Caja Navarra launches mortgage with a negative differential on the Euribor in exceptional cases

Another round nut over the mortgage market. Caja Navarra (CAN) has proposed a mortgage that allows, under certain circumstances, pay an interest rate lower than the Euribor, the reference price of money in most agencies.

Mortgages Dulce, as the ANC has called for this product, is adapting to the personal and professional needs of the customer. Under normal conditions the interest rate may fall to 0.20 points over Euribor. In the event of temporary incapacity of revenue decline or death, the interest rate offered by the institution will become a 0.20 points lower than the Euribor.

High linkage

To get a mortgage at a price of 0.20 points over Euribor, offer more competitive market, it is necessary that the client has a strong linkage to the box. He should have the payroll and bills domiciled in the ANC, having used 18 times a credit card of the entity in the past half year, with a multi-insurance for the home and another life, and have entered into a pension plan . Customers who meet these conditions, and also have an average balance of 3,000 dollars and a payment protection insurance may qualify for the offer.

Written by Carlos Lopez on May 27, 2006 with 1 comment
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IRPH value and MIBOR 2006

  IRPH January 2006 3520% 3651% 3591% IRPH February 2006 3642% 3751% 3701% IRPH March 2006 3682% 3821% 3756% IRPH April 2006 3758% 3938% 3852% 

  MIBOR January 2006 2824% 2006 2914% MIBOR MIBOR Feb Mar Apr MIBOR 2006 3106% 2006 3219% 

Written by Carlos Lopez on May 27, 2006 with 2 comments
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If you want to cancel a mortgage.

For cancellations of mortgages made after April 27, 2003 has been fixed by law a commission for total cancellation of 0.5% regardless of the conditions that were signed with the bank. They say that if you have claimed more we have to go to the branch and indicate that you apply the conditions of the first additional provision of the Law 36/2003 of November 11, from economic reform measures. If ignored, made a written complaint to customer service of the entity, and if not, the Commissioner for the Protection of Customer Banking Services (C / Al cove 48, 28014 Madrid, telephone 913385068). They say that 100% of the cases was that the bank you get back what you have gained over.

Written by Carlos Lopez on May 27, 2006 with 2 comments
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