Zapping, Flipping, Zipping and Grazing.
Update: The Spanish stock market closed with a drop of 7.54% the highest in almost 10 years.
Curious words referring to the television world that generally use them badly. Contrary to what we think, the Zapping is not the act of changing the channel constantly to see that thrown out because it is flipping, but it refers to the act of fleeing from advertising. Zipping refers to the rapid advancement in the video recordings, not to see advertising and finally the Grazing is when we see several programs at once.
All these words came with the arrival in 1956 of the remote (although Spain did not reach well into the 80s) and if you realize, this television revolution is comparable to the advent of the Internet in the banking market, we can easily change account, make transfers, buy shares, and so on.
This is how I see Invertia in his article entitled, haggling and zapping are imposed on bank deposits and accounts. Let us not forget that in times of low liquidity and so much uncertainty as now, he has commanded more pasta than ever and even if it appears to lie, those with the paste now are not exactly the banks.
Experts recognize that there is a whole world of submerged offerings that are not accompanied by publicity campaigns, but they materialize in the purest style investor of all life. The vacancy is coming to your bank, teaches the supply of commercial competitor or bank online and requests a raise. If it is a good customer or have attractive funds on days the bank will not hesitate to offer a counteroffer. And if the customer you can get squeezed improvements.
I take to make a cut and paste the following table with the best deals on accounts and deposits.
| Entity | Name | Nominal interest | TAE | Deadline |
| Openbank | Welcome | 9.57% | 10% | 3 months |
| Citibank | Deposit Wild 1 months | 9.57% | 10% | 1 months |
| Barclays | Barclays deposit monthly 10 | 9.57% | 10% | 1 months |
| Bankinter | New Customers | 9.57% | 10% | 30 days |
| Barclays | Deposit 10 | 9.57% | 10% | 1 months |
| Caixa Galicia | On Deposit 6 +6 | 5.9126% | 6% | 1 months |
| Kutxa | E-term one month | 3.8% | 3.867% | 1 months |
| Caixa Catalunya | e-Deposit 1 months | 3.687% | 3.75% | 1 months |
| Caixa Galicia | Savings on housing | 3.72% | 3.75% | 6 months |
| Unicaja | Deposit Unvía | 3.25% | 3.3% | 1 months |
| Ibanesto | Ibanesto.com 1 months | 2.959% | 3% | 1 months |
| Sabadell Atlantic | Depóstio to 60 days | 3.5% | 2.75% | 60 days |
| Banco Popular | Double deposit | 7.77% | 8% | 3 months |
| Openbank | Deposit months to 3 months | 3.46%% | 3.50% | 3 months |
| Citibank | Deposit Wild 3 months | 5.87% | 6% | |
| Unicaja | Deposit 3 Unvía | 4.91% | 5% | 3 months |
| Bankinter | IPF to 3 months | 4.57% | 4.65% | 3 months |
| Caja Laboral | PlazoNet | 4% | 4.06% | 3 months |
| Sabadell Atlantic | On line to deposit 90 days | 3.8% | 3% | 90 days |
| Uno-e | Deposit a 15-e | -- | 6.13% | 6 months |
| Citibank | Deposit Wild 6 months | 4.91% | 5% | 6 months |
| Bankinter | IPF to 6 months | 4.56% | 4.61% | 6 months |
| Uno-e | Type a double-e | 5% | 4.65% | 6 months |
| Caixa Galicia | On deposit 3.70 | 4.21% | 4.25% | 6 months |
| Openbank | Deposit 6 months | 4.06% | 4.10% | 6 months |
| Caja Duero | Deposit NetDuero 6 months | 3.98% | 4.01% | 6 months |
| Caixa Galicia | Savings on housing | 3.72% | 3.75% | 6 months |
| ING Direct | Orange tank 6 months | 3.81% | 3.85% | 6 months |
| Pastor | Increasing deposit | 5.22% | 12 months | |
| Halifax | Halifax deposit to 12 months | 4.75% | 4.75% | 12 months |
| Bankinter | IPF to one year | 4.57% | 4.57% | 12 months |
| Uno-e | Deposit one year | -- | 4.50% | 1 years |
| Caja Madrid | Deposit 12 internet | 12% (first month) | 4.25% | 1 years |
| Citibank | Deposit Wild 1 years | 4.18% | 4.25% | 1 years |
| Caixa Galicia | On deposit Euribor | -- | 4.24% | 1 years |
| ING | Deposit orange 12 months | -- | 4.10% | 12 months |
| Ibanesto | Ibamesto.com 1 years | 4% | 4% | 1 years |
| Caja Madrid | Deposit 15 | 5% | 4.23% | 15 months |
| Bankinter | IPF to one day | 3.62% | 3.69% | 1 day |
| Barclays | BarclaysNet | 3.44% | 3.5% | 7 days |
| Sabadell Atlantic | Deposit On line 10 days | 3.2% | 2.5% | 10 days |
| Openbank | Flexible | 3% | -0% | -- |
| Sa Nostra | 4.07% | |||
| ING Direct | 4% | |||
| Office Direct | 4% | |||
| Inversis | 4% | |||
| Cortal Consors | 3.75% | |||
| Caja Madrid | 3.5% | |||
| Openbank | 3.5% | |||
| Uno-e | 3.5% | |||
SOURCE: Invertia good example of the lack of liquidity and the rise in delinquencies, is that the demand for apartments in the capital dropped by 50% in one year, however some branches of activity linked to the brick-office centers commercial or logistics-present a much more optimistic, according to a report by the consulting firm Aguirre Newman.
As for our friend the bag, we have another crash at the global level, dropping in Spain at this time by 3% and Asia down by around 5%.
Very warm start the week.
Update: According to one study, today is the day most wretched of the year. Will it be the reason for the stock drop?
Written by Carlos Lopez on Jan. 21, 2008 with 300 points.
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# 1, Enculator
AL ATAQUERRRR!! Let's start the week well come!! Euribor ESE! Euribor ESE! EH!