We are all about speculators.

For veais not be lightened nor them, notiocia today of the "Country"

Trichet cooled expectations of cuts in interest rates

http://www.elpais.com/articulo/economia/Trichet/enfria/expectativas/rebaja/tipos/interes/elpepueco/20080215elpepieco_4/Tes

Yesterday if they were going to drop (not?) Or what I read this too bad?

Play or not, the dismissal?

For the last link can be seen clearly that ... .. burbujil era has begun !!!!!!!!

Someone saw yesterday in tv3 Terribas vs Trichet, god love this aunt !!!!!!!!

"Notice to Mariners: the homes of Americans and cost less than their hipotecas.El interesting article mentions the principle of Merton, which is that" when the value of an asset is less than the debt, the debtor prefers to return the assets rather than debt. "
Has anyone seen in the writings of your mortgage if there is any point in showing that the bank can demand payment of the amount of the mortgage if the value of the property that guarantees the payment of it is devalued by more than a (P. Ex.) 25%?

for CLópez,
Totally agree counted, I live in the Canary Islands and because of the president's govierno who said that in spain there is much work to be come the immigrants to come here and boats nearly every day even now that there is bad weather and all that we españolitos cranky, here as elsewhere there is also poverty, and you are not helping this gente.Estuve working at a center for unaccompanied minors as part of clothing, shoes, food etc ... you are given every 15 days 30 euros, a card phone to call their families and bonuses for the bus. What do you think?

# 5, cgloria

Sure, in the congo put on BBC1 and listen to Congolese zp saying here that there are a lot of work.

At the cafe you miss a trickle of something?

I'm sorry for putting govierno with v was a slip.

# 6 Murdok,
I do not take anything odd or even coffee, if that is not true what they say here militants Canarios.

'Pocerolandia' floors to 60,000 euros cheaper than in October
ELMUNDO: * The constructor Francisco Hernando, better known as' The Pocero ', and architect of the macrourbanización of more than 13,000 housing units planned in the town of Toledo Seseña (36 kilometers from Madrid), begins to move bail by the crisis sales that has paralyzed the real estate sector. The collapse of the operations is such that his sales booth had to hang the poster of 'Sale' to give out to the tens of floors of the 2,500 that make up the first phase of its macrourbanización. 
 
 Now, the sales office offers houses' turnkey 'to move into immediately with an average discount of 60,000 euros compared with prices last October. Depending on the characteristics of the floor, falling between 20% and 30% over the amount that marked four months ago. 
 
 For example, a house of four rooms with 113 meters useful now costs 249,600 euros, including VAT. In October, a buyer who had purchased a property with the same characteristics would have paid 308,681 euros, ie 59,000 euros more. 
 
 "Before we sold at least 30 stories a month, but now get at most seven", recognizes a commercial Residential Francisco Hernando referring to the break that has seen the closure of operations since last October. 
 
 Paradoxically, if the client has no hurry to take his house and acquired one of the thousands of buildings under construction and will be completed in 2009 will not enjoy reductions in the price. 
 
 This policy of sales, according to industry sources, would explain the need for the builder to shift the burden of the mortgage to the end buyer. "If they do not sell, is the builder which has to cope with the commitments undertaken with the financial institution," explains. 
 
 Savings Bank in the Mediterranean, Ibercaja, Caja Duero, Banco Galicia, Spain and Caja Cantabria Fund are among the entities who have funded the construction of the macrociudad. 
 
 Francisco Hernando himself recently acknowledged to the authorities in the municipality of Seseña which had more than 3,000 unsold flats of the 5,000 completed or under construction. 
 
 Sources in the financial sector predict that the technique used by 'The Pocero' to draw their flats to the market will have to be taken by many other promoters to avoid financial problems. "The promoters need cash to cope with mortgage loans. And if you do not find buyers, they will have to lower prices and reduced margins for achieving liquidity, "said an expert from a prestigious real estate consultant. 
 
 Sales of 'Pocerolandia' also have been seriously harmed by it submarket has emerged at the residential compound investors have two or three years ago deposited their savings in buildings in urbanization in order to obtain bulky gains before confirming the scriptures and closing the mortgage. Purchased from an investor prior to the handing over of the keys, the price could be up to 30% more attractive than that offered direct sales offices. 
 
 Despite the problems to get the flats to the market, the works do not stop at Residential Francisco Hernando. Although a slower pace than a year ago, operators are still working to finish lifting the 5100 housing units for which the council has authorized license Toledo building. 
 
 As for the future of the 8,000 others who planned to 'The Pocero', is a mystery . First, because the City Council he has been denied licenses for new buildings until it does not move the high voltage line which crosses for the land on which it is planning to build the new blocks. And secondly, because the employer may find it more profitable to postpone the work until the market rebound.

http://urbanismopatasarriba.blogspot.com/2008/02/pocerolandia-pisos-60000-euros-ms.html

Thursday, I do not know whether to feel flattered ... I leave the post of Lopez ... but I leave as an example of a speculator. Well, the good part is that I was the first thing he said, so it would be one that would slice more, musica.

As of housing in use, I think that now cost less because they sell their houses are wrong. Also has something to do with what you comment yesterday, but the theory is to reflect the reverse. It is assumed that risk should not lose anything in the long run, right? and yet are accepting losses now. The cycles of housing prices have always existed, but in the long term have risen, with potholes several years, yes. At least in Spain, USA I do not know. Unless you need to sell, I think they are wrong.

The CPI continues to dislikes in Spain. Do we know already that of the euro zone in January?

Greetings to all.

"We are all about speculators'
Man, some more than others.
I contest to me when my brother did not want to sell some tickets to a Madrid-Barça for Euro 1000.
if they were mine I am spending on the shrimp at home watching the game, so now the buyers on the plane pocero, if it is pure speculation and hard and I really glad that I had to lower the floor to the point of having to lose money

# 17, cgloria

WHAT IS IMPORTANT TO THE CONTENT

Please, have you read what you've written ... Clearly, what matters is the content, and content of your message you've made it very clear ...

Fuerrrte that ....

"Notice to Mariners: the homes of Americans already worth less than their mortgages"

and I say, the cars of Americans also worth less than the credits to buy it, no?

I know that an apartment is not a car, but perhaps we should take away from the head the idea that an apartment-house will always be revalued.

cgloria ... ... ..

is very well say that your ideas, but of that caliber do not write it here ... ... but rather in the forum of kkk or things like ....

repeat with me
economia economia economia

EURIBOR = 4.3%
INFLATION = 4.3%
If you say that within a month or two is a 5.3 to 3.3 and the other, that you choose for the country? And for you?
On the other hand, maybe you believe that salaries will rise by 4.3%? (do not have the salaries of politicians).

# 23, aléalé
I think not ..

It is assumed that inflation down in mid-year, it will be when the difference in the price of oil in the previous year was not much noticed. To know what will happen with the cereal but I doubt that the crude exceeds $ 200 in 5 months, then TRANCHETES will be forced to cope with the slowdown.

I just hope that this time will contain the downhills and try to gain a balance in order to have continuous growth, can be smaller, but stable.

# 26, Fausto
If the oil gets to $ 200 in 5 months you gift a brand new air guitar ...

Well, now plays subidita of the Euribor as Infobolsa ... 4.33 - 4.34.

I say that I doubt that reaching these $ 200

Desincha inflation is already muahahahhaa:
The Consumer Price Index (CPI) fell six tenths in January, although the rate of on-year inflation stood in that month by 4.3%, a tenth above the end of 2007 and the highest since December 1995 reported by the National Statistics Institute (INE).
The core inflation index, which excludes fresh food and general energy-dropped one point in January, and his on-year rate stood at 3.1%, two tenths below that of December. Meanwhile, the index Harmonized Index of Consumer Prices (HICP), which measures inflation in the same way for all euro zone countries, the rate stood at 4.4% Spanish, a tenth higher than that of December.
Consumer prices in January fell mainly driven by clothing and footwear, which fell 11.9% in the month of sales, and is also cheaper leisure and culture (-1.4%) and the kitchenware (-0.2%). In the analysis of headings, but also emphasizes the lower prices of beef and sheep, 4.8% cheaper; of poultry (-1.3%), oils and fats (-1.1%) and milk, 0.9%. By contrast, in January continued to climb the fresh and frozen fish, 3.6%, the snuff (2.4%) and alcohol (1.2%).
The biggest price hikes in the first month of the year took them alcohol and snuff, with rises of 2.1%, followed by housing (1.7%), other goods and services (0.9%) and hotels (0, 7%), while food prices recorded a rise of 0.5%, lower than in previous months. They have also gone up by 5.3% consumer prices related to housing and 3.1% of the alcohol and snuff.
In January, in which the CPI recorded its first monthly drop since July, prices fell in all regions, led by Navarra and La Rioja, where they fell by 1.1%. Followed Murcia (-1%), Galicia (-0.9%), Asturias and Extremadura (-0.8%), Andalusia, Aragon, Castilla y Leon and Castilla La Mancha (-0.7%); Catalonia Basque Country and Cantabria (-0.6%), Valencia (-0.5%) and the Balearic and Canary Islands (-0.4%), while Madrid was the community in which prices fell less, a 0, 3%. In Melilla prices fell 1.4%, and in Ceuta did so to a lesser extent, by 0.7%.

Forgive # 34, Fausto and I like to read the words fijate will have to pass through the fault of the mortgage, jeje.

# 33 Charles zgz
Tb that happens in Madrid, have pointed to that of climbing to win more and they will not stop until they stop a lot of people buy their products and go into bankruptcy.

To # 24, I prefer a Euribor and inflation at 4 to 3 that is what we had a year ago. Inflation has gone up by all the action of commodities, but have very clear that this year is not going to give another similar rise, so you pass under the months wrath down inflation. The most disturbing in this scenario is whether the price of crude is not going to overcome the barrier of $ 100 or if you will. The rates may not rise to 5% for the simple reason that the economy is cooling, and more rate rise would lead to a recession. On the other hand, if banks are offering fixed rates of 5 per dejajo is because it is expected that over the next 3 years on the Euribor walk between 4-5%, so do not panic, and get used to these values because until 2010 we will not see any substantial lowering of the rate (2-3 years of crisis and recovery expected for this year). It's more apurais me if you can predict the Euribor up within 10 years:
end of 2008:4.5
end 2009: 5
2010:4.5
2011:4
2012:3.6
2013:3.2
2014:3
2015:2.5
2016:2.3
2017:3

Only you've got to take the graphic of the Euribor from existing data, tune it to a polynomial of 4th grade and stretch the graphic.

# 11, ingeneiro

What the classrooms are filled with history? Engineering that are empty? He will be in your city because in Malaga course not.

The problem is ending a career of 3 years in 6 (the average is well here in Malaga, yes, Yalo is, all students are few blankets ... fixed) and go out and collect thousand euros pull in the best case

In history, it is not, nor the tattoos, at least not lose so many years

But this is a specific case of Malaga ... is not the rest xD

By the euro Roling thousand or coña ... yet by Howlin Wolf or Albert Collins (yes, it would have to resuscitate .. but as molaria)

I've been reading this forum for months, in fact, ever since I decided to buy a home within 2 years (I'm 83 and I have little money xD) and the mother of a bitch this site by the way, ere a cra C. Lopez

... in order to continue discussion, but I had to say about the race (and the Stones xD)

Carlos Lopez in that we are all speculators, who can ride right, but I think it is not the same speculate on the whims of people with basic goods such as housing.

Does Danone brand Mercadona?

Danone brand Mercadona
Fabric ...

# 39

Define commodity ... marble toilet lids with gold plywood?

It seems that many who can not live in a penthouse elevator without paying € 100,000 less.

I live in a house with 1,000 square meters of land and I bought for 45 pounds (ESP clear: P), what happens is that in the fifth co.o, although you see the sea from her.

Find your homes by the style and no purchases or live 300 years, and that 2 years ago. If I can not find bargains is because they do not want to!

Buenos dias,
CLopez a suggestion. I think it would be interesting to have access to timely information that has already been published in the forum so fast through a search engine with keywords. In doing so might make it easier to search for information without having to look at the posts each day.
Saludetes

Fausto, for my 45 million is not a plum, is a lifetime of slavery, or so much money or win

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