipsis-Echense-al-monte.html

leedla because it has no waste. I am already looking to sell the apartment and buy a plot of land in the mountains of madrid to plant potatoes and tomatoes ...

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# 21, Resignao

February 21, 2008, at 10:38.

And then also two contapuestas news: lower rates of growth deceleration VS, who may be more in the tormented mind of TRANCHETES?

"Merrill Lynch believes that Trichet did not cut interest rates in 2008"

http://www.eleconomista.es/flash/noticias/369994/02/08/Merrill-Lynch-cree-que-Trichet-no-bajara-los-tipos-de-interes-en-2008.html

"It confirms the slowdown in the Spanish economy with a growth of 3.5% in the fourth quarter"

http://www.eleconomista.es/economia/noticias/369003/02/08/Se-confirma-la-desaceleracion-de-la-economia-espanola-con-un-crecimiento-del-35-en-el- fourth-trimestre.html

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# 22, circular

February 21, 2008, at 10:39.

Hello,

"More or less this is what has happened in the economy since 2004, there is a universe in which wages have grown just as prices and another, where are you, in which families need more € 5,000 Like a year to live. "

I will assume that that is what he has said and not clópez Arias Canete. What not to be included in our universe, I say. ;-)

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# 23, amateur

February 21, 2008, at 10:41.

jajaj, circular

clopez is clearly in another universe

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# 24, Fausto

February 21, 2008, at 10:44.

Resigned

"The gap between market expectations and the thinking of the ECB is unusually large"

This phrase has enchanted me .... Trichet works analyst at ML?

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# 25, Miguel

February 21, 2008, at 10:44.

The great fortunes are not paying the taxes they should, technicians are complaining of Finance and a colleague of mine, which won in 2007 6000 € (began working with contract last year and was paying 2) you just send a cartita Finance saying he was wrong and that the statement should be about 300 €.

Therefore, if the Treasury devotes its efforts to control annual salaries as my companion, as you are able to control the rich, with how difficult it must understand their accounts.

So goes the country. Less lower taxes and more down the black money flowing through our country, we have more tickets than anyone € 500.

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# 26, kokito

February 21, 2008, at 10:46.

Good morning, vietnam

For now,

# INDIGENA, last night you go out, go no, ole.
Greetings to big. I can ride at his side.
And the buccaneers, too.

Then I

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# 27, sam

February 21, 2008, at 10:49.

clopez, in the subforums of mortgages is beginning to sell Viagra. Check it out you can slip spams

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# 28, john

February 21, 2008, at 10:52.

bajadita today touches of the Euribor, 4357

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# 29, Elisa

February 21, 2008, at 10:56.

Atila gustazo who read the films that you mount and as you become the bad guy. The people in the film draws us ill, perhaps curiosity.
In your case, doing very well the role of jester and thanks to you we all laughed Mogollon.
Bufoncito continues to spend a good time all riéndonos your bufonadas champion.
Today, the Euribor will have a tiny drop.

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# 30, poor enculator

February 21, 2008, at 10:57.

A formal question ...
I think they should give negative feedback with more restraint, not only because you do not agree with the content, but by not agreeing with the forms. I do not like to see Attila censored, as much as we do not agree with their approach sadomasos.
If no such agreement, no votes, but erasing it would leave the commentary to the people who come openly lacking respect, trolls and others.
Besides Attila won, I think, a certain "patent carte blanche" by seniority, ingenuity in the exhibition, and that boy, because sometimes it is necessary for us to move forward ... lash (well, this last I am not so Insurance)

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# 31, JAC

February 21, 2008, at 10:58.

WHAT HAPPENS?
There is no longer the truncheon of the Euribor, has declined participation in the forum between 20 and 30%.
Sure! we are mareando with:
that if inflation ... ... no, no slowdown
(I have no idea who is going to happen with Trichet)
if that time .... if that money.
that if you go up the floors .... No, no, fall down and more
that if a pothole .... No, no, the mountain that this was just
that if you rent ... ... if I buy that.
I mean, I'm the only thing certain is that I'm not sure of anything.

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# 32, Carlos Lopez

February 21, 2008, at 10:58.

And the oil sales.
At this time a $ 99.99

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# 33, JAC

February 21, 2008, at 10:59.

# 30, poor enculator
For you ... my puntito Totalemnte agree.

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# 34, NoLogo

February 21, 2008, at 11:02.

already pushing out the ideas of where the Friend of the ant in Four, jeje, in the pages of Clopez, that of hard romperu an egg and removing the shirt me it sounds.
On the other hand q hopefully get off this euribitor. Is a reunion when the knife?

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# 35, Fausto

February 21, 2008, at 11:03.

# 30

Attila can come into my definition of troll as the burn them all ;)

If you want to give it a positive burbujiles forums, will be the king. No conditions you have to do the people.

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# 36, JAC

February 21, 2008, at 11:04.

Camarerooooo!
A "one of pisitos" with sauce "shopping cart" and accompanying "barrilitos oil" since yesterday that I have "limited time"

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# 37, Enculator

February 21, 2008, at 11:06.

if it had come to 100 dollars!

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# 38, JAC

February 21, 2008, at 11:08.

1 VKO 4118 0006
1 kk 4180 0000
2 kk 4280 0006
3 kk 4373 0007
4 kk 4374 0006
5 kk 4375 0005
6 kk 4376 0005
7 kk 4377 0007
8 kk 4377 0007
9 kk 4377 0007
10 kk 4377 0006
11 kk 4378 0008
12 kk 4378 0006

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# 39, Fausto

February 21, 2008, at 11:08.

I think it has to begin prospecting in my garden .... I am gonna more profitable than the consumption of vegetables and tubers.

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# 40, Daddy

February 21, 2008, at 11:09.

Spanish refranero
time is money and who loses lost treasure 1

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# 41, circular

February 21, 2008, at 11:13.

Hello,

Do not confuse with the Treasury: that is not to investigate a large fortunes and yes to small contributors. The reality, in my experience, is investigating the statements easy.

Sure that the "vast fortunes" of the most complicates with corporations, holding companies, etc ... to embarullarlo to the maximum and it is difficult to see anything clearly.

However, something as simple as what it says # 25 MIGUEL, even a new fellow in wealth can comporbarlo.

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# 42, Sergi

February 21, 2008, at 11:15.

And the Euribor continues to rise, I do that I had done illusions that I reviewed in June, and I have reviewed with the December, subidon € 60 and was already convinced that in June I came down safe, but as to follow the progress of the last days I get my back to me to climb.

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# 43, aleale

February 21, 2008, at 11:15.

Good morning everyone
I will not talk about politics, is an economic issue, is on private healthcare.
Curra my wife at a hospital in London, (iron gate) and are circulating proposals for doctors in which they say that anyone who makes less evidence, will receive compensation.
seeing that these proposals are going to the private healthcare headache, my question is this:
such as managed health? and regardless of whether you are for or against the public health
the more we come face to the private Currito

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# 44, Fausto

February 21, 2008, at 11:17.

Sergi, if you climb over on your next revision ... I give you a pin and reaches more than what the crap December Emuse

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# 45, Elisa

February 21, 2008, at 11:17.

Sergi the problem is that our dear Enculator is no longer the first every day with that war cry that makes too.
Enculator, you know, in early each day to launch the forum and that cry to the four winds.
Salu2!

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# 46, poor enculator

February 21, 2008, at 11:23.

# 37, Enculator

As "alter," I can not let that comets misconduct ...
"HABER if it comes to 100 dollars"
Is the right thing "to see if it ...", denotes expectations.
Otherwise it would be "must have oil at 100 dollars"
Sin acritud, es que me siento medio responsable por apropiarme de tu nombre…

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# 47 , Breogan

21 de Febrero de 2008, a las 11:25.

Sergi

Me revisan la hipoteca a mediados de Mayo, como no se publica en el BOE el euribor medio del mes pasado hasta el día 20 aprox, ¿se me aplicaría el euribor de Abril?

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# 48 , chino

21 de Febrero de 2008, a las 11:28.

#3, MadRAM
no me enfado. ayer es cierto que tuve un mal dia de curro y tal vez lo pague en el foro. pido disculpas por el tono y por las formas, aunque en el fondo sigo pensando lo mismo.
Si hablamos de mi caso, nunca he podido entrar en el mercado. cuando disponia de pasta, los pisos subian bidigitalmente, de tal manera que no podia pedir el 80% por mas que he estado ahorrando. ya se que se podia pedir el 100% de la tasacion, pero para mi eso era y sigue siendo un riesgo muy grande. Si eso es ser temeroso madram, yo soy temeroso.
de todas formas tener una casa en propiedad es algo que no me importa demasiado. creo que vivo bien que tengo una posicion solvente y que el tema de la vivienda, en mi caso, no es grave ya que el alquiler consume pequeño porcentaje de mi sueldo.
pero mi caso no es represantativo de la situacion general. la situacion general es otra totalmente distinta. gente ahogada y gente sin posibilidades. y eso es contrario a lo que a una sociedad debe tender.

de ayer #246, Indigena
gracias tio. ya se que hay muchos que pensais igual que yo.
tu frase
“Los que NO entramos en el blog para mirar el euribor, y pretendemos plantear otras hipotesis o perspectivas somos considerados “hostiles”, hasta el punto que cualquier cosa que suene a subida de tipos, bajada del precio de inmuebles, o crisis, es tomado como un ataque gratuito, y automaticamente premiado con un monton de negativos.”
es la mejor forma de describir este foro ya muchos de sus foreros.

referente al tema de hoy, tu frase clopez
“Quizás habría que remontarse algo más del 2004, para comprobar la caida generalizada del poder adquisitivo ya que es algo que no parece que importe demasiado a los políticos de ambos lados.”
creo que no hace mucho salio una noticia donde decia que el poder adquisitivo de las familias habia subido 0,8% en los ultimos 10 años, mientras que el beneficio de las empresas estaba en torno al 170%.
creo que con esto queda todo dicho.

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# 49 , sirialuna

21 de Febrero de 2008, a las 11:31.

si pudiera volver al pasado ufffff creo que me hubiera pillado todos los numeross, los de la lotería, euromillones, y compraría terrenos que posteriormente valdrían mucho dinero, y asesoraría a empresas grandes de las cual tubiera información ya vivir del cuento. mi única precupación sería como gastarme el dinero con mis amigos y mi familia en ese tiempo libre que ni tengo ya

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# 50 , Atila, rey de los anos

21 de Febrero de 2008, a las 11:32.

Elisa… yo quizá sea un bufoncillo, pero tú pretendes ir de adivina y creo que no te ganarías la vida…

Subidita del euribor hoy!! Uníos a mí antes que sea demasiado tarde! Venga, repetid todos conmigo mis tantras:

Be Fyah, my friend!

Burn them all!

Ese Euribor, ese Euribor! eh! eh!

Veo dolor, mucho dolor…

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Recuerda: Nunca escribas en caliente, piensa, respira... y No alimentes a los "Trolls"




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